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ENVIBEX

Active
Private limited companyfounded 20178 yrs activeRue du Chêneux 2, 4130 Esneux, BelgiumKBO/BCE: BE 0685.964.697

ENVIBEX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €16k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 49% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
91 / 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+11
Solvency96▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 5.39 in 2024), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
53.3%
Return on assets
3.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
362 d late
2023
727 d late
2022
31 d late
2021
61 d late
2020
30 d late
2019
153 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€272k=
2024 · €272k
2018: €26k 2019: €50k 2020: €87k 2021: €153k 2022: €208k 2023: €262k 2024: €272k
2018 → 2025
Total assets
€511k▲ 10.7%
2024 · €461k
2018: €51k 2019: €98k 2020: €146k 2021: €254k 2022: €303k 2023: €467k 2024: €461k
2018 → 2025
Net result
€16k▲ 58.1%
2024 · €10k
2018: €21k 2019: €23k 2020: €38k 2021: €66k 2022: €55k 2023: €54k 2024: €10k
2018 → 2025
Working capital
€241k▼ 0.6%
2024 · €242k
2018: €25k 2019: €49k 2020: €71k 2021: €117k 2022: €168k 2023: €239k 2024: €242k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€153k-€208k▲ 36.1%€262k▲ 25.9%€272k▲ 4.0%€272k=
Operating result€90k-€79k▼ 12.2%€77k▼ 2.3%€21k▼ 72.9%€30k▲ 44.5%
Net result€66k-€55k▼ 15.9%€54k▼ 2.5%€10k▼ 80.6%€16k▲ 58.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €90k€90kNet result 2021: €66k€66kOperating result 2022: €79k€79kNet result 2022: €55k€55kOperating result 2023: €77k€77kNet result 2023: €54k€54kOperating result 2024: €21k€21kNet result 2024: €10k€10kOperating result 2025: €30k€30kNet result 2025: €16k€16k20212022202320242025
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets €157k▼ 4.3%
Current assets €354k▲ 19.0%
Equity and liabilities €511k
Equity €272k=
Debt €238k▲ 26.2%
The debt ratio rises from 41.0% to 46.7%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37k
2024 · €34k
Cash flow
€23k
2024 · €23k
Solvency
53.3%
2024 · 59.0%
Current ratio
3.13
2024 · 5.39
Quick ratio
3.13
2024 · 5.39
Debt / equity
0.88
2024 · 0.69
ROE
6.0%
2024 · 3.8%
ROA
3.2%
2024 · 2.3%
Interest coverage
6.30
2024 · 5.58
Debt
€238k
2024 · €189k
Debt ≤ 1 year
€113k
2024 · €55k
Debt > 1 year
€125k
2024 · €134k
Income taxes
€8k
2024 · €4k
Staff costs
€34k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€461k€511k
Fixed assets21/28€164k€157k
Tangible fixed assets22/27€144k€137k
Land and buildings22€138k€134k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€1k€15
Financial fixed assets28€20k€20k
Current assets29/58€297k€354k
Amounts receivable after more than one year29€170k€210k
Other amounts receivable291€170k€210k
Amounts receivable within one year40/41€69k€97k
Trade receivables40€24k€51k
Other amounts receivable41€46k€46k=
Cash at bank and in hand54/58€58k€47k
Equity and liabilities
Total equity and liabilities10/49€461k€511k
Equity10/15€272k€272k=
Contributions10/11€6k€6k=
Reserves13€266k€266k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€264k€264k=
Amounts payable17/49€189k€238k
Amounts payable after more than one year17€134k€125k
Financial debts170/4€134k€125k
Amounts payable within one year42/48€55k€113k
Current portion of amounts payable after more than one year42€9k€10k
Trade debts44€31k€61k
Suppliers440/4€31k€61k
Taxes, remuneration and social security45€14k€28k
Taxes450/3€11k€23k
Remuneration and social security454/9€3k€6k
Other amounts payable47/48€716€14k
Income statement Code20242025
Remuneration, social security and pensions62€40k€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€7k
Other operating charges640/8€969€1k
Gross operating margin9900€75k€72k
Operating profit (loss)9901€21k€30k
Financial charges65/66B€6k€6k
Recurring financial charges65€6k€6k
Profit (loss) for the period before taxes9903€15k€24k
Income taxes67/77€4k€8k
Profit (loss) for the period9904€10k€16k
Profit (loss) for the period to be appropriated9905€10k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 362 days late
28-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 727 days late
2024
31-12
Financial Weakest financial yearnet €10k ▼80.6%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Equity above €200kEq €208k ▲36.1%
5 profitable years in a row build equity to €208k.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Highest result since 2018net €66k ▲74.6%
Operating result €90k, net result €66k, both a record.
31-12
Financial Equity above €150kEq €153k ▲75.2%
4 profitable years in a row build equity to €153k.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Chêneux 24130 Esneux
Ground area
1,383 m²
Building footprint
107 m²
Volume, LiDAR
629 m³
Parcel 62032A0743/00V000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ENVIBEX
Rue du Chêneux 2, 4130 EsneuxSpecialised construction activities
since 20182.273.193.416
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62032A0743/00V000 Wallonia 1,383 m² 1 · 107 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,136 companies in sector 71209 we hold annual accounts for 1,079. 774 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
43130Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.