EON ECHO
ActiveSummary
EON ECHO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,502 and a net result of €24,472. Its solvency ranks better than 5% of 20,604 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €3,502
- Profit
- €24,472
Why 91raises riskEquity €3,502 (1.1% of total assets)lowers riskSector: Human health activities (NACE 86)Size: total assets €306,071Liquidity: current ratio 0.21, cash €58,331Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 6% on solvency, 4% on liquidity, 24% on profitability and 91% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 30 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €24,472
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00498711.
2024 to 2025, 2 financial years
The operating result returns to profit in 2025: €33,520 after a loss of €31,609 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31,246 | €63,323 | ▲ 103% |
| Other operating charges640/8 | €1,164 | €3,700 | ▲ 218% |
| Gross operating margin9900 | €801 | €100,543 | ▲ 125× |
| Operating profit (loss)9901 | -€31,609 | €33,520 | - |
| Financial income75/76B | €4,919 | €94 | ▼ 98.1% |
| Recurring financial income75 | €4,919 | €94 | ▼ 98.1% |
| Financial charges65/66B | €281 | €2,174 | ▲ 675% |
| Recurring financial charges65 | €281 | €2,174 | ▲ 675% |
| Profit (loss) for the period before taxes9903 | -€26,970 | €31,441 | - |
| Income taxes67/77 | - | €6,968 | - |
| Profit (loss) for the period9904 | -€26,970 | €24,472 | - |
| Profit (loss) for the period to be appropriated9905 | -€26,970 | €24,472 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €297,739 | €306,071 | ▲ 2.8% |
| Fixed assets21/28 | €263,965 | €244,127 | ▼ 7.5% |
| Tangible fixed assets22/27 | €263,965 | €244,013 | ▼ 7.6% |
| Plant, machinery and equipment23 | €375 | €285 | ▼ 24.0% |
| Furniture and vehicles24 | €236,033 | €218,506 | ▼ 7.4% |
| Other tangible fixed assets26 | €27,557 | €25,222 | ▼ 8.5% |
| Financial fixed assets28 | - | €114 | - |
| Current assets29/58 | €33,775 | €61,944 | ▲ 83.4% |
| Stocks and contracts in progress3 | €1,050 | €533 | ▼ 49.3% |
| Stocks30/36 | €1,050 | €533 | ▼ 49.3% |
| Amounts receivable within one year40/41 | €4,469 | €2,486 | ▼ 44.4% |
| Trade receivables40 | - | €1,200 | - |
| Other amounts receivable41 | €4,469 | €1,286 | ▼ 71.2% |
| Cash at bank and in hand54/58 | €28,255 | €58,331 | ▲ 106% |
| Deferred charges and accrued income490/1 | - | €595 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €297,739 | €306,071 | ▲ 2.8% |
| Equity10/15 | -€20,970 | €3,502 | - |
| Contributions10/11 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | -€26,970 | -€2,498 | ▲ 90.7% |
| Amounts payable17/49 | €318,709 | €302,569 | ▼ 5.1% |
| Amounts payable within one year42/48 | €318,709 | €302,116 | ▼ 5.2% |
| Trade debts44 | €3,709 | €29,393 | ▲ 692% |
| Suppliers440/4 | €3,709 | €29,393 | ▲ 692% |
| Taxes, remuneration and social security45 | - | €7,445 | - |
| Taxes450/3 | - | €7,445 | - |
| Other amounts payable47/48 | €315,000 | €265,279 | ▼ 15.8% |
| Accrued charges and deferred income492/3 | - | €453 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€26,970 | €24,472 | - |
| + Depreciation and write-downs630 | €31,246 | €63,323 | ▲ 103% |
| Operating cash flow (approximation) | €4,276 | €87,795 | ▲ 21× |
| Investment in fixed assets (approximation) | - | -€43,485 | - |
| Change in cash | - | €30,076 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00498711 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00476398 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| EMSENS Kathleen |
|
| NAVA Caroline |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-02
Gazette deed
IncorporationAppointments: NAVA Caroline (director) and EMSENS Kathleen (director) · Founder · Founding capital9 facts ▸
- Incorporation, “EON ECHO” (deed in French)
- Founder, NAVA Caroline (comparant)
- Founder, EMSENS Kathleen (comparant)
- Founding capital, €6,000
- Registered office clause, “1341 Ottignies-Louvain-la-Neuve,Rue Chapelle Notre-Dame,3 boîte 0004” (deed in French)
- Board rule, 2, “assemblée” (deed in French)
- Director appointment, NAVA Caroline (director (not named in the articles))
- Director appointment, EMSENS Kathleen (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements et obligations qui en résultent,et toutes activités entreprises au nom et pour compte de la société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25016A0100/00V000 | Wallonia | 1,922 m² | 1 · 259 m² | 9.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La fabrication d'articles de bijouterie de fantaisie et d'articles similaires; L’activité d’intermédiaires spécialisés dans le commerce…” (deed in French)
26 activities (deed in French)
- La fabrication d'articles de bijouterie de fantaisie et d'articles similaires
- L’activité d’intermédiaires spécialisés dans le commerce d'autres produits spécifiques
- Le commerce de gros de parfumerie et de produits de beauté
- Le commerce de gros de produits d'hygiène
- Le commerce de détail spécialisé en cadeaux portant sur l'équipement du foyer
- Le commerce de détail de parfumerie de produits de beauté en magasin spécialisé
- Le commerce de détail d'articles de toilette
- Le commerce de détail d'articles d'horlogerie et de bijouterie en magasin spécialisé
- D’autres commerces de détail de biens neufs en magasin spécialisé.
- Le commerce de détail d'articles de bijouterie et d'orfèvrerie
- Le commerce de détail de bijouterie fantaisie, de gadgets, etc
- Le commerce de détail d'art contemporain, de tableaux nouveaux, de reproductions, de cadres, etc
- Les services d'hébergement pour séjours de courte durée en liaison ou non avec l'exploitation d'un restaurant, dans hôtels, motels et auberges ( avec service hôtelier)
- La mise à disposition de logement pour des séjours de courte durée dans des maisons et appartements de vacances
- L’hébergement de courte durée à la ferme
- L’exploitation de chambres d'hôtes
- D’autres moyens d'hébergement de courte durée
- Les services de soins pour animaux de compagnie, sauf soins vétérinaires
- La restauration à service restreint
- D’autres services de restauration
- L’édition de livres
- Les autres activités d'édition
- Les activités sportives
- Les autres activités récréatives et de loisirs
- Les autres activités pour la santé humaine
- L’entretien corporel
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- EON ECHO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales tant en Belgique qu'à l'étranger par simple décision de…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, Article 12” (deed in French)“Article 14, assemblée générale décide si mandat exercé gratuitement ou non” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Article 11, libre de céder tout ou partie librement” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Actions nouvelles à souscrire en numéraire, courrier électronique,ou courrier ordinaire même jour pour sans adresse électronique” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour les modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Sans préjudice de la faculté de l’assemblée de désigner un ou plusieurs liquidateurs et de déterminer pouvoirs et émoluments, pour quelque…” (deed in French)