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eQual IT

Active Private limited companyfounded 2020active for 6 yearsRue Derrière-les-Monts, Rhisnes 6, 5080 La BruyèreKBO/BCE: BE 0751.701.401

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €94,548 (2020)
€79,808▼ 2.1%
peak €75,131 (2020)
€57,214▼ 12.0%
peak €167,848 (2022)
€500▼ 98.6%
€65,847▲ 64.2%
Board1 name since 2020
Documentsfilings and deeds
18-06-202643 days before the deadline
2025micro format
Dividend €93,203Equity from €36,489 to €500Debts from €40,103 to €65,847Investments €982

Key points

from the 2025 annual accounts

Equity

€500 from €167,848 in 2022

Equity fell by 100% in 3 years.

Debts

€65,847 99% of the balance sheet
Suppliers 2%Taxes and wages 11%Other 87%

Investments

€982 39.1 × depreciation

Green is investment, beige is depreciation.

Liquidity

0.99 was 1.91 in 2024

Short-term debts rose from €40,103 to €65,847.

Filings

6 annual accounts since 2020
AprilJune31 JulyOctober202020222024

The last five annual accounts were filed 36 to 93 days before the end of the period.

Position in the sector

€500

Less equity than 91% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.

Checked score

91
Excellent
Financially stronger than 31% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Average

26-47equity 0.8% of total assets
50-24short-term debt 99.2% · cash 64.9%
100=return on assets 86.2%

Score breakdown

raises risk
Equity €500 (0.8% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €66,347
Liquidity: current ratio 0.99, cash €43,051
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 9% of them on solvency, 27% on liquidity, 82% on profitability and 4% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,153 companies had the same profile as eQual IT has now. Each dot stands for 6 companies, two years later.

96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of eQual IT itself is lower: 0.1% within 12 months. It rests on far more data about eQual IT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,153 companies, not a prediction for eQual IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €66,347
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.99, cash €43,051
NBB · annual accounts
raises risk · Equity €500 (0.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21208 sector peers (2025).
NBB · sector comparison
Position among 21208 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
43 days early
2024
93 days early
2023
36 days early
2022
56 days early
2021
59 days early
2020
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 56 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • THOLLEMBECK Jacques Lucien François Ghislain founderdeed of 05-08-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0751701401
Incorporation Founding capital of €500 · Founder: THOLLEMBECK Jacques Lucien François Ghislain · Appointment: THOLLEMBECK Jacques Lucien François Ghislain (director) · published on 05-08-2020 · Gazette deed
First establishment Thollembeck Jacques, Rue Derrière-les-Monts, Rhisnes 6, La Bruyère
All 11 events

Comparable companies

same main activity, similar in size and age
Company
eQual IT La Bruyère €66,347 €79,808 0.8% -
dotcom Ghent €66,670 €79,900 16.7% -
PU Consulting Grimbergen €67,529 €82,745 3.4% -
FreMerCo Leuven €71,524 €77,108 4.2% -
EYCK Antwerp €67,238 €74,840 89.4% -
Joule Assets Europe Brussels €67,279 €73,676 2.8% -
Pallini Consulting Ghent €62,990 €72,391 90.6% -

These companies have the same main activity as eQual IT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €63,000 and €71,500, founded in 2020.

Official details

Source: KBO
Status
Active since 01-08-2020Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.306.099.4775080 La Bruyère, since 01-08-2020
Financial year end
31 December
Peppol
Reachable since 13-12-2024
Company details

Annual accounts 2025

€79,808▼ 2.1%
≈ €150,000estimated
€57,214▼ 12.0%
€500▼ 98.6%
€66,347▼ 13.4%
Filing
Filed on 18-06-2026, 43 days before the end of the filing period
Financials

Insights on eQual IT

eQual IT files the micro format. That format states no turnover. The gross margin fell from €94,548 in 2020 to €79,808 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 18-06-2026, 43 days before the deadline
€79,808
▼ 2.1%
€79,085
▼ 1.7%
€57,214
▼ 12.0%
-€457
▼ €36,946
0.8%
▼ 46.9 percentage points
0.99
▼ 0.92

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €150,000. Estimated: probably between €140,000 and €200,000.

Balance sheet

balance sheet total €66,347 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

0.8%

Higher than 10% of 21,208 companies in 2025.

0.99

Higher than 17% of 20,571 companies in 2025.

86.2%

Higher than 95% of 20,746 companies in 2025.

eQual IT Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: top quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 66,34776,59282,253209,410171,070111,638
21/28 957003537381,132
22/27 957003537381,132
23 -003537381,132
24 957-----
29/58 65,39076,59282,253209,058170,332110,506
40/41 20,57231,67830,99829,65026,56411,519
40 15,97813,26225,19225,73725,66311,519
41 4,59418,4175,8063,913901-
54/58 43,05142,82149,978178,460143,69198,913
490/1 1,7662,0931,2779487774
Balance sheet: equity and liabilities
10/49 66,34776,59282,253209,410171,070111,638
10/15 50036,48910,531167,848124,79575,631
10/11 500500500500500500
11 ---500500500
1109/19 ---500500500
14 -35,98910,031167,348124,29575,131
17/49 65,84740,10371,72241,56346,27536,007
42/48 65,84740,10371,15540,99645,70836,007
44 1,3972,1252,904397389371
440/4 1,3972,1252,904397389371
45 7,2358,97823,25139,79944,51930,470
450/3 7,2358,97821,35137,89942,61930,470
454/9 --1,9001,9001,900-
47/48 57,21429,00045,0008008005,165
492/3 --567567567-
Income statement
9900 79,80881,49270,76557,00964,63494,548
630 25-35338539424
640/8 640703502---
66A 58361----
9901 79,08580,42869,91056,62464,24094,524
75/76B 3371,1231,138176--
75 3371,1231,138176--
65/66B 93392436788-2
65 93392436788-2
9903 78,48980,62770,68156,71164,24094,522
67/77 21,27515,63815,64912,85914,27619,391
9904 57,21464,98955,03143,85249,96475,131
9905 57,21464,98955,03143,85249,96475,131
Appropriation of the result
9906 93,20375,021222,379168,148125,09575,131
14P 35,98910,031167,348124,29575,131-
694/7 93,20339,031212,348800800-
694 93,20330,031212,348800800-
695 -9,000----
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 18-06-2026 2026-00175344 PDF
31-12-2024 micro format 29-04-2025 2025-00080896 PDF
31-12-2023 micro format 25-06-2024 2024-00164049 PDF
31-12-2022 micro format 05-06-2023 2023-00107865 PDF
31-12-2021 micro format 02-06-2022 2022-20042813 PDF
31-12-2020 micro format 15-06-2021 2021-20000498 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
79,110-70,26357,00964,63494,548
57,239-55,38444,23850,35875,155
982-0001,156
230-7,157-128,48134,76944,778-
-45736,48911,098168,062124,62474,499
0.8%47.6%12.8%80.2%72.9%67.7%
0.991.911.165.103.733.07
-1.106.810.250.370.48
-178.1%522.5%26.1%40.0%99.3%
86.2%84.9%66.9%20.9%29.2%67.3%
84.79-over 100over 100--

The equity ratios are withheld because equity of €500 is too small for a meaningful ratio.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€982----
€25-€353€385€394

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on eQual IT

The operating result for 2025 is 2% lower than in 2024.

Debt's share of the balance-sheet total rises from 52.4% to 99.2%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 05-08-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 18-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 05-08-2020

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
THOLLEMBECK Jacques Lucien François Ghislain
Director (not named in the articles)
Board
Mandates as a list
  • THOLLEMBECK Jacques Lucien François Ghislain
    • Director (not named in the articles), appointed by deed of 05-08-2020, still in office

See the board, name and registered office on a given date →

Control

This company
eQual IT
Equity €500
Profit €57,214 in 2025

Capital

Contribution
€500
Source
deed of 05-08-2020

Articles of association

deed of 05-08-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Rémunération des administrateurs, assemblée générale décide gratuité ou non”
Financial yearThe company draws up its annual accounts over this twelve-month period.
Closes on 30 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 18:00

Founder

At incorporation deed of 05-08-2020 ↗

Network & group

No group

eQual IT has no parent and no holdings in its annual accounts. THOLLEMBECK Jacques Lucien François Ghislain is the only director. eQual IT shares no director with another company.

Timeline

Timeline

11 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 43 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 93 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:0751701401
Annual accounts 2023 filed PDFmicro format · 36 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 56 days before the deadline
2022
Equity above €150,000 equity €167,848 ▲34.5% With a profit in every financial year since 2020, equity grows to €167,848.
Annual accounts 2021 filed PDFmicro format · 59 days before the deadline
2021
Equity above €100,000 equity €124,795 ▲65% With a profit in every financial year since 2020, equity grows to €124,795.
Annual accounts 2020 filed PDFmicro format · 46 days before the deadline
2020
IncorporationFounding capital of €500 · Founder: THOLLEMBECK Jacques Lucien François Ghislain · Appointment: THOLLEMBECK Jacques Lucien François Ghislain (director) · published on 05-08-20204 points ▸

Open the deed in the Belgian Official Gazette

First establishment Thollembeck Jacques, Rue Derrière-les-Monts, Rhisnes 6, La Bruyère

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 August 2020, eQual IT was incorporated as a private limited company by one natural person, with a starting capital of €500.12 THOLLEMBECK Jacques Lucien François Ghislain is director of the company, appointed by deed of 05-08-2020.2 Total assets went from €111,638 in 2020 to €66,347 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 05-08-2020
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0751.701.401
VAT number
BE 0751.701.401
Peppol ID
0208:0751701401
Other Peppol ID
9925:BE0751701401
Legal form
Private limited company
Status
Active, normal situation
Founded
01-08-2020
Financial yearThe company draws up its annual accounts over this twelve-month period.
Closes on 30 December
deed of 05-08-2020 (in French)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 18:00
deed of 05-08-2020 (in French)
Peppol
Reachable since 13-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
eQual IT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-08-2020 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La société a également pour objet l'achat et la vente de toutes valeurs mobilières et plus principalement d'actions,obligations ou titres…”
13 activities
  1. La société a également pour objet l'achat et la vente de toutes valeurs mobilières et plus principalement d'actions,obligations ou titres généralement quelconques,cotés ou non en bourse,la prise de participation,directe ou indirecte,financière dans des sociétés de droit belge ou étranger.
  2. La société peut prêter ou emprunter avec ou sans garantie,à toutes sociétés du groupe ou autre,elle peut participer à la création et/ou au développement de toutes sociétés et leur prêter tous concours y compris à titre de consultant en toutes matières relatives à la gestion d'entreprises.
  3. La société aura en outre pour objet le conseil en informatique,en communication,le management de projets et stratégies,le conseil en matière financière et de gestion,la commercialisation de produits et services en informatique et communication.
  4. Toutes missions de négociation,d’arbitrage,de médiation civile et commerciale et tous modes alternatifs de règlement des conflits.
  5. La société pourra promouvoir,dispenser ou effectuer toutes recherches,conseils,audits et gestion de projets,en ce compris notamment,l’assistance et l’aide à l’expertise pour toute organisation ou encore de procurer des aides financières et/ou matérielles à des organisations partenaires ou clientes,à toute personne privée ou publiques
  6. La préparation,la rédaction et la conclusion en tant que mandataire ou pour compte propre,de tous marchés de travaux publics ou privés ou de fourniture et faire toutes opérations se rattachant à ces objets
  7. La société peut accomplir toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières ou immobilières,se rapportant directement ou indirectement à son objet.
  8. Elle peut s'intéresser par toutes voies,dans toutes affaires,entreprises ou sociétés ayant un objet identique,analogue ou connexe ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l'écoulement de ses produits.
  9. Toute activité informatique de gestion,de conseils,de conception et d'assistance tant au point de vue technique qu'administratif et commercial à tout particulier,à toutes sociétés et entreprises.
  10. La gestion de projets et le conseil en informatique (analyse,conception,programmation,développement et toutes opérations se rapportant directement ou indirectement à la formation dans le domaine informatique et à la communication et aux télécommunications)
  11. La société aura également pour objet la consultance,l’audit,le management,la gestion,la distribution,la conservation et la promotion de tout ce qui concerne la matière des brevets,licences,et à la propriété intellectuelle au sens le plus large et notamment pour tout ce qui a trait à l’informatique,à la communication,à la commercialisation de produits informatiques,en gros ou au détail.
  12. L’achat,la location,la conception,le développement,la vente,en gros ou en détail,de tout matériel informatique au sens large,en ce compris la conception,la distribution,la gestion et l’exploitation de tous logiciels,progiciels et licences et brevets.
  13. Toutes opérations relatives à des travaux de gestion d'entreprise et de gestion familiale.
deed of 05-08-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Thollembeck Jacques registered office Rue Derrière-les-Monts, Rhisnes 6, 5080 La Bruyère 01-08-2020 2.306.099.477

Buildings and parcels at the address

Ground area
1,118 m²
Buildings
103 m²
Volume, LiDAR
792 m³
Tallest building
9.4 m
Buildings to scale, each on its own parcel
103 m², 9.4 m 103 m², 9.4 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
92102B0116/00H0001,118 m² 1 · 103 m² 9.4 m · 3

Contact

E-mail jacques.thollembeck@gmail.com
Phone +32 473 63 64 51