Ennoia

Active

Private limited companyfounded 20205 yrs activeHeymboschlaan 9, 1090 Jette, BelgiumKBO/BCE: BE 0760.639.455

Summary

Ennoia has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,576 and a net result of €22,315. Equity is growing by ~64.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

EnnoiaActiveChecked score 98/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€54,117total assets 2025

Equity: €49,576
Profit: €22,315

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 43 d early1 of 2 deeds read

Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 11.43, cash €43,398+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €49,576 (91.6% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 91.6% of total assets

Liquidity 100+3

short-term debt 8.4% · cash 80.2%

Profitability 100+3

return on assets 41.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)

Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● 0.0% vs 11-2024highest value 01-2025: < 0.1%▼ -33.3% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -6.7% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▲ +7.1% vs 08-2025 10-2025: < 0.1%▲ +3.3% vs 09-2025 11-2025: < 0.1%▲ +9.7% vs 10-2025 12-2025: < 0.1%▲ +2.9% vs 11-2025 01-2026: < 0.1%▼ -31.4% vs 12-2025 02-2026: < 0.1%▼ -4.2% vs 01-2026 03-2026: < 0.1%▲ +4.3% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▼ -4.2% vs 05-2026 07-2026: < 0.1%▼ -4.3% vs 06-2026lowest value 08-2026: < 0.1%▲ +4.5% vs 07-2026 09-2026: < 0.1%▲ +69.6% vs 08-2026 10-2026: < 0.1%▲ +7.7% vs 09-2026

Liquidity: current ratio 11.43, cash €43,398 lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
1 change of registered office in 24 months raises the probability
Equity €49,576 (91.6% of total assets) lowers the probability

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 11.43 against 6.77 in 2024; short-term debt: 8.4% and cash: 80.2% of total assets), and 8.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 85%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 11.43, cash €43,398

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Equity €49,576 (91.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

43 d early

2024

42 d early

2023

43 d early

2022

23 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close04-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-08-26 Registered officeRegistered-office move
19-12-25 Annual accounts filedfiscal year 2025 · micro…
20-12-24 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 10% on solvencysector median 56.0% · 38,777 companies 91.6% View
Total assets 20254 fiscal years filed €54,117 View
Active since 2020founded 29-12-2020 5 years View