Enkio
ActiveSummary
Enkio has been active since 2011 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €29,423 and a net result of €32,154. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 2715 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+13
Solvency39▼-48
Growth58▼-20
Track record92
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 2.67 in 2024; short-term debt: 84.9% and cash: 3.5% of total assets), and 85.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
15.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2715 sector peers (2025).
NBB · sector comparisonPosition among 2715 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
7 d early
2023
22 d late
2022
31 d late
2021
78 d late
2020
61 d late
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Equity
€29,423▼ 69.8%
2024 · €97,387
Total assets
€208,656▲ 32.0%
2024 · €158,111
Net result
€32,154▲ 101%
2024 · €15,963
Working capital
€31,423▼ 68.2%
2024 · €98,887
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€831▲ 43.9%-€1,299▼ 56.3%-€1,580▼ 21.6%€22,251€49,799▲ 124%
Net result€2,470below the sector's middle half▲ 48.9%€3,014below the sector's middle half▲ 22.1%€2,028below the sector's middle half▼ 32.7%€15,963within the sector's middle half▲ 687%€32,154within the sector's middle half▲ 101%
Equity€76,381within the sector's middle half▲ 3.3%€79,396within the sector's middle half▲ 3.9%€81,424within the sector's middle half▲ 2.6%€97,387within the sector's middle half▲ 19.6%€29,423below the sector's middle half▼ 69.8%
Total assets€78,484within the sector's middle half▲ 5.7%€82,691within the sector's middle half▲ 5.4%€84,777within the sector's middle half▲ 2.5%€158,111below the sector's middle half▲ 86.5%€208,656within the sector's middle half▲ 32.0%
Debt€2,103▲ 465%€3,295▲ 56.7%€3,353▲ 1.7%€60,724▲ 1,711%€179,233▲ 195%
Working capital€76,381▲ 3.3%€79,396▲ 3.9%€83,003▲ 4.5%€98,887▲ 19.1%€31,423▼ 68.2%
Solvency97.3%above the sector's middle half▼ 2.2pp96.0%above the sector's middle half▼ 1.3pp96.0%above the sector's middle half=61.6%within the sector's middle half▼ 34.5pp14.1%below the sector's middle half▼ 47.5pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €208,656
Equity
€29,423 ▼ 69.8%
Debt
€179,233 ▲ 195%
Debt's share of the balance-sheet total rises from 38.4% to 85.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.18▼
2024 · 2.67
Debt to equity
6.09▲
2024 · 0.62
ROE
109.3%▲
2024 · 16.4%
ROA
15.4%▲
2024 · 10.1%
Debt ≤ 1 year
€177,233▲
2024 · €59,224
Income taxes
€11,120▲
2024 · €6,078
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €175 | €706 | €580 | €839 | €1,182 | ▲ 40.9% |
| Gross operating margin9900 | -€656 | -€593 | -€1,000 | €23,090 | €50,981 | ▲ 121% |
| Operating profit (loss)9901 | -€831 | -€1,299 | -€1,580 | €22,251 | €49,799 | ▲ 124% |
| Financial income75/76B | €4,200 | €5,411 | €4,284 | €2,543 | €3,088 | ▲ 21.4% |
| Recurring financial income75 | €4,200 | €5,411 | €4,284 | €2,543 | €3,088 | ▲ 21.4% |
| Financial charges65/66B | - | - | - | €2,753 | €9,613 | ▲ 249% |
| Recurring financial charges65 | - | - | - | €2,753 | €9,613 | ▲ 249% |
| Profit (loss) for the period before taxes9903 | €3,369 | €4,112 | €2,704 | €22,041 | €43,274 | ▲ 96.3% |
| Income taxes67/77 | €899 | €1,097 | €676 | €6,078 | €11,120 | ▲ 83.0% |
| Profit (loss) for the period9904 | €2,470 | €3,014 | €2,028 | €15,963 | €32,154 | ▲ 101% |
| Profit (loss) for the period to be appropriated9905 | €2,470 | €3,014 | €2,028 | €15,963 | €32,154 | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,484 | €82,691 | €84,777 | €158,111 | €208,656 | ▲ 32.0% |
| Current assets29/58 | €78,484 | €82,691 | €84,777 | €158,111 | €208,656 | ▲ 32.0% |
| Amounts receivable within one year40/41 | €74,284 | €77,280 | €80,493 | €153,609 | €198,573 | ▲ 29.3% |
| Trade receivables40 | - | - | - | €66,289 | €90,616 | ▲ 36.7% |
| Other amounts receivable41 | €74,284 | €77,280 | €80,493 | €87,320 | €107,958 | ▲ 23.6% |
| Cash at bank and in hand54/58 | - | - | - | €4,502 | €7,237 | ▲ 60.7% |
| Deferred charges and accrued income490/1 | €4,200 | €5,411 | €4,284 | - | €2,846 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,484 | €82,691 | €84,777 | €158,111 | €208,656 | ▲ 32.0% |
| Equity10/15 | €76,381 | €79,396 | €81,424 | €97,387 | €29,423 | ▼ 69.8% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €87,387 | €19,423 | ▼ 77.8% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | - | - | - |
| Distributable reserves133 | - | - | - | €87,387 | €19,423 | ▼ 77.8% |
| Profit (loss) carried forward14 | €64,381 | €67,396 | €69,424 | - | - | - |
| Amounts payable17/49 | €2,103 | €3,295 | €3,353 | €60,724 | €179,233 | ▲ 195% |
| Amounts payable within one year42/48 | €2,103 | €3,295 | €1,773 | €59,224 | €177,233 | ▲ 199% |
| Trade debts44 | €831 | €1,299 | - | €50,236 | €57,327 | ▲ 14.1% |
| Suppliers440/4 | €831 | €1,299 | - | €50,236 | €57,327 | ▲ 14.1% |
| Taxes, remuneration and social security45 | €1,271 | €1,996 | €1,773 | €8,281 | €19,858 | ▲ 140% |
| Taxes450/3 | €1,271 | €1,996 | €1,773 | €8,281 | €19,858 | ▲ 140% |
| Other amounts payable47/48 | - | - | - | €707 | €100,047 | ▲ 14,050% |
| Accrued charges and deferred income492/3 | - | - | €1,580 | €1,500 | €2,000 | ▲ 33.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,470 | €3,014 | €2,028 | €15,963 | €32,154 | ▲ 101% |
| Operating cash flow (approximation) | €2,470 | €3,014 | €2,028 | €15,963 | €32,154 | ▲ 101% |
| Change in cash | - | - | - | - | €2,735 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €32,154 ▲101%
Operating result €49,799, net result €32,154, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €3,700
Net result €3,700 after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2018
07-12
KBO administration
Strikeout withdrawal
event 30-08-2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
19-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 19 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
Ground area
164 m²
Building footprint
80 m²
Volume, LiDAR
519 m³
Parcel 44013A0011/00A012, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Enkio
since 20242.360.640.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0011/00A012 | Flanders | 164 m² | 1 · 80 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 14,289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840577353
Also
9925:BE0840577353
Registered
08-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.