EPSIOS
ActiveEPSIOS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €150k and a net result of €36k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-16
Solvency82▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 15.32 in 2023; short-term debt: 42.6% and cash: 0.1% of total assets), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
13 d early
2022
32 d early
2021
4 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€150k▼ 29.1%
2023 · €211k
2018: €121k
2019: €41k
2020: €64k
2021: €117k
2022: €165k
2023: €211k
2018 → 2024
Total assets
€261k▲ 15.5%
2023 · €226k
2018: €124k
2019: €64k
2020: €69k
2021: €133k
2022: €187k
2023: €226k
2018 → 2024
Net result
€36k▼ 21.0%
2023 · €46k
2018: €-8k
2019: €-58k
2020: €22k
2021: €55k
2022: €48k
2023: €46k
2018 → 2024
Working capital
€150k▼ 29.1%
2023 · €211k
2018: €121k
2019: €41k
2020: €64k
2021: €117k
2022: €165k
2023: €211k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€117k▲ 83.4%€165k▲ 41.2%€211k▲ 27.8%€150k▼ 29.1%
Operating result€23k-€64k▲ 185%€69k▲ 6.4%€66k▼ 4.2%€53k▼ 19.1%
Net result€22k-€55k▲ 146%€48k▼ 12.3%€46k▼ 4.6%€36k▼ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €261k
Equity
€150k▼ 29.1%
Debt
€111k▲ 654%
The debt ratio rises from 6.5% to 42.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
57.4%▼
2023 · 93.5%
Current ratio
2.35▼
2023 · 15.32
Quick ratio
2.35▼
2023 · 15.32
Debt / equity
0.74▲
2023 · 0.07
ROE
24.2%▲
2023 · 21.8%
ROA
13.9%▼
2023 · 20.3%
Debt
€111k▲
2023 · €15k
Debt ≤ 1 year
€111k▲
2023 · €15k
Income taxes
€17k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€226k€261k▲
Current assets29/58€226k€261k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€14k€16k▲
Current investments50/53€207k€241k▲
Cash at bank and in hand54/58€306€139▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€226k€261k▲
Equity10/15€211k€150k▼
Contributions10/11€8k€8k=
Reserves13€203k€142k▼
Distributable reserves133€203k€142k▼
Amounts payable17/49€15k€111k▲
Amounts payable within one year42/48€15k€111k▲
Trade debts44€332€451▲
Suppliers440/4€332€451▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€2k€96k▲
Income statement
Code20232024
Other operating charges640/8€896€772▼
Gross operating margin9900€67k€54k▼
Operating profit (loss)9901€66k€53k▼
Financial income75/76B€10€601▲
Recurring financial income75€10€601▲
Financial charges65/66B€40€40▼
Recurring financial charges65€40€40▼
Profit (loss) for the period before taxes9903€66k€54k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€46k€36k▼
Profit (loss) for the period to be appropriated9905€46k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€36k▼
Transfer from equity791/2€2k€98k▲
Transfer to equity691/2€48k€36k▼
To contributions691€2k-
To other reserves6921€46k€36k▼
Profit to be distributed694/7-€98k
Return on contributions (dividend)694-€98k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €211k ▲27.8%
4 profitable years in a row build equity to €211k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €165k ▲41.2%
3 profitable years in a row build equity to €165k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €55k ▲146%
Net result €55k, the highest in the series.
31-12
Financial
Equity above €100kEq €117k ▲83.4%
2 profitable years in a row build equity to €117k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 12.90
Current ratio from 2.86 to 12.90; short-term debt falls from €22k to €5k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagbeukenlaan 161200 Sint-Lambrechts-WoluweGround area
2.3 ha
Building footprint
1,179 m²
Volume, LiDAR
49,744 m³
Parcel 21018A0143/02D000, Brussels · tallest building 48.1 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
EPSIOS
since 20122.206.152.360
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0143/02D000 | Brussels | 2.3 ha | 1 · 1,178 m² | 48.1 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,847 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2011
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.