EPB CONSULT
ActiveEPB CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.65M and a net result of €-146k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-9
Solvency63▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.87 in 2024; short-term debt: 9.7% and cash: 0.6% of total assets), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
-3.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2021
on the day
2020
17 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.65M▼ 10.4%
2024 · €1.84M
2018: €467k
2019: €645k
2020: €833k
2021: €869k
2022: €1.48M
2023: €1.69M
2024: €1.84M
2018 → 2025
Total assets
€4.38M▼ 13.9%
2024 · €5.08M
2018: €3.56M
2019: €4.57M
2020: €4.38M
2021: €5.41M
2022: €5.40M
2023: €5.31M
2024: €5.08M
2018 → 2025
Net result
€-146k
2024 · €192k
2018: €53k
2019: €185k
2020: €196k
2021: €44k
2022: €622k
2023: €212k
2024: €192k
2018 → 2025
Working capital
€276k▼ 43.7%
2024 · €489k
2018: €-195k
2019: €-35k
2020: €-99k
2021: €-43k
2022: €407k
2023: €450k
2024: €489k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€869k-€1.48M▲ 70.7%€1.69M▲ 14.0%€1.84M▲ 9.0%€1.65M▼ 10.4%
Operating result€108k-€878k▲ 717%€379k▼ 56.8%€374k▼ 1.3%€249k▼ 33.5%
Net result€44k-€622k▲ 1,318%€212k▼ 65.9%€192k▼ 9.5%€-146k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.38M
Fixed assets
€3.68M▼ 8.8%
Current assets
€702k▼ 33.4%
Equity and liabilities €4.38M
Equity
€1.65M▼ 10.4%
Provisions
€153k▼ 7.3%
Debt
€2.57M▼ 16.3%
The debt ratio falls from 60.5% to 58.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€502k▼
2024 · €639k
Cash flow
€107k▼
2024 · €457k
Solvency
37.7%▲
2024 · 36.2%
Current ratio
1.65▼
2024 · 1.87
Quick ratio
1.65▼
2024 · 1.78
Debt / equity
1.56▼
2024 · 1.67
ROE
-8.8%▼
2024 · 10.4%
ROA
-3.3%▼
2024 · 3.8%
Interest coverage
5.34=
2024 · 5.34
Debt
€2.57M▼
2024 · €3.07M
Debt ≤ 1 year
€426k▼
2024 · €565k
Debt > 1 year
€2.13M▼
2024 · €2.49M
Income taxes
€14k▼
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.08M€4.38M▼
Fixed assets21/28€4.03M€3.68M▼
Tangible fixed assets22/27€3.93M€3.68M▼
Land and buildings22€3.90M€3.66M▼
Plant, machinery and equipment23€780€491▼
Furniture and vehicles24€27k€18k▼
Financial fixed assets28€100k-
Current assets29/58€1.05M€702k▼
Amounts receivable after more than one year29€319k€331k▲
Other amounts receivable291€319k€331k▲
Stocks and contracts in progress3€47k-
Stocks30/36€47k-
Amounts receivable within one year40/41€481k€133k▼
Trade receivables40€50k€43k▼
Other amounts receivable41€431k€90k▼
Current investments50/53€15€15▲
Cash at bank and in hand54/58€49k€28k▼
Deferred charges and accrued income490/1€158k€210k▲
Equity and liabilities
Total equity and liabilities10/49€5.08M€4.38M▼
Equity10/15€1.84M€1.65M▼
Contributions10/11€240k€240k=
Outside capital11€240k€240k=
Other1109/19€240k€240k=
Reserves13€1.60M€1.41M▼
Tax-exempt reserves132€562k€487k▼
Distributable reserves133€1.04M€924k▼
Provisions and deferred taxes16€165k€153k▼
Deferred taxes168€165k€153k▼
Amounts payable17/49€3.07M€2.57M▼
Amounts payable after more than one year17€2.49M€2.13M▼
Financial debts170/4€2.49M€2.13M▼
Amounts payable within one year42/48€565k€426k▼
Current portion of amounts payable after more than one year42€364k€356k▼
Financial debts43€59k-
Credit institutions430/8€59k-
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Advances received on contracts in progress46€1k€1k▼
Taxes, remuneration and social security45€39k€15k▼
Taxes450/3€39k€15k▼
Other amounts payable47/48€87k€46k▼
Accrued charges and deferred income492/3€24k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265k€253k▼
Other operating charges640/8€17k€80k▲
Gross operating margin9900€656k€582k▼
Operating profit (loss)9901€374k€249k▼
Financial income75/76B€26k€15k▼
Recurring financial income75€26k€15k▼
Financial charges65/66B€120k€408k▲
Recurring financial charges65€120k€94k▼
Non-recurring financial charges66B-€314k
Profit (loss) for the period before taxes9903€281k€-144k▼
Transfer from deferred taxes780€12k€12k=
Income taxes67/77€101k€14k▼
Profit (loss) for the period9904€192k€-146k▼
Transfer from tax-exempt reserves789€37k€75k▲
Profit (loss) for the period to be appropriated9905€229k€-71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229k€-71k▼
Transfer from equity791/2€36k€116k▲
Transfer to equity691/2€225k-
To other reserves6921€225k-
Profit to be distributed694/7€41k€45k▲
Return on contributions (dividend)694€36k€45k▲
Directors or managers695€5k-
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-146k ▼176%
Net result drops to €-146k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial
Highest result since 2018net €622k ▲1318%
Operating result €878k, net result €622k, both a record.
30-09
Financial
Equity above €1MEq €1.48M ▲70.7%
5 profitable years in a row build equity to €1.48M.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
30-09
Financial
Equity above €500kEq €645k ▲38%
2 profitable years in a row build equity to €645k.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waversebaan 2783001 LeuvenGround area
1,945 m²
Building footprint
273 m²
Volume, LiDAR
1,484 m³
Parcel 24432H0037/00T017, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EPB CONSULT
since 20082.167.628.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432H0037/00T017 | Flanders | 1,945 m² | 1 · 273 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Spark Power
BE 1002.476.390
Gent · Eq €1.65M
SOGEX-EREM
BE 0421.468.166
Charleroi · Eq €1.65M
VANGOR
BE 0466.501.110
Kontich · Eq €1.65M
SICURANT
BE 0826.711.994
Gent · Eq €1.64M
Titus Consulting
BE 0899.195.641
Evergem · Eq €1.67M
Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 2,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2007
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
73200Market research and public opinion polling
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.