Turnover
≈ €150,000 estimated
The micro format states no turnover.
ENTENDRE ET COMPRENDRE
Lifetime
16 annual accounts with figures on one time axispeak €48,098 (2015)
€34,184▲ 44.5%
lowest -€7,148 (2020)
€24,883▲ 58.3%
peak €112,518 (2025)
€112,518▲ 24.1%
€9,418▲ 113%
Board1 name since 2010
1 directorLeroy Isabelle
Documentsfilings and deeds
03-08-20263 days late
2025micro format
Gross margin from €23,652 to €34,184Result from €15,719 to €24,883Equity from €90,635 to €112,518Debts from €4,431 to €9,418
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2010
Four of the last ten came late. The 2017 accounts came latest: 28 days after the end of the period.
Position in the sector
92.3%
Higher solvency than 92% of companies in wholesale trade. Sector median 40.4% · 13,807 companies.
Checked score
99
Excellent
Financially stronger than 88% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Wholesale trade (NACE 46)
lowers risk
Liquidity: current ratio 12.94, cash €106,332
Equity €112,518 (92.3% of total assets)
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 87% on profitability and 78% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as ENTENDRE ET COMPRENDRE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of ENTENDRE ET COMPRENDRE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for ENTENDRE ET COMPRENDRE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.94 (21.31 in 2024), above the usual 1.5. Short-term debt is 7.7% and cash 87.2% of total assets. 7.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €112,518
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 days late
2024
3 days early
2023
27 days early
2022
41 days early
2021
20 days early
2020
5 days early
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0824074485
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 18-09-2023 · Gazette deed
First establishment
Rue Feroobu, Beuzet 24, Gembloux
Incorporation
published on 30-03-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ENTENDRE ET COMPRENDRE Gembloux | €121,936 | €34,184 | 92.3% | - |
| BOXAN Kruisem | €141,004 | €38,163 | 46.9% | - |
| Ulti Services Libramont-Chevigny | €137,104 | €34,512 | -27.9% | 1 |
| M & G INVEST Antwerp | €113,865 | €27,307 | 44.4% | - |
| C.projects Staden | €105,110 | €41,667 | 86.1% | - |
| BROEKAERT C Gavere | €117,045 | €24,382 | 75.8% | - |
| LOGOVISION Gesves | €157,152 | €26,152 | 39.3% | - |
These companies have the same main activity as ENTENDRE ET COMPRENDRE: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €105,000 and €157,000, founded between 2009 and 2011.
Official details
Source: KBO- Status
- Active since 18-03-2010Normal situation
- Activity
- Agents specialised in the wholesale of other particular productsNACE 46180and 1 other
- Establishment unit
- 2.188.063.0485030 Gembloux, since 25-05-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Insights on ENTENDRE ET COMPRENDRE
ENTENDRE ET COMPRENDRE files the micro format. That format states no turnover. The gross margin rose from €22,711 in 2010 to €34,184 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ENTENDRE ET COMPRENDRE
- What is the company number of ENTENDRE ET COMPRENDRE?
- The company number of ENTENDRE ET COMPRENDRE is 0824.074.485. The VAT number is the same number with BE in front: BE 0824.074.485.
- Where is ENTENDRE ET COMPRENDRE based?
- The registered office is at Rue Feroobu, Beuzet 24, 5030 Gembloux.Company details
- What does ENTENDRE ET COMPRENDRE do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of ENTENDRE ET COMPRENDRE?
- ENTENDRE ET COMPRENDRE is a private limited company (BV).
- When was ENTENDRE ET COMPRENDRE founded?
- ENTENDRE ET COMPRENDRE was founded on 18-03-2010.
- Is ENTENDRE ET COMPRENDRE still active?
- Yes, ENTENDRE ET COMPRENDRE is an active enterprise in the KBO register.
- What is the turnover of ENTENDRE ET COMPRENDRE?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €34,184 and 38 comparable companies (NACE 461). It probably lies between €93,000 and €380,000.Financials
- Is ENTENDRE ET COMPRENDRE profitable?
- In financial year 2025, ENTENDRE ET COMPRENDRE made a profit of €24,883.
- Where can I find the annual accounts of ENTENDRE ET COMPRENDRE?
- ENTENDRE ET COMPRENDRE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ENTENDRE ET COMPRENDRE due?
- ENTENDRE ET COMPRENDRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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