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EpicLoot

Active
Private limited companyfounded 20241 yr activeGalerie des Halles 7, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 1015.358.782
Summary

EpicLoot has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,003 and a net result of €20,003. Its solvency ranks better than 43% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability81
Solvency51
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.11; short-term debt: 29.4% and cash: 30.1% of total assets), but 73.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-11-2025, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
3 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 October 2024, EpicLoot was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€55,003
Total assets
€210,976
Net result
€20,003
Working capital
€130,378

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €210,976
Fixed assets €18,671
Current assets €192,305
Equity and liabilities €210,976
Equity €55,003
Debt €155,973
Debt finances 73.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€27,726
Cash flow
€20,435
Current ratio
3.11
Quick ratio
1.07
Debt to equity
2.84
ROE
36.4%
ROA
9.5%
Interest coverage
10.61
Debt ≤ 1 year
€61,927
Debt > 1 year
€94,047
Income taxes
€5,077

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€210,976
Fixed assets21/28€18,671
Tangible fixed assets22/27€9,558
Plant, machinery and equipment23€1,824
Furniture and vehicles24€7,733
Financial fixed assets28€9,113
Current assets29/58€192,305
Stocks and contracts in progress3€125,988
Stocks30/36€125,988
Amounts receivable within one year40/41€2,889
Trade receivables40€2,851
Other amounts receivable41€38
Cash at bank and in hand54/58€63,428
Equity and liabilities
Total equity and liabilities10/49€210,976
Equity10/15€55,003
Contributions10/11€35,000
Profit (loss) carried forward14€20,003
Amounts payable17/49€155,973
Amounts payable after more than one year17€94,047
Financial debts170/4€94,047
Amounts payable within one year42/48€61,927
Current portion of amounts payable after more than one year42€17,265
Trade debts44€9,746
Suppliers440/4€9,746
Taxes, remuneration and social security45€16,864
Taxes450/3€15,364
Remuneration and social security454/9€1,500
Other amounts payable47/48€18,052
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€433
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11,135
Other operating charges640/8€977
Gross operating margin9900€39,837
Operating profit (loss)9901€27,293
Financial income75/76B€400
Recurring financial income75€400
Financial charges65/66B€2,614
Recurring financial charges65€2,614
Profit (loss) for the period before taxes9903€25,079
Income taxes67/77€5,077
Profit (loss) for the period9904€20,003
Profit (loss) for the period to be appropriated9905€20,003
Appropriation of the result
Profit (loss) to be appropriated9906€20,003

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€433
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11,135
Other operating charges640/8€977
Gross operating margin9900€39,837
Operating profit (loss)9901€27,293
Financial income75/76B€400
Recurring financial income75€400
Financial charges65/66B€2,614
Recurring financial charges65€2,614
Profit (loss) for the period before taxes9903€25,079
Income taxes67/77€5,077
Profit (loss) for the period9904€20,003
Profit (loss) for the period to be appropriated9905€20,003
Line2025
Assets
Total assets20/58€210,976
Fixed assets21/28€18,671
Tangible fixed assets22/27€9,558
Plant, machinery and equipment23€1,824
Furniture and vehicles24€7,733
Financial fixed assets28€9,113
Current assets29/58€192,305
Stocks and contracts in progress3€125,988
Stocks30/36€125,988
Amounts receivable within one year40/41€2,889
Trade receivables40€2,851
Other amounts receivable41€38
Cash at bank and in hand54/58€63,428
Equity and liabilities
Total equity and liabilities10/49€210,976
Equity10/15€55,003
Contributions10/11€35,000
Profit (loss) carried forward14€20,003
Amounts payable17/49€155,973
Amounts payable after more than one year17€94,047
Financial debts170/4€94,047
Amounts payable within one year42/48€61,927
Current portion of amounts payable after more than one year42€17,265
Trade debts44€9,746
Suppliers440/4€9,746
Taxes, remuneration and social security45€16,864
Taxes450/3€15,364
Remuneration and social security454/9€1,500
Other amounts payable47/48€18,052
Line2025
Profit (loss) for the period9904€20,003
+ Depreciation and write-downs630€433
Operating cash flow (approximation)€20,435

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Galerie des Halles 71348 Ottignies-Louvain-la-Neuve
1 establishment unit
EpicLoot
Galerie des Halles 7, 1348 Ottignies-Louvain-la-NeuveWholesale trade
since 20242.365.655.992

Similar companies · same sector, comparable size

Of 2,102 companies in sector 47640 we hold annual accounts for 907. 731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-10-2024
Fiscal year end31-03
Activities, NACEBEL 2025
47640Retail sale of games and toys
46499Wholesale of other household goods
47400Retail sale of information and communication equipment
Contact
E-mail martin@bananalab.be
Phone +32479739779
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015358782
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.