Checked.be · Company dossierhttps://checked.be/en/c/eques-finance-0463410570 · as of 27-10-2026
EQUES FINANCE
Active
Public limited company · founded 1998 · active for 28 yearsMolièrelaan 181, 1190 Vorst, BelgiumKBO/BCE: BE 0463.410.570
Summary
The computed 12-month bankruptcy probability of EQUES FINANCE is 3.8% (moderate). For EQUES FINANCE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€22,732) and a net result of €22,764. Equity is shrinking by about 37% per year across the filed financial years. The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 453 days past the deadline2 of 7 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 27-08-2024)2 financial years not filed after the legal deadline; last filed accounts filed 27 days lateLiquidity: current ratio 0.78, cash €913Two or more financial years not filedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)neutralA punctual record breaksShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -25.5% of total assets
Liquidity1+1
short-term debt 125.5% · cash 1.0%
Profitability100+100
return on assets 25.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
3.8%Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (48,443 companies, NACE 70, micro)
Last 24 months11-2024: 0.4%12-2024: 0.4%● unchanged vs 11-202401-2025: 0.4%● unchanged vs 12-202402-2025: 0.4%● unchanged vs 01-202503-2025: 0.4%● unchanged vs 02-202504-2025: 0.4%● unchanged vs 03-202505-2025: 0.3%▼ -0.1 percentage points vs 04-202506-2025: 0.3%● unchanged vs 05-2025lowest value07-2025: 0.4%▲ +0.1 percentage points vs 06-202508-2025: 0.6%▲ +0.2 percentage points vs 07-202509-2025: 0.8%▲ +0.2 percentage points vs 08-202510-2025: 1.0%▲ +0.2 percentage points vs 09-202511-2025: 1.1%▲ +0.1 percentage points vs 10-202512-2025: 1.4%▲ +0.3 percentage points vs 11-202501-2026: 2.2%▲ +0.8 percentage points vs 12-202502-2026: 2.2%● unchanged vs 01-202603-2026: 2.4%▲ +0.2 percentage points vs 02-202604-2026: 2.2%▼ -0.2 percentage points vs 03-202605-2026: 2.2%● unchanged vs 04-202606-2026: 2.2%● unchanged vs 05-202607-2026: 2.2%● unchanged vs 06-202608-2026: 3.2%▲ +1.0 percentage point vs 07-202609-2026: 4.0%▲ +0.8 percentage points vs 08-2026highest value10-2026: 3.8%▼ -0.2 percentage points vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline27-10-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-08-2024, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
This company filed its last 5 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Resignations: Diane Amancic (director) and Rodolphe…Appointment: Pierre Louis Amancic (sole…
Back to profitnet €22,764
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025453 days past the deadlineView
Risk: Negative equityfinancial year 2023: debts exceed assets-€22,732View
Positive: Equity rose in 2023from -€827,523 to -€22,732▲ 97.3%View