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EQ

Active Private limited companyfounded 2020active for 6 yearsHeilige-Geeststraat 3, 2500 LierKBO/BCE: BE 0741.900.441

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €31,200 (2025)
€31,200▲ 64.7%
lowest -€31,695 (2023)
€11,038▲ 286%
peak €26,410 (2020)
-€23,938▲ €11,038
€61,192▼ 17.8%
peak 0.1 FTE (2020)
-not published
Board2 names since 2020
2 directorsJACOBS Joris Herman Gabriëlle and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €18,949 to €31,200Result from €2,862 to €11,038Equity from -€34,976 to -€23,938Debts from €74,470 to €61,192Cash from €5,029 to €10,169

Key points

from the 2025 annual accounts

Equity

-€23,938
202020212022202320242025

Debts exceed assets in financial year 2025.

Turnover

≈ €190,000 estimated

The micro format states no turnover.

Debts

€61,192 164% of the balance sheet
Financial debts 85%Suppliers 3%Taxes and wages 2%Other 10%

Of this, €8,950 falls due within a year.

Liquidity

2.25 was 1.61 in 2024

Short-term debts fell from €10,721 to €8,950.

Board

1 left

A director left. Latest change 22-05-2026 · 1 in office.

Position in the sector

-64.3%

Lower solvency than 95% of companies in specialised construction. Sector median 46.7% · 35,125 companies.

Checked score

56
Fair
Financially stronger than 61% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%

Negative equity caps the score at 59.

Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.4%highest value 01-2025: 4.4%● unchanged vs 12-2024 02-2025: 4.2%▼ -0.2 percentage points vs 01-2025 03-2025: 4.0%▼ -0.2 percentage points vs 02-2025 04-2025: 4.1%▲ +0.1 percentage points vs 03-2025 05-2025: 4.0%▼ -0.1 percentage points vs 04-2025 06-2025: 4.1%▲ +0.1 percentage points vs 05-2025 07-2025: 4.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▼ -2.6 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.5%▼ -0.1 percentage points vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.4%▼ -0.2 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026lowest value 10-2026: 1.1%● unchanged vs 09-2026lowest value 11-2026: 1.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

0=equity -64.3% of total assets
75+20short-term debt 24.0% · cash 27.3%
100+22return on assets 29.6%

Score breakdown

raises risk
Capped at 59: negative equity
Negative equity -€23,938
Founded in 2020
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.25, cash €10,169
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 74% on liquidity, 92% on profitability and 76% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,180 companies had the same profile as EQ has now. Each dot stands for 6 companies, two years later.

88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.7% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of EQ itself: 1.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,180 companies, not a prediction for EQ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No credit on open account

Liquidity is ample, with a current ratio of 2.25 (1.61 in 2024), above the usual 1.5. Short-term debt is 24% and cash 27.3% of total assets. However, equity is negative.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€23,938
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.25, cash €10,169
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 35125 sector peers (2025).
NBB · sector comparison
Position among 35125 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 day early
2024
23 days early
2023
1 day early
2022
17 days early
2021
72 days late
2020
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 3 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • JACOBS Joris Herman Gabriëlle 51 sharesdeed of 24-01-2020
  • JACOBS Toon Jozef Marleen 49 sharesdeed of 24-01-2020
Board & ownership

Recent changes

Registered office moved from Kontich to Lier New registered office: Heilige-Geeststraat 3, 2500 Lier · Previous registered office: Keizershoek 202, 2550 Kontich · Resignation: JACOBS Toon Jozef Marleen (director) · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0741900441
Incorporation Founding capital of €10,000, 100 shares · Founders: JACOBS Joris Herman Gabriëlle and JACOBS Toon Jozef Marleen · Appointments: JACOBS Joris Herman Gabriëlle (director) and JACOBS Toon Jozef Marleen (director) · published on 24-01-2020 · Gazette deed
First establishment Keizershoek 202, Kontich
All 12 events

Comparable companies

same main activity, similar in size and age
Company
EQ Lier €37,254 €31,200 -64.3% -
de furniturist Antwerp €42,847 €29,169 63.8% -
Tim Van Boxem Interieur Rumst €44,491 €29,487 33.3% -
P.F. CONSTRUCT Sint-Pieters-Leeuw €40,533 €26,320 69.6% -
PAPAYA CONSTRUCT Ghent €44,550 €34,934 50.6% -
FOYER IDEAL Brussels €41,707 €26,117 14.4% -
RURIK Kalmthout €34,883 €31,071 36.2% -

These companies have the same main activity as EQ: joinery installation (NACE 43320). They are comparable in size and age: total assets between €34,900 and €44,600, founded between 2019 and 2022.

Official details

Source: KBO
Status
Active since 22-01-2020Normal situation
Activity
Joinery installationNACE 43320and 5 others
Establishment unit
2.298.942.1642550 Kontich, since 22-01-2020
Financial year end
31 December
Peppol
Reachable since 03-07-2025
Company details

Annual accounts 2025

€31,200▲ 64.7%
€11,038▲ 286%
-€23,938▲ 31.6%
€37,254▼ 5.7%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on EQ

EQ files the micro format. That format states no turnover. The gross margin rose from €25,079 in 2020 to €31,200 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€31,200
▲ 64.7%
€11,450
▲ 203%
€11,038
▲ 286%
€11,231
▲ 73.0%
-64.3%
▲ 24.3 percentage points
2.25
▲ 0.65

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €190,000. Estimated: probably between €140,000 and €320,000.

Balance sheet

balance sheet total €37,254 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-64.3%

Lower than 95% of 35,125 companies in 2025.

2.25

Higher than 60% of 34,499 companies in 2025.

29.6%

Higher than 86% of 34,700 companies in 2025.

EQ Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 37,25439,49451,23381,57486,22463,078
21/28 17,07322,28035,01944,05062,88946,378
21 -150350550750950
22/27 16,96022,13034,67043,50062,13945,428
23 9,3892,7262,9642,9284,9853,406
24 7,57215,47023,77128,63841,21922,088
26 -3,9347,93411,93415,93419,934
28 113-----
29/58 20,18117,21416,21337,52423,33616,700
40/41 9,63211,77013,99635,77314,25710,224
40 9,6324,2872,21429,1477,1264,304
41 -7,48311,7826,6267,1315,921
54/58 10,1695,0291,7448768,1636,255
490/1 380415474875915221
Balance sheet: equity and liabilities
10/49 37,25439,49451,23381,57486,22463,078
10/15 -23,938-34,976-37,838-6,1434,03726,410
10/11 10,00010,00010,00010,00010,00010,000
14 -33,938-44,976-47,838-16,143-5,96316,410
17/49 61,19274,47089,07187,71782,18736,668
17 52,24363,74871,69058,68764,13225,083
170/4 52,24363,74871,69058,68764,13225,083
42/48 8,95010,72117,30129,03018,05611,585
42 5,8718,7158,6058,4978,391-
44 2,1382,0068,69620,5326,9468,754
440/4 2,1382,0068,69620,5326,9468,754
45 940---2,7192,760
450/3 940---2,7192,719
454/9 -----40
47/48 -----71
492/3 --80---
Income statement
9900 31,20018,949-12,66511,106-48125,079
62 -----1,980
630 14,18513,94016,73518,83914,3613,304
640/8 5,5651,2311,4831,5207,195660
9901 11,4503,778-30,883-9,253-22,03719,135
75/76B 04361010272
75 04361010272
65/66B 41395987392743778
65 41395987392743778
9903 11,0382,862-31,695-10,180-22,37319,129
67/77 -----2,719
9904 11,0382,862-31,695-10,180-22,37316,410
9905 11,0382,862-31,695-10,180-22,37316,410
Appropriation of the result
9906 -33,938-44,976-47,838-16,143-5,96316,410
14P -44,976-47,838-16,143-5,96316,410-
Social balance sheet
9087 -----0.1
Hours worked1013 -----56
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00355642 PDF
31-12-2024 micro format 08-07-2025 2025-00241941 PDF
31-12-2023 micro format 30-07-2024 2024-00302313 PDF
31-12-2022 micro format 14-07-2023 2023-00235489 PDF
31-12-2021 micro format 11-10-2022 2022-20456830 PDF
31-12-2020 micro format 20-07-2021 2021-37100005 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €191 awarded, €191 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
25,63517,718-14,1489,586-7,67622,439
25,22316,803-14,9608,659-8,01219,714
8,9791,2017,705038,48749,682
5,1403,285868-7,2871,908-
11,2316,493-1,0888,4945,2805,115
-64.3%-88.6%-73.9%-7.5%4.7%41.9%
2.251.610.941.291.291.44
----20.361.39
-----554.2%62.1%
29.6%7.2%-61.9%-12.5%-25.9%26.0%
62.1218.48-16.2110.34-17.55-

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€8,866€1,201€7,705-€38,487
Financial fixed assets€113----
€14,185€13,940€16,735€18,839€14,361

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on EQ

The operating result for 2025 is over 3 times that of 2024 and the highest since 2020. It is the second rise in a row, after the fall in 2023.

Equity is negative. Debt (€61,192) exceeds the balance-sheet total (€37,254).

Board & ownership

Board

1 director, no change since May 2026
Director (not named in the articles)
appointed by deed of 24-01-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
JACOBS Joris Herman Gabriëlle
Director (not named in the articles)
JACOBS Toon Jozef Marleen
Director (not named in the articles)
BoardEarlier
Mandates as a list
  • JACOBS Joris Herman Gabriëlle
    • Director (not named in the articles), appointed by deed of 24-01-2020, still in office
  • JACOBS Toon Jozef Marleen
    • Director (not named in the articles), appointed by deed of 24-01-2020, until 22-05-2026

See the board, name and registered office on a given date →

Control

This company
EQ
Equity -€23,938
Profit €11,038 in 2025

Capital

Contribution
€10,000
Shares
100
Contribution per share
€100
Equity per share
-€239 in 2025
Source
deed of 24-01-2020

Articles of association

deed of 24-01-2020 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“Algemene vergadering Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, de vijftiende juni van elk…”

Shareholders

At incorporation deed of 24-01-2020 ↗

Network & group

No group

EQ has no parent and no holdings in its annual accounts. JACOBS Joris Herman Gabriëlle is the only director.

Earlier ties

Ecogieterij
via JACOBS Toon Jozef Marleen, at EQ until 2026 · Director (not named in the articles) · deed of 12-05-2022
founded in 2022
total assets €94,616 (2025)

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

12 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
Registered office moved from Kontich to LierNew registered office: Heilige-Geeststraat 3, 2500 Lier · Previous registered office: Keizershoek 202, 2550 Kontich · Resignation: JACOBS Toon Jozef Marleen (director)2 points ▸
  • Registered-office move, Heilige-Geeststraat 3, 2500 Lier
  • Director resignation, JACOBS Toon Jozef Marleen
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

2025
Annual accounts 2024 filed PDFmicro format · 23 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0741900441
2024
Back to profit net €2,862 The net result is €2,862, after 3 loss-making years.
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2023
Weakest financial year net -€31,695 The net result drops to -€31,695, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 17 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 72 days late
2021
Annual accounts 2020 filed PDFmicro format · 11 days before the deadline
2020
IncorporationFounding capital of €10,000, 100 shares · Founders: JACOBS Joris Herman Gabriëlle and JACOBS Toon Jozef Marleen · Appointments: JACOBS Joris Herman Gabriëlle (director) and JACOBS Toon Jozef Marleen (director) · published on 24-01-20206 points ▸

Open the deed in the Belgian Official Gazette

First establishment Keizershoek 202, Kontich

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 22 January 2020, EQ was incorporated as a private limited company by two natural persons, with a starting capital of €10,000.12 In 2026 the registered office moved to Lier.3 JACOBS Joris Herman Gabriëlle is director of the company, appointed by deed of 24-01-2020.2 Total assets went from €63,078 in 2020 to €37,254 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-01-2020
  3. 3Belgian Official Gazette, 22-05-2026
  4. 4National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0741.900.441
VAT number
BE 0741.900.441
Peppol ID
0208:0741900441
Other Peppol ID
9925:BE0741900441
Legal form
Private limited company
Status
Active, normal situation
Founded
22-01-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“Algemene vergadering Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, de vijftiende juni van elk…”
deed of 24-01-2020 (in Dutch)
Peppol
Reachable since 03-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
EQ in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-01-2020 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Keizershoek 202, 2550 Kontich”
deed of 24-01-2020 (in Dutch)

Activities

NACEBEL 2025
43320 Joinery installation main activity
Codes under NACEBEL 2008
43320 Joinery installation main activity
43291 Specialised construction activities
43992 Specialised construction activities
46130 Wholesale trade
46731 Wholesale trade
47521 Retail trade
PurposeThe purpose describes the activities the company may carry out under its articles.
“De groothandel in ramen en deuren,zonweringen,rolluiken,garagepoorten,terrasoverkappingen,raamdecoratie en allerhande aanverwante producten…”
9 activities
  1. De groothandel in ramen en deuren,zonweringen,rolluiken,garagepoorten,terrasoverkappingen,raamdecoratie en allerhande aanverwante producten
  2. De groothandel in allerhande bouwmaterialen,zoals hout en bouwmaterialen,behang,verf en woningtextiel,sanitair,materiaal voor de installatie van sanitair en centrale verwarming
  3. Het leveren en plaatsen van ramen en deuren,zonweringen,rolluiken,garagepoorten,terrasoverkappingen,raamdecoratie en allerhande aanverwante producten
  4. Het uitvoeren van allerhande renovatiewerken in gebouwen
  5. Het aanleggen en onderhouden van opritten,tuinen en aanverwanten
  6. Het beheren van onroerende goederen
  7. Het verlenen van advies (financieel,technisch,…) in het kader van het beheer van andere vennootschappen
  8. Het waarnemen van het bestuur van andere vennootschappen
  9. Het optreden als Holding
deed of 24-01-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Heilige-Geeststraat 3 registered office 2500 Lier
Keizershoek 202 2550 Kontich 0161004 Support activities for crop production 22-01-2020 2.298.942.164
1 former office
  • 2550 Kontich until the deed of 22-05-2026

Buildings and parcels at the addresses

Ground area
597 m²
Buildings
364 m²
Volume, LiDAR
2,099 m³
Tallest building
11.5 m
Buildings to scale, each on its own parcel
283 m², 11.5 m 82 m², 6.9 m 283 m², 11.5 m 82 m², 6.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11024F0235/00F002363 m² 1 · 82 m² 6.9 m · 2
12021H0058/00B000
ProtectedMonumentStadswoningen De Marmit, Groot Klaverblad en Klein KlaverbladSource ↗
234 m² 1 · 283 m² 11.5 m · 2

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0741.900.441