EPKO
ActiveSummary
EPKO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €24k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 27% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+16
Solvency55▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.08 in 2023; short-term debt: 22.4% and cash: 0.9% of total assets), but 70.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.7%
Return on assets
12%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
35 d early
2022
36 d late
2021
30 d late
2020
8 d early
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 67.7%
2023 · €36k
2019: €11k
2020: €21k
2021: €24k
2022: €37k
2023: €36k
2019 → 2024
Total assets
€203k▲ 13.8%
2023 · €178k
2019: €17k
2020: €31k
2021: €219k
2022: €191k
2023: €178k
2019 → 2024
Net result
€24k
2023 · €-1k
2019: €5k
2020: €10k
2021: €3k
2022: €13k
2023: €-1k
2019 → 2024
Working capital
€29k▲ 971%
2023 · €3k
2019: €6k
2020: €11k
2021: €5k
2022: €-17k
2023: €3k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€24k▲ 16.4%€37k▲ 54.7%€36k▼ 2.8%€60k▲ 67.7%
Operating result€14k-€9k▼ 32.8%€23k▲ 149%€3k▼ 87.6%€39k▲ 1,249%
Net result€10k-€3k▼ 65.3%€13k▲ 288%€-1k€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,249% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €203k
Fixed assets
€129k ▼ 10.3%
Current assets
€74k ▲ 112%
Equity and liabilities €203k
Equity
€60k ▲ 67.7%
Debt
€143k ▲ 0.2%
Debt's share of the balance-sheet total falls from 79.9% to 70.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2023 · €21k
Cash flow
€43k▲
2023 · €17k
Current ratio
1.63▲
2023 · 1.08
Debt to equity
2.37▼
2023 · 3.97
ROE
40.4%▲
2023 · -2.9%
ROA
12.0%▲
2023 · -0.6%
Interest coverage
10.21▼
2023 · 20.89
Debt ≤ 1 year
€46k▲
2023 · €32k
Debt > 1 year
€97k▼
2023 · €110k
Income taxes
€10k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€178k€203k▲
Fixed assets21/28€143k€129k▼
Tangible fixed assets22/27€143k€129k▼
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€29k€20k▼
Other tangible fixed assets26€111k€104k▼
Current assets29/58€35k€74k▲
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Amounts receivable within one year40/41€28k€66k▲
Trade receivables40€20k€45k▲
Other amounts receivable41€7k€20k▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€178k€203k▲
Equity10/15€36k€60k▲
Contributions10/11€6k€6k=
Reserves13€465€465=
Non-distributable reserves130/1€465€465=
Reserves not available under the articles1311€465€0▼
Other1319-€465
Profit (loss) carried forward14€29k€54k▲
Amounts payable17/49€142k€143k▲
Amounts payable after more than one year17€110k€97k▼
Financial debts170/4€110k€97k▼
Amounts payable within one year42/48€32k€46k▲
Current portion of amounts payable after more than one year42€13k€20k▲
Trade debts44€0€9k▲
Suppliers440/4€0€9k▲
Taxes, remuneration and social security45€20k€17k▼
Taxes450/3€20k€17k▼
Other amounts payable47/48€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€24k€61k▲
Operating profit (loss)9901€3k€39k▲
Financial income75/76B€0€679▲
Recurring financial income75€0€679▲
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€2k€34k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€-1k€24k▲
Profit (loss) for the period to be appropriated9905€-1k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€54k▲
Profit (loss) brought forward from the previous period14P€30k€29k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2019
Ground area
2,318 m²
Building footprint
363 m²
Volume, LiDAR
1,595 m³
Parcel 11054A0253/00P012, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
EPKO
since 20192.282.373.772
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054A0253/00P012 | Flanders | 2,318 m² | 1 · 363 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MBOUATTA
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,030 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
64210Activities of holding companies
74201Photography, excluding press photography
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.