Equity
€1.1m ▼ 33.4%
EPAH paid out €850,000 in dividends. That is 279% of the 2025 profit.
EPAH
Lifetime
5 annual accounts with figures on one time axispeak €954,324 (2022)
€606,950▲ 12.2%
peak €680,739 (2022)
€304,950▼ 14.9%
peak €1.6m (2024)
€1.1m▼ 33.4%
€1.7m▲ 132%
Board1 name since 2020
1 directorErik Houben
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €541,071 to €606,950Dividend €850,000Equity from €1.6m to €1.1mDebts from €715,255 to €1.7mInvestments €938,644Cash from €1.1m to €338,440
Key points
from the 2025 annual accountsDebts
€1.7m ▲ 132%
Debts rose by €947,255 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Securities
€672,343
Mortgage mandates, new in 2025. 61.8% of equity · not in the 2024 accounts.
Investments
€938,644 5.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 190.8% higher than in 2024.
Filings
5 annual accounts 4 late
The 2022 accounts came latest: 31 days after the end of the period.
Position in the sector
€304,950
Higher net result than 95% of companies in legal and accounting. Sector median €37,380 · 15,830 companies.
Checked score
92
Excellent
Financially stronger than 34% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €2.8m
Figures for financial year 2025 (filed on 02-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 43% of them on solvency, 28% on liquidity, 58% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as EPAH has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of EPAH itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for EPAH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (2.73 in 2024), below the usual 1.5. Short-term debt is 38.1% and cash 12.3% of total assets. 60.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
161 days early
2023
31 days late
2022
31 days late
2021
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 8 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752840061
Incorporation
Founding capital of €10,000, 100 shares · Founder: Erik Houben (comparant) · Appointment: Erik Houben (statutory director) · published on 26-08-2020 · Gazette deed
First establishment
Antwerpsesteenweg 57, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EPAH Antwerp | €2.8m | €606,950 | 39.6% | - |
| Notariële Bestuursvennootschap Katrien Eerens Geel | €2.2m | €696,342 | 42.7% | - |
| DDN CONSULTING Sint-Martens-Latem | €2.4m | €454,847 | 50.1% | - |
| Marie-Noëlle XHAFLAIRE, Charlotte LOUSBERG & Géraldine FRANCK, notaires associées Plombières | €3.4m | €626,505 | 5.3% | 5 |
| Fabrice DE VISCH, Notaire Hensies | €3.2m | €779,218 | 1.8% | 6.8 |
| Notariaat Zingem, notarisvennootschap Kruisem | €3.4m | €588,170 | 4.9% | 3.4 |
| LEROY JULIE, notarisvennootschap Maldegem | €2.5m | €760,150 | 22.1% | 4.1 |
These companies have the same main activity as EPAH: activities of notaries (NACE 69102). They are comparable in size and age: total assets between €2.2m and €3.4m, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 22-08-2020Normal situation
- Activity
- Activities of notariesNACE 69102
- Establishment unit
- 2.307.750.4572660 Antwerp, since 22-08-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on EPAH
EPAH files the micro format. That format states no turnover. The gross margin rose from €38,903 in 2021 to €606,950 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EPAH
- What is the company number of EPAH?
- The company number of EPAH is 0752.840.061. The VAT number is the same number with BE in front: BE 0752.840.061.
- Where is EPAH based?
- The registered office is at Antwerpsesteenweg 57, 2660 Antwerp.Company details
- What does EPAH do?
- According to the KBO register, the main activity is activities of notaries (NACE 69102).
- What is the legal form of EPAH?
- EPAH is a private limited company (BV).
- When was EPAH founded?
- EPAH was founded on 22-08-2020.
- Is EPAH still active?
- Yes, EPAH is an active enterprise in the KBO register.
- What is the turnover of EPAH?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €606,950 and 35 comparable companies (NACE 69). It probably lies between €870,000 and €1.2m.Financials
- Is EPAH profitable?
- In financial year 2025, EPAH made a profit of €304,950.
- Where can I find the annual accounts of EPAH?
- EPAH filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EPAH due?
- EPAH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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