EPH & PARTNERS
ActiveSummary
EPH & PARTNERS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €412,090. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+51
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140,000 at 30 days acceptable
Liquidity ample (current ratio 7.82 against 7.49 in 2024; short-term debt: 8.4% and cash: 38.4% of total assets), and 13% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
24.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.5m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
26 d late
2022
on the day
2021
96 d late
2020
220 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.5m▲ 29.3%
2024 · €1.1m
Total assets
€1.7m▲ 29.1%
2024 · €1.3m
Net result
€412,090
2024 · -€52,720
Working capital
€962,353▲ 111%
2024 · €455,944
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€59,862€4,941-€44,930-€53,747▼ 19.6%€452,102
Net result-€68,382below the sector's middle half-€4,664below the sector's middle half▲ 93.2%-€52,584below the sector's middle half▼ 1,028%-€52,720below the sector's middle half▼ 0.3%€412,090above the sector's middle half
Equity€1.2mabove the sector's middle half▼ 5.2%€1.2mabove the sector's middle half▼ 0.4%€1.2mabove the sector's middle half▼ 4.2%€1.1mabove the sector's middle half▼ 4.4%€1.5mabove the sector's middle half▲ 29.3%
Total assets€1.5mabove the sector's middle half▼ 14.6%€1.4mabove the sector's middle half▼ 7.1%€1.4mabove the sector's middle half▼ 5.2%€1.3mabove the sector's middle half▼ 4.1%€1.7mabove the sector's middle half▲ 29.1%
Debt€303,611▼ 39.3%€197,799▼ 34.9%€175,888▼ 11.1%€172,867▼ 1.7%€220,348▲ 27.5%
Working capital€299,076above the sector's middle half▼ 52.9%€505,507above the sector's middle half▲ 69.0%€466,125above the sector's middle half▼ 7.8%€455,944above the sector's middle half▼ 2.2%€962,353above the sector's middle half▲ 111%
Solvency80.4%above the sector's middle half▲ 8.0pp86.3%above the sector's middle half▲ 5.8pp87.1%above the sector's middle half▲ 0.9pp86.8%above the sector's middle half▼ 0.3pp87.0%above the sector's middle half▲ 0.2pp
Current ratio3.23within the sector's middle half▲ 0.1710.98above the sector's middle half▲ 7.7610.21above the sector's middle half▼ 0.787.49above the sector's middle half▼ 2.717.82above the sector's middle half▲ 0.33
Return on assets (ROA)-4.4%below the sector's middle half▼ 11.7pp-0.3%below the sector's middle half▲ 4.1pp-3.9%below the sector's middle half▼ 3.5pp-4.0%below the sector's middle half▼ 0.2pp24.4%within the sector's middle half▲ 28.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €452,102 after a loss of €53,747 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€585,623 ▼ 25.2%
Current assets
€1.1m ▲ 110%
Equity and liabilities €1.7m
Equity
€1.5m ▲ 29.3%
Debt
€220,348 ▲ 27.5%
Debt's share of the balance-sheet total falls from 13.2% to 13.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€495,231▲
2024 · €9,567
Cash flow
€455,219▲
2024 · €10,594
Debt to equity
0.15▼
2024 · 0.15
ROE
28.1%▲
2024 · -4.6%
Interest coverage
274.06▲
2024 · 4.09
Debt ≤ 1 year
€141,141▲
2024 · €70,218
Debt > 1 year
€79,207▼
2024 · €102,393
Income taxes
€39,813▲
2024 · €166
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €0 | - | €427,747 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €55,176 | €60,812 | €63,187 | €63,314 | €43,129 | ▼ 31.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €8,070 | - |
| Other operating charges640/8 | €11,082 | €5,888 | €28,035 | €3,291 | €1,094 | ▼ 66.8% |
| Gross operating margin9900 | €6,397 | €71,642 | €46,292 | €12,858 | €504,395 | ▲ 3,823% |
| Operating profit (loss)9901 | -€59,862 | €4,941 | -€44,930 | -€53,747 | €452,102 | ▲ 941% |
| Financial income75/76B | €59 | €1,316 | €1,248 | €3,532 | €1,608 | ▼ 54.5% |
| Recurring financial income75 | €59 | €1,316 | €1,248 | €1,782 | €1,608 | ▼ 9.7% |
| Non-recurring financial income76B | - | - | - | €1,750 | - | - |
| Financial charges65/66B | €7,560 | €4,014 | €6,722 | €2,339 | €1,807 | ▼ 22.7% |
| Recurring financial charges65 | €7,560 | €4,014 | €6,722 | €2,339 | €1,807 | ▼ 22.7% |
| Profit (loss) for the period before taxes9903 | -€67,363 | €2,243 | -€50,404 | -€52,555 | €451,903 | ▲ 960% |
| Income taxes67/77 | €1,019 | €6,907 | €2,179 | €166 | €39,813 | ▲ 23,914% |
| Profit (loss) for the period9904 | -€68,382 | -€4,664 | -€52,584 | -€52,720 | €412,090 | ▲ 882% |
| Profit (loss) for the period to be appropriated9905 | -€68,382 | -€4,664 | -€52,584 | -€52,720 | €412,090 | ▲ 882% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.4m | €1.4m | €1.3m | €1.7m | ▲ 29.1% |
| Fixed assets21/28 | €1.1m | €882,783 | €847,678 | €782,523 | €585,623 | ▼ 25.2% |
| Tangible fixed assets22/27 | €1.1m | €871,533 | €836,428 | €782,523 | €585,623 | ▼ 25.2% |
| Land and buildings22 | €1.1m | €838,053 | €790,785 | €751,332 | €526,887 | ▼ 29.9% |
| Plant, machinery and equipment23 | €4,639 | €6,034 | €4,258 | €3,356 | €921 | ▼ 72.6% |
| Furniture and vehicles24 | €33,105 | €27,445 | €41,385 | €27,836 | €14,334 | ▼ 48.5% |
| Assets under construction and advance payments27 | - | - | - | - | €43,481 | - |
| Financial fixed assets28 | €10,000 | €11,250 | €11,250 | €0 | - | - |
| Current assets29/58 | €433,492 | €556,138 | €516,749 | €526,162 | €1.1m | ▲ 110% |
| Amounts receivable after more than one year29 | - | - | €384,093 | €384,093 | €388,754 | ▲ 1.2% |
| Other amounts receivable291 | - | - | €384,093 | €384,093 | €388,754 | ▲ 1.2% |
| Amounts receivable within one year40/41 | €396,472 | €393,930 | €61,716 | €76,011 | €65,730 | ▼ 13.5% |
| Trade receivables40 | €86,565 | €10,651 | €27,400 | €32,019 | €10,494 | ▼ 67.2% |
| Other amounts receivable41 | €309,907 | €383,279 | €34,316 | €43,992 | €55,236 | ▲ 25.6% |
| Cash at bank and in hand54/58 | €37,020 | €162,128 | €70,939 | €65,961 | €649,010 | ▲ 884% |
| Deferred charges and accrued income490/1 | - | €80 | €0 | €97 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.4m | €1.4m | €1.3m | €1.7m | ▲ 29.1% |
| Equity10/15 | €1.2m | €1.2m | €1.2m | €1.1m | €1.5m | ▲ 29.3% |
| Contributions10/11 | €337,572 | €337,572 | €337,572 | €337,572 | €337,572 | = |
| Reserves13 | €244,336 | €244,336 | €244,336 | €244,336 | €577,287 | ▲ 136% |
| Non-distributable reserves130/1 | €237,186 | €237,186 | €25,530 | €25,530 | €25,530 | = |
| Reserves not available under the articles1311 | €25,530 | €25,530 | €25,530 | €25,530 | €25,530 | = |
| Other1319 | €211,657 | €211,657 | - | - | - | - |
| Distributable reserves133 | €7,150 | €7,150 | €218,807 | €218,807 | €551,757 | ▲ 152% |
| Profit (loss) carried forward14 | €663,878 | €659,214 | €606,630 | €553,910 | €553,910 | = |
| Amounts payable17/49 | €303,611 | €197,799 | €175,888 | €172,867 | €220,348 | ▲ 27.5% |
| Amounts payable after more than one year17 | €169,195 | €147,168 | €124,904 | €102,393 | €79,207 | ▼ 22.6% |
| Financial debts170/4 | €169,195 | €147,168 | €124,904 | €102,393 | €79,207 | ▼ 22.6% |
| Amounts payable within one year42/48 | €134,416 | €50,631 | €50,624 | €70,218 | €141,141 | ▲ 101% |
| Current portion of amounts payable after more than one year42 | €21,790 | €22,028 | €22,264 | €22,511 | €23,186 | ▲ 3.0% |
| Financial debts43 | - | - | €1,712 | - | - | - |
| Other loans439 | - | - | €1,712 | - | - | - |
| Trade debts44 | €53,618 | €7,526 | €1,626 | €29,071 | €2,782 | ▼ 90.4% |
| Suppliers440/4 | €53,618 | €7,526 | €1,626 | €29,071 | €2,782 | ▼ 90.4% |
| Advances received on contracts in progress46 | - | €151 | €385 | €1,090 | €1,090 | = |
| Taxes, remuneration and social security45 | €46,007 | €7,926 | €11,636 | €2,566 | €34,128 | ▲ 1,230% |
| Taxes450/3 | €46,007 | €7,926 | €11,636 | €2,566 | €34,128 | ▲ 1,230% |
| Other amounts payable47/48 | €13,000 | €13,000 | €13,000 | €14,980 | €79,955 | ▲ 434% |
| Accrued charges and deferred income492/3 | - | - | €360 | €256 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€68,382 | -€4,664 | -€52,584 | -€52,720 | €412,090 | ▲ 882% |
| + Depreciation and write-downs630 | €55,176 | €60,812 | €63,187 | €63,314 | €43,129 | ▼ 31.9% |
| Operating cash flow (approximation) | -€13,205 | €56,149 | €10,604 | €10,594 | €455,219 | ▲ 4,197% |
| Investment in fixed assets (approximation) | - | €172,310 | -€28,082 | €1,841 | €153,771 | ▲ 8,255% |
| Change in cash | - | €125,108 | -€91,189 | -€4,978 | €583,049 | ▲ 11,812% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €412,090
Net result €412,090 after 4 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 10.98
Current ratio from 3.23 to 10.98; short-term debt falls from €134,416 to €50,631.
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 220 days late
2021
31-12
Financial
Weakest financial yearnet -€68,382
Net result drops to -€68,382, the lowest in the series; recovery starts the following year.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
Show earlier events
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
11-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
30-06
State Gazette act
General meeting · Director reappointment
Director appointment · Permanent representative
2016
08-01
State Gazette act
General meeting · Director resignation
Permanent representative
2013
12-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2012
08-06
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2010
30-07
State Gazette act
General meeting · Board meeting
Statutes amendment · Capital
14-07
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
14-07
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
2009
17-07
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1997
Ground area
3,271 m²
Building footprint
889 m²
Volume, LiDAR
7,401 m³
Parcel 13434F2062/00D000, Flanders · tallest building 19.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EPH & PARTNERS
since 19972.081.783.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F2062/00D000 | Flanders | 3,271 m² | 1 · 889 m² | 19.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
Genk Green Logistics
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 23,591 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-1997
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460568866
Also
9925:BE0460568866
Registered
26-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.