ENVIE
ActiveENVIE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-109k) and a net result of €-62k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.53 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-115.1%
Return on assets
-65.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
30 d early
2023
on the day
2022
32 d early
2021
32 d early
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-109k▼ 133%
2024 · €-47k
2019: €8k
2020: €-13k
2021: €-11k
2022: €38k
2023: €7k
2024: €-47k
2019 → 2025
Total assets
€95k▼ 3.1%
2024 · €98k
2019: €36k
2020: €34k
2021: €85k
2022: €113k
2023: €138k
2024: €98k
2019 → 2025
Net result
€-62k▼ 14.4%
2024 · €-54k
2019: €1k
2020: €-20k
2021: €1k
2022: €49k
2023: €7k
2024: €-54k
2019 → 2025
Working capital
€-116k▼ 93.9%
2024 · €-60k
2019: €-4k
2020: €-24k
2021: €-378
2022: €34k
2023: €60k
2024: €-60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€38k€7k▼ 80.2%€-47k€-109k▼ 133%
Operating result€7k-€65k▲ 794%€18k▼ 72.8%€-43k€-53k▼ 24.0%
Net result€1k-€49k▲ 3,843%€7k▼ 84.8%€-54k€-62k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €53k in 2025 against €43k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€23k▼ 22.5%
Current assets
€72k▲ 5.4%
Key figures and ratios
EBITDA
€-43k▼
2024 · €-35k
Cash flow
€-53k▼
2024 · €-47k
Solvency
-115.1%▼
2024 · -47.9%
Current ratio
0.38▼
2024 · 0.53
Quick ratio
0.04▼
2024 · 0.10
Debt / equity
-1.87▲
2024 · -3.09
ROE
57.0%▼
2024 · 116.0%
ROA
-65.6%▼
2024 · -55.6%
Interest coverage
-4.87▼
2024 · -3.10
Debt
€204k▲
2024 · €144k
Debt ≤ 1 year
€187k▲
2024 · €128k
Debt > 1 year
€16k▼
2024 · €17k
Income taxes
€267▲
2024 · €205
Staff costs
€46k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€95k▼
Fixed assets21/28€30k€23k▼
Intangible fixed assets21€2k€827▼
Tangible fixed assets22/27€23k€17k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€14k€12k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€5k€5k=
Current assets29/58€68k€72k▲
Stocks and contracts in progress3€55k€64k▲
Stocks30/36€55k€64k▲
Amounts receivable within one year40/41€7k€1k▼
Trade receivables40€5k€705▼
Other amounts receivable41€2k€668▼
Cash at bank and in hand54/58€1k€3k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€98k€95k▼
Equity10/15€-47k€-109k▼
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-54k€-116k▼
Amounts payable17/49€144k€204k▲
Amounts payable after more than one year17€17k€16k▼
Financial debts170/4€17k€16k▼
Amounts payable within one year42/48€128k€187k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Financial debts43€45k€52k▲
Credit institutions430/8€45k€52k▲
Trade debts44€139€34k▲
Suppliers440/4€139€34k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€179€2k▲
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€56k€68k▲
Accrued charges and deferred income492/3€163€593▲
Income statement
Code20242025
Remuneration, social security and pensions62€15k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€2k€597▼
Gross operating margin9900€-19k€3k▲
Operating profit (loss)9901€-43k€-53k▼
Financial income75/76B€33€9▼
Recurring financial income75€33€9▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€-54k€-62k▼
Income taxes67/77€205€267▲
Profit (loss) for the period9904€-54k€-62k▼
Profit (loss) for the period to be appropriated9905€-54k€-62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-116k▼
Profit (loss) brought forward from the previous period14P-€-54k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €49k ▲3843%
Operating result €65k, net result €49k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geinsteindestraat(SP) 499170 Sint-Gillis-WaasGround area
839 m²
Building footprint
161 m²
Volume, LiDAR
675 m³
Parcel 46022A0659/02D000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
The Gut Company
since 20182.278.764.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022A0659/02D000 | Flanders | 839 m² | 1 · 161 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MABIO
BE 0746.612.265
Namur · Eq €7k
BURGIO DISTRIBUTION
BE 0841.341.871
Houthalen-Helchteren · Eq €7k
SHAREZ
BE 0760.396.262
Elsene · Eq €8k
SUMO FOOD TRADE
BE 0735.969.880
Spa · Eq €7k
BENKABBOU
BE 1022.843.818
Evere · Eq €7k
Of 1,413 companies in sector 46389 we hold annual accounts for 843. 271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2018
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.