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EPIDERME

Active
Public limited companyfounded 1989active for 37 yearsElsense Steenweg 200, 1050 Elsene, BelgiumKBO/BCE: BE 0438.545.215
Summary

The computed 12-month bankruptcy probability of EPIDERME is 1.6% (moderate). The 2025 annual accounts show equity of €13,985 and a net result of -€11,046. Equity has been shrinking by about 19% per year since 2018. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 34% of 5,039 sector peers (NACE 47, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 03-10-1989 Normal situation
Activity
Retail trade NACE 47722and 2 others
Establishment unit
2.050.698.477 1050 Elsene, since 19-12-1990
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
-€4,334
▲ 23.7%
Loss
€11,046
▲ 63.5%
Equity
€13,985
▼ 44.1%
Total assets
€61,597
▼ 9.5%
  • 2025 accounts filed 20 days after the deadline
Score breakdownraises riskLoss of €11,046, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)Last filed accounts filed 20 days late; 1 of the last 3 accounts latelowers riskSize: total assets €61,597Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 28% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 48-14
equity 22.7% of total assets
Liquidity 51+9
short-term debt 3.2% · cash 0.8%
Profitability 0-6
return on assets -17.9%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.3 percentage points vs 06-2025 08-2025: 2.5%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.1%▼ -1.4 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026lowest value 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▼ -0.1 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.6 (0.7 in 2024), above the usual 1.5. Short-term debt is 3.2% and cash 0.8% of total assets. However, 77.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 55% on liquidity, 6% on profitability and 12% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €11,046, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €61,597
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 20 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
181921232425
2018 to 2025 · latest year -€11,046
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
20 days late
2024
29 days late
2023
67 days late
2021
15 days late
2019
67 days late
2018
63 days late
2017
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€11,046 View
  • Caution: Less equity than 86% of companies in retail tradesector median €447,349 · 5,040 companies €13,985 View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as EPIDERME: retail trade (NACE 47722). They are comparable in size and age: total assets between €43,800 and €118,000, founded between 1981 and 2010.

CompanyTotal assetsGross margin
EPIDERME Elsene€61,597-€4,334
IDEE Koksijde€86,174-€1,710
Rogiers Hasselt€43,834-€61,362
TRANSMED Boutersem€44,039€2,901
HIPPOSTORE Braine-le-Comte€51,767€3,087
Demri Anderlecht€55,740-€3,441
DOHA TRADING Schaarbeek€117,952-€2,115
Full comparison

Key facts about EPIDERME

What is the company number of EPIDERME?
The company number of EPIDERME is 0438.545.215. The VAT number is the same number with BE in front: BE 0438.545.215.
Where is EPIDERME based?
The registered office is at Elsense Steenweg 200, 1050 Elsene.Company details
What does EPIDERME do?
According to the KBO register, the main activity is retail trade (NACE 47722).
What is the legal form of EPIDERME?
The legal form of EPIDERME is Public limited company (NV).
When was EPIDERME founded?
EPIDERME was founded on 03-10-1989.
Is EPIDERME still active?
Yes, EPIDERME is an active enterprise in the KBO register.
What is the turnover of EPIDERME?
The annual accounts for financial year 2025 state no turnover.Financials
Is EPIDERME profitable?
In financial year 2025, EPIDERME made a loss of €11,046.
Where can I find the annual accounts of EPIDERME?
EPIDERME filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EPIDERME due?
EPIDERME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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