Turnover
≈ €160,000 estimated
The micro format states no turnover.
ENJOYYOURDEV
Overview
Lifetime
1 annual account with figurespeak €68,846 (2025)
€68,846
peak €53,018 (2025)
€53,018
peak €55,018 (2025)
€55,018
€15,290
Board1 name since 2024
1 directorJACQUEMIN Patrick François Roland
Documentsfilings and deeds
10-06-202651 days before the deadline
2025micro format
1 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Checked score
98
Excellent
Financially stronger than 83% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.52, cash €42,414
Equity €55,018 (78.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 81% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as ENJOYYOURDEV has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of ENJOYYOURDEV itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for ENJOYYOURDEV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.52, above the usual 1.5. Short-term debt is 21.6% and cash 60.3% of total assets. 21.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
51 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017264734
First establishment
Allée des Rhododendrons 48, Namur
Incorporation
Founding capital of €2,000, 100 shares · Appointment: JACQUEMIN Patrick François Roland (director) · Registered office clause: Allée des Rhododendrons 48, 5002 Namur (Saint-Servais) · published on 16-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ENJOYYOURDEV Namur | €70,309 | €68,846 | 78.3% | - |
| VAGASOFT Anhée | €64,543 | €63,166 | 77.1% | - |
| NEXIS Zaventem | €71,975 | €71,248 | 71.0% | - |
| Recynet Solutions Amay | €70,893 | €65,633 | 72.9% | - |
| ALTURA Solutions Boortmeerbeek | €74,586 | €66,824 | 73.0% | - |
| GossaTek Brussels | €71,964 | €64,045 | 71.4% | - |
| ONE BLUE BUTTERFLY Merchtem | €73,019 | €68,578 | 88.5% | - |
These companies have the same main activity as ENJOYYOURDEV: computer programming (NACE 62100). They are comparable in size and age: total assets between €64,500 and €74,600, founded in 2024.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.367.778.9085002 Namur, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 24-09-2025
Annual accounts 2025
- €68,846
- €53,018
- €55,018
- €70,309
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on ENJOYYOURDEV
ENJOYYOURDEV has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,018 and a net result of €53,018.
Its solvency ranks better than 72% of 21,217 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 10-06-2026, 51 days before the deadline€68,846
€66,700
€53,018
€53,437
78.3%
4.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €130,000 and €200,000.
Balance sheet
balance sheet total €70,309 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
78.3%
Higher than 72% of 21,217 companies in 2025.
4.52
Higher than 72% of 20,581 companies in 2025.
75.4%
Higher than 95% of 20,756 companies in 2025.
ENJOYYOURDEV
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
70,309 | |
21/28 |
1,697 | |
22/27 |
1,697 | |
24 |
1,697 | |
29/58 |
68,612 | |
40/41 |
25,852 | |
40 |
25,526 | |
41 |
326 | |
54/58 |
42,414 | |
490/1 |
346 | |
| Balance sheet: equity and liabilities | ||
10/49 |
70,309 | |
10/15 |
55,018 | |
10/11 |
2,000 | |
14 |
53,018 | |
17/49 |
15,290 | |
42/48 |
15,175 | |
45 |
7,976 | |
450/3 |
7,976 | |
47/48 |
7,199 | |
492/3 |
115 | |
| Income statement | ||
9900 |
68,846 | |
630 |
1,036 | |
640/8 |
1,109 | |
9901 |
66,700 | |
65/66B |
8 | |
65 |
8 | |
9903 |
66,692 | |
67/77 |
13,674 | |
9904 |
53,018 | |
9905 |
53,018 | |
| Appropriation of the result | ||
9906 |
53,018 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 10-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-06-2026 | 2026-00149901 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 67,736 | ||
| 54,054 | ||
| 2,732 | ||
| 53,437 | ||
| 78.3% | ||
| 4.52 | ||
| 0.28 | ||
| 96.4% | ||
| 75.4% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,841 |
| Intangible fixed assets | €891 |
| €1,036 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on ENJOYYOURDEV
Debt's share of the balance-sheet total is 21.7%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 16-12-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 16-12-2024
Mandates through the years
1 name, the dashed line is todayJACQUEMIN Patrick François Roland
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- JACQUEMIN Patrick François Roland
- Director (not named in the articles), appointed by deed of 16-12-2024, still in office
Control
This company
ENJOYYOURDEV
Equity €55,018
Profit €53,018 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €550 in 2025
- Source
- deed of 16-12-2024
Articles of association
deed of 16-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Thursday of April
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 16-12-2024 ↗
- JACQUEMIN Patrick François Roland 100 shares (100%) · €2,000
Network & group
No group
ENJOYYOURDEV has no parent and no holdings in its annual accounts. JACQUEMIN Patrick François Roland is the only director. ENJOYYOURDEV shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 51 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017264734
First establishment Allée des Rhododendrons 48, Namur
2024
IncorporationFounding capital of €2,000, 100 shares · Appointment: JACQUEMIN Patrick François Roland (director) · Registered office clause: Allée des Rhododendrons 48, 5002 Namur (Saint-Servais) · published on 16-12-20243 points ▸
- Registered office clause, Allée des Rhododendrons 48, 5002 Namur (Saint-Servais)
- Director appointment, JACQUEMIN Patrick François Roland (director (not named in the articles))
- Founding capital, €2,000, 100 shares
- The deed holds 8 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.264.734
- VAT number
- BE 1017.264.734
- Peppol ID
- 0208:1017264734
- Other Peppol ID
- 9925:BE1017264734
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Thursday of Aprildeed of 16-12-2024 (in French)
- Peppol
- Reachable since 24-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ENJOYYOURDEV in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2024 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
63910
Web portal activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La constitution et la gestion d'un patrimoine immobilier et la location financement de biens immeubles aux tiers, l'acquisition par l'achat…”deed of 16-12-2024 (in French)
10 activities
- La constitution et la gestion d'un patrimoine immobilier et la location financement de biens immeubles aux tiers, l'acquisition par l'achat ou autrement, la vente, l'échange, la construction, la transformation, l'amélioration, l'équipement, l'aménagement, l'embellissement, l'entretien, la location, la prise en location, le lotissement, la prospection et l'exploitation de biens immobiliers, ainsi que toutes opérations qui, directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine immobilier, de même que se porter caution pour la bonne fin d'engagement pris par des tiers qui auraient la jouissance de ces biens immobiliers
- L'organisation de tous types d'événements, fêtes, réceptions, réunions, séminaires, expositions, spectacles, loisirs, festivals, manifestations
- La conception, la réalisation, la vente, l'exportation, l'importation, la représentation, la location, le leasing et la maintenance dans le domaine informatique, électronique, multimédia et audiovisuel de même en ce qui concerne tout programme pour machine informatique et électronique, matériel informatique, multimédia et audiovisuel
- La conception, la création, la sous-traitance, l'achat, la vente, la location, la transformation, la maintenance et l'hébergement de site WEB
- Le conseil, l'audit de toute personne physique ou morale appelée à recourir à de tels services ainsi que le conseil en stratégie d'entreprise tel que IT, e-commerce, marketing gestion
- L'exploitation et la concession de tous brevets, marques, licences et know how se rapportant à l'informatique et à l'ingénierie financière
- De concevoir, d'étudier, tout ce qui s'y rapporte
- La réalisation de prestations de services dans le domaine de l'informatique. Elle apporte à sa clientèle un support technique.
- Le conseil, l'étude, la formation, l'organisation d'événements, l'assistance, l'audit et la prestation de tous services en matière d'informatique
- L'achat, la vente, la location et la sous-location, la commercialisation, la réparation et l'entretien de logiciels, matériels informatiques ou de communication, systèmes informatiques, matériels de bureautique
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Allée des Rhododendrons 48 registered office 5002 Namur | 01-01-2025 | 2.367.778.908 |
Buildings and parcels at the address
- Ground area
- 434 m²
- Buildings
- 125 m²
- Volume, LiDAR
- 760 m³
- Tallest building
- 8.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92108B0385/00T004 | 434 m² | 1 · 125 m² | 8.2 m · 2 |
Contact
E-mail
patrickjacquemin@gmail.com
Phone
+32 477 27 19 01