Eproma
ActiveEproma is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €152k and a net result of €3k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 7962 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d early
2023
on the day
2022
1 d early
2021
5 d early
2020
87 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 1.9%
2024 · €149k
2018: €60k
2019: €66k
2020: €65k
2021: €76k
2022: €114k
2023: €136k
2024: €149k
2018 → 2025
Net result
€3k▼ 77.5%
2024 · €13k
2018: €-3k
2019: €6k
2020: €-2k
2021: €12k
2022: €38k
2023: €22k
2024: €13k
2018 → 2025
Total assets
€159k▲ 4.2%
2024 · €152k
2018: €65k
2019: €67k
2020: €71k
2021: €81k
2022: €116k
2023: €142k
2024: €152k
2018 → 2025
Solvency
95.8%▼ 2.2pp
2024 · 98.0%
2018: 91.6%
2019: 98.2%
2020: 91.2%
2021: 94.3%
2022: 98.3%
2023: 96.3%
2024: 98.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€67k-€83k▲ 24.2%€92k▲ 10.9%€98k▲ 7.2%€70k▼ 28.6%
Equity€76k-€114k▲ 49.4%€136k▲ 19.4%€149k▲ 9.4%€152k▲ 1.9%
Operating result€18k-€49k▲ 167%€34k▼ 29.4%€22k▼ 37.2%€6k▼ 72.5%
Net result€12k-€38k▲ 218%€22k▼ 41.3%€13k▼ 42.4%€3k▼ 77.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 72% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€13k▲ 1,956%
Current assets
€146k▼ 3.7%
Equity and liabilities €159k
Equity
€152k▲ 1.9%
Debt
€7k▲ 117%
The debt ratio rises from 2.0% to 4.2%: debt grows faster than equity.
Key figures and ratios
Solvency
95.8%▼
2024 · 98.0%
ROE
1.9%▼
2024 · 8.6%
ROA
1.8%▼
2024 · 8.4%
Debt
€7k▲
2024 · €3k
Debt ≤ 1 year
€7k▲
2024 · €3k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€159k▲
Fixed assets21/28€619€13k▲
Tangible fixed assets22/27€619€13k▲
Furniture and vehicles24€619€13k▲
Current assets29/58€152k€146k▼
Amounts receivable within one year40/41€4k€8k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€1k€2k▲
Current investments50/53€100k€104k▲
Cash at bank and in hand54/58€43k€28k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€152k€159k▲
Equity10/15€149k€152k▲
Contributions10/11€30k€30k=
Reserves13€119k€119k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€116k€116k=
Profit (loss) carried forward14€148€3k▲
Amounts payable17/49€3k€7k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€5€2k▲
Income statement
Code20242025
Turnover70€98k€70k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€740€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€25k€11k▼
Operating profit (loss)9901€22k€6k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€873€498▼
Recurring financial charges65€873€498▼
Profit (loss) for the period before taxes9903€23k€7k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€13k€3k▼
Profit (loss) for the period to be appropriated9905€13k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€3k▼
Profit (loss) brought forward from the previous period14P€147€148▲
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €152k ▲1.9%
5 profitable years in a row build equity to €152k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €38k ▲218%
Operating result €49k, net result €38k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 56.95
Current ratio from 16.87 to 56.95; short-term debt falls from €5k to €2k.
31-12
Financial
Equity above €100kEq €114k ▲49.4%
2 profitable years in a row build equity to €114k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 87 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 52.70
Current ratio from 11.21 to 52.70; short-term debt falls from €5k to €1k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 78 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldenbergstraat 882330 MerksplasGround area
2,116 m²
Building footprint
282 m²
Volume, LiDAR
1,806 m³
Parcel 13023G0169/02F005, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eproma
since 20092.181.647.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023G0169/02F005 | Flanders | 2,116 m² | 1 · 282 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUSSENBRUGGEN INVEST
BE 0725.996.104
Oudenaarde · Eq €152k
BEHEER VAN BAVEL P&G
BE 0479.093.886
Hoogstraten · Eq €152k
THOLFINN
BE 0788.711.255
Merelbeke-Melle · Eq €152k
ValVaz
BE 0723.993.152
Antwerpen · Eq €152k
SVR Management
BE 0552.806.859
Keerbergen · Eq €152k
Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.