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ENOIA

Active
Private limited companyfounded 20251 yr activeJoseph Wautersstraat 15, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1018.861.868
Summary

ENOIA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,404 and a net result of €76,654. Its solvency ranks better than 45% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€108,086total assets 2025
Equity
€54,404
Profit
€76,654
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 25 d late0 of 1 deed read
Why 96- Founded in 2025+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.69, cash €59,756+ Size: total assets €108,086Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 75
equity 50.3% of total assets
Liquidity 75
short-term debt 49.7% · cash 55.3%
Profitability 100
return on assets 70.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 16 months 02-2026: 0.4% 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +2.1% vs 03-2026 05-2026: 0.4%▲ +1.5% vs 04-2026 06-2026: 0.4%▲ +2.3% vs 05-2026 07-2026: 0.5%▲ +11.6% vs 06-2026 08-2026: 0.5%▲ +14.2% vs 07-2026highest value 09-2026: < 0.1%▼ -91.7% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 1.69, cash €59,756 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Size: total assets €108,086 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.69; short-term debt: 49.7% and cash: 55.3% of total assets), and 49.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 46%, liquidity 67%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.69, cash €59,756
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €108,086
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €108,086 View
  • Active since 2025founded 17-01-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€108,086
Profit
€76,654
Solvency
50.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
17-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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