Epsilon BS
ActiveThe computed 12-month bankruptcy probability of Epsilon BS is 2.2% (moderate). The 2025 annual accounts show equity of €106k and a net result of €15k. Its solvency ranks better than 43% of 27559 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency66▼-24
Growth52
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 1.63 against 2.62 in 2024; short-term debt: 58.9% and cash: 15.1% of total assets), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
5 d late
2024
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 16.3%
2024 · €91k
2024: €91k
2024 → 2025
Total assets
€258k▲ 83.6%
2024 · €141k
2024: €141k
2024 → 2025
Net result
€15k▼ 83.2%
2024 · €88k
2024: €88k
2024 → 2025
Working capital
€96k▲ 20.3%
2024 · €80k
2024: €80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€91k-€106k▲ 16.3%
Operating result€113k-€21k▼ 81.7%
Net result€88k-€15k▼ 83.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€10k▼ 11.2%
Current assets
€248k▲ 92.3%
Equity and liabilities €258k
Equity
€106k▲ 16.3%
Debt
€152k▲ 209%
The debt ratio rises from 35.0% to 58.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €117k
Cash flow
€20k▼
2024 · €92k
Solvency
41.1%▼
2024 · 65.0%
Current ratio
1.63▼
2024 · 2.62
Quick ratio
1.63▼
2024 · 2.62
Debt / equity
1.43▲
2024 · 0.54
ROE
14.0%▼
2024 · 96.7%
ROA
5.8%▼
2024 · 62.8%
Interest coverage
99.94▼
2024 · 18995.36
Debt
€152k▲
2024 · €49k
Debt ≤ 1 year
€152k▲
2024 · €49k
Income taxes
€5k▼
2024 · €24k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€258k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€8k▼
Current assets29/58€129k€248k▲
Amounts receivable within one year40/41€127k€195k▲
Trade receivables40€111k€167k▲
Other amounts receivable41€16k€28k▲
Cash at bank and in hand54/58€2k€39k▲
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€141k€258k▲
Equity10/15€91k€106k▲
Contributions10/11€3k€3k=
Reserves13€88k€103k▲
Distributable reserves133€88k€103k▲
Amounts payable17/49€49k€152k▲
Amounts payable within one year42/48€49k€152k▲
Trade debts44€9k€88k▲
Suppliers440/4€9k€88k▲
Taxes, remuneration and social security45€40k€58k▲
Taxes450/3€40k€56k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€140€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€866▼
Gross operating margin9900€118k€34k▼
Operating profit (loss)9901€113k€21k▼
Financial charges65/66B€6€261▲
Recurring financial charges65€6€261▲
Profit (loss) for the period before taxes9903€113k€20k▼
Income taxes67/77€24k€5k▼
Profit (loss) for the period9904€88k€15k▼
Profit (loss) for the period to be appropriated9905€88k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€15k▼
Transfer to equity691/2€88k€15k▼
To other reserves6921€88k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Equity above €100kEq €106k ▲16.3%
2 profitable years in a row build equity to €106k.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kelderveld 272500 LierGround area
4,167 m²
Building footprint
1,996 m²
Volume, LiDAR
19,860 m³
Parcel 12392A0353/00C000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Epsilon BS
since 20232.367.844.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0353/00C000 | Flanders | 4,167 m² | 1 · 1,996 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Delanghe Jean-Marie
BE 0835.349.053
Evergem · Eq €106k
E&S SOLAR
BE 0819.305.649
Tongeren-Borgloon · Eq €106k
Techni-SOLAR
BE 0809.281.490
Plombières · Eq €105k
CDF CONTRACTING
BE 0747.545.841
Antwerpen · Eq €105k
MvanM
BE 0672.645.510
Bilzen-Hoeselt · Eq €105k
Of 4,096 companies in sector 43240 we hold annual accounts for 1,631. 1,368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
41003General construction of other non-residential buildings
43350Other building finishing work
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.