ENJOY CONSULTING
ActiveENJOY CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €24k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency84▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.3 in 2024; short-term debt: 10.8% and cash: 6.8% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
16 d early
2023
on the day
2022
5 d early
2021
14 d late
2020
2 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€360k▲ 6.9%
2024 · €337k
2018: €144k
2019: €166k
2020: €195k
2021: €229k
2022: €263k
2023: €304k
2024: €337k
2018 → 2025
Total assets
€614k▼ 4.7%
2024 · €644k
2018: €642k
2019: €613k
2020: €617k
2021: €615k
2022: €618k
2023: €596k
2024: €644k
2018 → 2025
Net result
€24k▼ 27.9%
2024 · €33k
2018: €26k
2019: €28k
2020: €30k
2021: €34k
2022: €34k
2023: €42k
2024: €33k
2018 → 2025
Working capital
€26k▲ 45.9%
2024 · €18k
2018: €16k
2019: €20k
2020: €32k
2021: €47k
2022: €59k
2023: €77k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€263k▲ 14.8%€304k▲ 15.9%€337k▲ 10.7%€360k▲ 6.9%
Operating result€69k-€69k▲ 0.5%€77k▲ 11.1%€60k▼ 21.4%€49k▼ 18.9%
Net result€34k-€34k▼ 1.8%€42k▲ 23.4%€33k▼ 20.0%€24k▼ 27.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614k
Fixed assets
€521k▼ 7.7%
Current assets
€92k▲ 16.9%
Equity and liabilities €614k
Equity
€360k▲ 6.9%
Debt
€254k▼ 17.4%
The debt ratio falls from 47.7% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2024 · €88k
Cash flow
€68k▲
2024 · €61k
Solvency
58.7%▲
2024 · 52.3%
Current ratio
1.40▲
2024 · 1.30
Quick ratio
1.40▲
2024 · 1.30
Debt / equity
0.70▼
2024 · 0.91
ROE
6.7%▼
2024 · 9.9%
ROA
3.9%▼
2024 · 5.2%
Interest coverage
7.01▲
2024 · 6.31
Debt
€254k▼
2024 · €307k
Debt ≤ 1 year
€66k▲
2024 · €61k
Debt > 1 year
€188k▼
2024 · €246k
Income taxes
€12k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€644k€614k▼
Fixed assets21/28€565k€521k▼
Tangible fixed assets22/27€565k€521k▼
Land and buildings22€442k€425k▼
Furniture and vehicles24€123k€96k▼
Current assets29/58€79k€92k▲
Amounts receivable within one year40/41€15k€50k▲
Trade receivables40€7k€45k▲
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€65k€42k▼
Equity and liabilities
Total equity and liabilities10/49€644k€614k▼
Equity10/15€337k€360k▲
Contributions10/11€12k€12k=
Reserves13€325k€348k▲
Distributable reserves133€325k€348k▲
Amounts payable17/49€307k€254k▼
Amounts payable after more than one year17€246k€188k▼
Financial debts170/4€246k€188k▼
Amounts payable within one year42/48€61k€66k▲
Current portion of amounts payable after more than one year42€56k€59k▲
Trade debts44€169€109▼
Suppliers440/4€169€109▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€44k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€93k€98k▲
Operating profit (loss)9901€60k€49k▼
Financial income75/76B€3k-
Recurring financial income75€3k-
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€49k€36k▼
Income taxes67/77€16k€12k▼
Profit (loss) for the period9904€33k€24k▼
Profit (loss) for the period to be appropriated9905€33k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€24k▼
Transfer from equity791/2€833€833=
Transfer to equity691/2€33k€24k▼
To other reserves6921€33k€24k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼27.9%
Net result drops to €24k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €42k ▲23.4%
Operating result €77k, net result €42k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
31-12
Financial
Equity above €200kEq €229k ▲17.2%
4 profitable years in a row build equity to €229k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Equity above €150kEq €166k ▲14.9%
2 profitable years in a row build equity to €166k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dieterenbank 273620 LanakenGround area
2,467 m²
Building footprint
768 m²
Volume, LiDAR
4,195 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ENJOY CONSULTING
since 20082.172.917.685
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71582D0235/00Z000 | Flanders | 1,318 m² | 1 · 645 m² | 10.0 m · 2 fl. |
| 73088A0810/00T000 | Flanders | 1,148 m² | 1 · 123 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.