ENZOIMMO
ActiveThe annual accounts of ENZOIMMO for fiscal year 2025 show a net loss of 163% of total assets and of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 73% of 14038 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency86▼-14
Growth56=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.48 against 3.45 in 2024; short-term debt: 38.6% and cash: 0.8% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
-162.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
19 d late
2023
65 d early
2022
39 d early
2021
73 d early
2019
59 d early
2018
68 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€78k▼ 30.5%
2022 · €112k
2018: €107k
2019: €146k
2021: €125k
2022: €112k
2018 → 2023
EBIT margin
-4.3%▼ 6.0pp
2022 · 1.8%
2018: -41.0%
2019: 9.0%
2021: 30.6%
2022: 1.8%
2018 → 2023
Net result
€-10k
2024 · €6k
2018: €-46k
2019: €12k
2021: €30k
2022: €180
2023: €-4k
2024: €6k
2018 → 2025
Working capital
€-1k
2024 · €6k
2018: €-40k
2019: €-34k
2021: €2k
2022: €776
2023: €-2k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€125k-€112k▼ 10.6%€78k▼ 30.5%
Equity€11k-€12k▲ 1.6%€7k▼ 36.0%€13k▲ 81.5%€4k▼ 72.6%
Operating result€38k-€2k▼ 94.8%€-3k€7k€-10k
Net result€30k-€180▼ 99.4%€-4k€6k€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€5k▼ 29.7%
Current assets
€1k▼ 87.9%
Equity and liabilities €6k
Equity
€4k▼ 72.6%
Debt
€2k▼ 12.3%
The debt ratio rises from 16.4% to 38.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €9k
Cash flow
€-8k▼
2024 · €8k
Solvency
61.4%▼
2024 · 83.6%
Current ratio
0.48▼
2024 · 3.45
Quick ratio
0.48▼
2024 · 3.45
Debt / equity
0.63▲
2024 · 0.20
ROE
-265.4%▼
2024 · 44.9%
ROA
-162.9%▼
2024 · 37.5%
Interest coverage
-133.06▼
2024 · 51.49
Debt
€2k▼
2024 · €3k
Debt ≤ 1 year
€2k▼
2024 · €3k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€6k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€0€0=
Other tangible fixed assets26€0€0=
Financial fixed assets28€255€205▼
Current assets29/58€9k€1k▼
Amounts receivable within one year40/41€8k€1k▼
Trade receivables40€8k€0▼
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€1k€50▼
Deferred charges and accrued income490/1€0€0=
Equity and liabilities
Total equity and liabilities10/49€16k€6k▼
Equity10/15€13k€4k▼
Contributions10/11€6k€6k=
Reserves13€7k€7k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€142€-10k▼
Amounts payable17/49€3k€2k▼
Amounts payable within one year42/48€3k€2k▼
Financial debts43€15€0▼
Credit institutions430/8€15€0▼
Trade debts44€678€2k▲
Suppliers440/4€678€2k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0€0=
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€860€235▼
Gross operating margin9900€14k€-7k▼
Operating profit (loss)9901€7k€-10k▼
Financial income75/76B€5€25▲
Recurring financial income75€5€25▲
Financial charges65/66B€183€58▼
Recurring financial charges65€183€58▼
Profit (loss) for the period before taxes9903€7k€-10k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€6k€-10k▼
Profit (loss) for the period to be appropriated9905€6k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-10k▼
Profit (loss) brought forward from the previous period14P€132€142▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 3.45
Current ratio from 0.94 to 3.45; short-term debt falls from €26k to €3k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €30k ▲160%
Operating result €38k, net result €30k, both a record.
31-12
Financial
Liquidity times 55163current ratio 1.11
Current ratio from 0.00 to 1.11; short-term debt falls from €34k to €21k.
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-02-2026
Resigned as Manager
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Alliés 807080 FrameriesGround area
169 m²
Building footprint
52 m²
Volume, LiDAR
456 m³
Parcel 53028C0351/00E000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Enzoimmo
since 20082.169.280.086
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53028C0351/00E000 | Wallonia | 169 m² | 1 · 52 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,530 companies in sector 68322 we hold annual accounts for 740. 189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2008
Fiscal year end31-12
Activities, NACEBEL
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.