ENOR SERVICE
ActiveENOR SERVICE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-66. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 28% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-20
Solvency48▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.84 in 2024; short-term debt: 45.7% and cash: 1.2% of total assets), and 77.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.7%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 8.9%
2024 · €20k
2023: €17k
2024: €20k
2023 → 2025
Total assets
€78k▼ 14.0%
2024 · €91k
2023: €56k
2024: €91k
2023 → 2025
Net result
€-66
2024 · €4k
2023: €15k
2024: €4k
2023 → 2025
Working capital
€-16k▼ 177%
2024 · €-6k
2023: €20k
2024: €-6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€17k-€20k▲ 14.7%€18k▼ 8.9%
Operating result€19k-€7k▼ 62.9%€4k▼ 47.2%
Net result€15k-€4k▼ 72.6%€-66
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€58k▼ 5.7%
Current assets
€20k▼ 31.3%
Equity and liabilities €78k
Equity
€18k▼ 8.9%
Debt
€61k▼ 15.4%
The debt ratio falls from 78.6% to 77.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €18k
Cash flow
€16k▲
2024 · €15k
Solvency
22.7%▲
2024 · 21.4%
Current ratio
0.56▼
2024 · 0.84
Quick ratio
0.30▼
2024 · 0.70
Debt / equity
3.40▼
2024 · 3.66
ROE
-0.4%▼
2024 · 21.3%
ROA
-0.1%▼
2024 · 4.6%
Interest coverage
4.27▼
2024 · 7.63
Debt
€61k▼
2024 · €72k
Debt ≤ 1 year
€36k▲
2024 · €35k
Debt > 1 year
€25k▼
2024 · €37k
Income taxes
€398▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€78k▼
Fixed assets21/28€62k€58k▼
Tangible fixed assets22/27€62k€58k▼
Plant, machinery and equipment23€18k€24k▲
Furniture and vehicles24€43k€26k▼
Other tangible fixed assets26€1k€8k▲
Current assets29/58€29k€20k▼
Stocks and contracts in progress3€5k€9k▲
Stocks30/36€5k€9k▲
Amounts receivable within one year40/41€9k€9k=
Trade receivables40€9k€9k=
Other amounts receivable41€210€210=
Cash at bank and in hand54/58€15k€969▼
Deferred charges and accrued income490/1€367€531▲
Equity and liabilities
Total equity and liabilities10/49€91k€78k▼
Equity10/15€20k€18k▼
Contributions10/11€4k€4k=
Reserves13€16k€14k▼
Distributable reserves133€16k€14k▼
Amounts payable17/49€72k€61k▼
Amounts payable after more than one year17€37k€25k▼
Financial debts170/4€37k€25k▼
Amounts payable within one year42/48€35k€36k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48€16k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€16k▲
Other operating charges640/8€387€654▲
Gross operating margin9900€19k€21k▲
Operating profit (loss)9901€7k€4k▼
Financial income75/76B€618€1k▲
Recurring financial income75€618€1k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€5k€332▼
Income taxes67/77€1k€398▼
Profit (loss) for the period9904€4k€-66▼
Profit (loss) for the period to be appropriated9905€4k€-66▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-66▼
Transfer from equity791/2-€2k
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment2 facts ▸
- General meeting, 2026-08-31
- Director appointment, Jana Dobbelaere (bestuurder)
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-66 ▼102%
Net result drops to €-66, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Jana Dobbelaere
CurrentDirector · since 01-09-2026
01-09-2026
Appointed as Director
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Canadastraat 48340 DammeGround area
456 m²
Building footprint
115 m²
Volume, LiDAR
4 m³
Parcel 31019A1192/00D000, Flanders · tallest building 3.5 m. Linked by address, not a title deed.
1 establishment unit
Enor service
since 20232.342.612.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31019A1192/00D000 | Flanders | 456 m² | 1 · 115 m² | 3.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAILORMADE INVESTMENT
BE 1005.695.307
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LUNDOF
BE 1010.757.420
Scherpenheuvel-Zichem · Eq €18k
N-CUBE
BE 0829.091.266
Gent · Eq €18k
SHARED OFFICE SERVICE
BE 0713.963.055
Antwerpen · Eq €18k
HB2B
BE 0759.937.788
Huldenberg · Eq €18k
Of 24,501 companies in sector 82990 we hold annual accounts for 9,396. 5,600 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.