EPHEART
ActiveEPHEART has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-2k. Its solvency ranks better than 88% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-96
Solvency100▲+21
Growth32
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 7.88 against 2.19 in 2024; short-term debt: 9.9% and cash: 36.2% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
66 d early
2024
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 11.4%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€21k▼ 46.6%
2024 · €39k
2024: €39k
2024 → 2025
Net result
€-2k
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€14k▼ 33.1%
2024 · €21k
2024: €21k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€19k▼ 11.4%
Operating result€23k-€-2k
Net result€17k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€5k
Current assets
€16k
Equity and liabilities €21k
Equity
€19k▼ 11.4%
Debt
€2k▼ 88.4%
The debt ratio falls from 45.7% to 9.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k
Cash flow
€-2k
Solvency
90.1%▲
2024 · 54.3%
Current ratio
7.88▲
2024 · 2.19
Quick ratio
7.88▲
2024 · 2.19
Debt / equity
0.11▼
2024 · 0.84
ROE
-12.8%▼
2024 · 81.2%
ROA
-11.6%▼
2024 · 44.1%
Interest coverage
-9.59
Debt
€2k▼
2024 · €18k
Debt ≤ 1 year
€2k▼
2024 · €18k
Income taxes
€109▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€21k▼
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€39k€16k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€4k€9k▲
Other amounts receivable41€8k€87▼
Cash at bank and in hand54/58€27k€8k▼
Equity and liabilities
Total equity and liabilities10/49€39k€21k▼
Equity10/15€21k€19k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€17k€15k▼
Amounts payable17/49€18k€2k▼
Amounts payable within one year42/48€18k€2k▼
Trade debts44€976€1k▲
Suppliers440/4€546€1k▲
Bills of exchange payable441€430-
Taxes, remuneration and social security45€16k€882▼
Taxes450/3€16k€882▼
Other amounts payable47/48€1k€163▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€855
Other operating charges640/8€2k€115▼
Gross operating margin9900€25k€-1k▼
Operating profit (loss)9901€23k€-2k▼
Financial charges65/66B€550€137▼
Recurring financial charges65€550€137▼
Profit (loss) for the period before taxes9903€22k€-2k▼
Income taxes67/77€5k€109▼
Profit (loss) for the period9904€17k€-2k▼
Profit (loss) for the period to be appropriated9905€17k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€15k▼
Profit (loss) brought forward from the previous period14P-€17k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 7.88
Current ratio from 2.19 to 7.88; short-term debt falls from €18k to €2k.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jourdanstraat 361060 Sint-Gillis (bij-Brussel)Ground area
166 m²
Building footprint
143 m²
Volume, LiDAR
2,645 m³
Parcel 21013B0006/00B014, Brussels · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
EPHEART
since 20232.353.825.853
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0006/00B014 | Brussels | 166 m² | 1 · 143 m² | 22.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 29,946 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
86909Human health activities
86995Nutrition and dietetics services
94120Activities of professional membership organisations
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.