ENSEMBLE.BIO
ActiveSummary
ENSEMBLE.BIO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,647 and a net result of €15,979. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-5
Solvency60▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 4.35 against 3.53 in 2024; short-term debt: 22.9% and cash: 10.3% of total assets), but 65.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
1 d late
2022
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
Equity
€61,647▲ 10.7%
2024 · €55,668
Total assets
€178,043▲ 29.4%
2024 · €137,623
Net result
€15,979▼ 13.3%
2024 · €18,427
Working capital
€136,931▲ 39.3%
2024 · €98,266
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€6,795-€21,106▲ 211%€28,125▲ 33.3%€24,874▼ 11.6%
Net result€4,726-€15,015▲ 218%€18,427▲ 22.7%€15,979▼ 13.3%
Equity€22,226-€37,242▲ 67.6%€55,668▲ 49.5%€61,647▲ 10.7%
Total assets€36,418-€62,639▲ 72.0%€137,623▲ 120%€178,043▲ 29.4%
Debt€14,192-€25,398▲ 79.0%€81,954▲ 223%€116,396▲ 42.0%
Working capital€22,226-€36,327▲ 63.4%€98,266▲ 171%€136,931▲ 39.3%
Staff (FTE)1.4-2.2▲ 57.1%1.9▼ 13.6%2.3▲ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178,043
Fixed assets
€268 ▼ 54.6%
Current assets
€177,774 ▲ 29.7%
Equity and liabilities €178,043
Equity
€61,647 ▲ 10.7%
Debt
€116,396 ▲ 42.0%
Debt's share of the balance-sheet total rises from 59.6% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,197▼
2024 · €28,448
Cash flow
€16,302▼
2024 · €18,750
Current ratio
4.35▲
2024 · 3.53
Debt to equity
1.89▲
2024 · 1.47
ROE
25.9%▼
2024 · 33.1%
ROA
9.0%▼
2024 · 13.4%
Interest coverage
6.70▼
2024 · 9.32
Debt ≤ 1 year
€40,844▲
2024 · €38,765
Debt > 1 year
€75,255▲
2024 · €42,857
Income taxes
€5,134▼
2024 · €6,647
Staff costs
€123,550▲
2024 · €103,745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €55,146 | €117,563 | €103,745 | €123,550 | ▲ 19.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €55 | €323 | €323 | = |
| Other operating charges640/8 | €695 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €62,636 | €139,108 | €132,581 | €149,147 | ▲ 12.5% |
| Operating profit (loss)9901 | €6,795 | €21,106 | €28,125 | €24,874 | ▼ 11.6% |
| Financial income75/76B | - | - | €0 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €69 | €54 | €3,052 | €3,761 | ▲ 23.3% |
| Recurring financial charges65 | €69 | €54 | €3,052 | €3,761 | ▲ 23.3% |
| Profit (loss) for the period before taxes9903 | €6,726 | €21,052 | €25,073 | €21,113 | ▼ 15.8% |
| Income taxes67/77 | €2,000 | €6,036 | €6,647 | €5,134 | ▼ 22.8% |
| Profit (loss) for the period9904 | €4,726 | €15,015 | €18,427 | €15,979 | ▼ 13.3% |
| Profit (loss) for the period to be appropriated9905 | €4,726 | €15,015 | €18,427 | €15,979 | ▼ 13.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €36,418 | €62,639 | €137,623 | €178,043 | ▲ 29.4% |
| Fixed assets21/28 | - | €915 | €592 | €268 | ▼ 54.6% |
| Tangible fixed assets22/27 | - | €915 | €592 | €268 | ▼ 54.6% |
| Plant, machinery and equipment23 | - | €915 | €592 | €268 | ▼ 54.6% |
| Current assets29/58 | €36,418 | €61,724 | €137,031 | €177,774 | ▲ 29.7% |
| Amounts receivable after more than one year29 | - | - | - | €72,000 | - |
| Other amounts receivable291 | - | - | - | €72,000 | - |
| Amounts receivable within one year40/41 | €10,083 | €30,625 | €69,161 | €86,048 | ▲ 24.4% |
| Trade receivables40 | €10,027 | €30,622 | €56,311 | €73,198 | ▲ 30.0% |
| Other amounts receivable41 | €56 | €3 | €12,850 | €12,850 | = |
| Cash at bank and in hand54/58 | €20,482 | €24,139 | €62,320 | €18,280 | ▼ 70.7% |
| Deferred charges and accrued income490/1 | €5,854 | €6,960 | €5,550 | €1,446 | ▼ 73.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €36,418 | €62,639 | €137,623 | €178,043 | ▲ 29.4% |
| Equity10/15 | €22,226 | €37,242 | €55,668 | €61,647 | ▲ 10.7% |
| Contributions10/11 | €17,500 | €17,500 | €17,500 | €7,500 | ▼ 57.1% |
| Profit (loss) carried forward14 | €4,726 | €19,742 | €38,168 | €54,147 | ▲ 41.9% |
| Amounts payable17/49 | €14,192 | €25,398 | €81,954 | €116,396 | ▲ 42.0% |
| Amounts payable after more than one year17 | - | - | €42,857 | €75,255 | ▲ 75.6% |
| Financial debts170/4 | - | - | €42,857 | €75,255 | ▲ 75.6% |
| Amounts payable within one year42/48 | €14,192 | €25,398 | €38,765 | €40,844 | ▲ 5.4% |
| Current portion of amounts payable after more than one year42 | - | - | €7,143 | €15,302 | ▲ 114% |
| Trade debts44 | €714 | €935 | €901 | €125 | ▼ 86.1% |
| Suppliers440/4 | €714 | €935 | €901 | €125 | ▼ 86.1% |
| Taxes, remuneration and social security45 | €13,478 | €24,462 | €30,721 | €25,417 | ▼ 17.3% |
| Taxes450/3 | €6,670 | €11,352 | €19,505 | €12,617 | ▼ 35.3% |
| Remuneration and social security454/9 | €6,808 | €13,111 | €11,216 | €12,799 | ▲ 14.1% |
| Accrued charges and deferred income492/3 | - | - | €333 | €297 | ▼ 10.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,726 | €15,015 | €18,427 | €15,979 | ▼ 13.3% |
| + Depreciation and write-downs630 | - | €55 | €323 | €323 | = |
| Operating cash flow (approximation) | €4,726 | €15,070 | €18,750 | €16,302 | ▼ 13.1% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - |
| Change in cash | - | €3,657 | €38,181 | -€44,039 | ▼ 215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €18,427 ▲22.7%
Operating result €28,125, net result €18,427, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Joncs Fleuris(RR) 104120 Neupré1 establishment unit
ENSEMBLE.BIO
since 20212.324.727.140
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,509. 2,565 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded29-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
81210General cleaning of buildings
82990Other business support services
Contact
E-mail
hello@simonstree.be
Phone
+32471685086
Scores and ratios are computed by Checked and are not a credit decision.