Epic-Horizons
ActiveEpic-Horizons has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-52k) and a net result of €-55k. Its solvency ranks better than 5% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14; short-term debt: 620.3% and cash: 77.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-520.3%
Return on assets
-550.2%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€-52k
Total assets
€10k
Net result
€-55k
Working capital
€-53k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €10k
Fixed assets
€1k
Current assets
€9k
Key figures and ratios
EBITDA
€-55k
Cash flow
€-55k
Solvency
-520.3%
Current ratio
0.14
Quick ratio
0.14
Debt / equity
-1.19
ROA
-550.2%
Interest coverage
-126.53
Debt
€62k
Debt ≤ 1 year
€62k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€10k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€9k
Amounts receivable within one year40/41€1k
Trade receivables40€871
Other amounts receivable41€155
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€-52k
Contributions10/11€3k
Profit (loss) carried forward14€-55k
Amounts payable17/49€62k
Amounts payable within one year42/48€62k
Trade debts44€6k
Suppliers440/4€6k
Other amounts payable47/48€56k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44
Gross operating margin9900€-55k
Operating profit (loss)9901€-55k
Financial income75/76B€90
Recurring financial income75€90
Financial charges65/66B€433
Recurring financial charges65€433
Profit (loss) for the period before taxes9903€-55k
Profit (loss) for the period9904€-55k
Profit (loss) for the period to be appropriated9905€-55k
Appropriation of the result
Profit (loss) to be appropriated9906€-55k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wavreumont 74970 StavelotGround area
5,518 m²
Building footprint
316 m²
Volume, LiDAR
2,326 m³
Parcel 63073C2595/00C000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Epic-Horizons
since 20252.381.584.382
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073C2595/00C000 | Wallonia | 5,518 m² | 1 · 316 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ROYAL AUTOMOBILE CLUB DE SPA
BE 0406.689.920
Stavelot
WEVENTURES
BE 0597.876.524
Stavelot
A.A. PRODUCTIONS
BE 0420.187.964
Liège
Association des Géologues Amateurs de Belgique
BE 0408.097.608
Chaudfontaine
ASSOCIATION EAU ET CLIMAT
BE 0541.971.464
Liège
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 4,572 companies in sector 82300 we hold annual accounts for 1,671.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2025
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
79120Travel agency, tour operator and other reservation service and related activities
79901Tourist information services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.