ENJOY
ActiveSummary
The computed 12-month bankruptcy probability of ENJOY is 2.2% (moderate). The 2024 annual accounts show equity of €11,778 and a net result of -€3,535. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 71% of 26049 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency82▼-12
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.45 in 2023; short-term debt: 41.3% and cash: 19.9% of total assets), and 42.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
57.5%
Return on assets
-17.3%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,535
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
35 d early
2022
32 d early
2021
33 d early
2020
26 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€11,778▼ 24.1%
2023 · €15,513
Total assets
€20,489▼ 8.2%
2023 · €22,330
Net result
-€3,535▼ 0.7%
2023 · -€3,512
Working capital
€8,028▼ 18.6%
2023 · €9,859
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€18,543▲ 335%€28▼ 99.8%€4,696▲ 16,671%-€2,252-€2,449▼ 8.7%
Net result€16,483within the sector's middle half▲ 370%-€640within the sector's middle half€1,395within the sector's middle half-€3,512within the sector's middle half-€3,535within the sector's middle half▼ 0.7%
Equity€17,383within the sector's middle half▲ 1,831%€16,743within the sector's middle half▼ 3.7%€18,138within the sector's middle half▲ 8.3%€15,513within the sector's middle half▼ 14.5%€11,778within the sector's middle half▼ 24.1%
Total assets€20,522below the sector's middle half▲ 99.3%€21,096below the sector's middle half▲ 2.8%€25,272below the sector's middle half▲ 19.8%€22,330below the sector's middle half▼ 11.6%€20,489below the sector's middle half▼ 8.2%
Debt€3,139▼ 66.6%€4,353▲ 38.7%€7,134▲ 63.9%€6,817▼ 4.4%€8,711▲ 27.8%
Working capital€17,715within the sector's middle half▲ 4,148%€17,033within the sector's middle half▼ 3.8%€18,453within the sector's middle half▲ 8.3%€9,859within the sector's middle half▼ 46.6%€8,028within the sector's middle half▼ 18.6%
Solvency84.7%above the sector's middle half▲ 76.0pp79.4%above the sector's middle half▼ 5.3pp71.8%above the sector's middle half▼ 7.6pp69.5%above the sector's middle half▼ 2.3pp57.5%within the sector's middle half▼ 12.0pp
Current ratio7.31above the sector's middle half▲ 6.275.19above the sector's middle half▼ 2.124.13above the sector's middle half▼ 1.062.45within the sector's middle half▼ 1.691.95within the sector's middle half▼ 0.50
Return on assets (ROA)80.3%above the sector's middle half▲ 46.2pp-3.0%below the sector's middle half▼ 83.4pp5.5%within the sector's middle half▲ 8.6pp-15.7%below the sector's middle half▼ 21.2pp-17.3%below the sector's middle half▼ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,449 in 2024 against €2,252 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20,489
Fixed assets
€3,990 ▼ 29.4%
Current assets
€16,499 ▼ 1.1%
Equity and liabilities €20,489
Equity
€11,778 ▼ 24.1%
Debt
€8,711 ▲ 27.8%
Debt's share of the balance-sheet total rises from 30.5% to 42.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€784▲
2023 · -€1,011
Cash flow
-€1,871▲
2023 · -€2,270
Quick ratio
0.87▼
2023 · 1.23
Debt to equity
0.74▲
2023 · 0.44
ROE
-30.0%▼
2023 · -22.6%
Interest coverage
-1.18▲
2023 · -1.26
Debt ≤ 1 year
€8,471▲
2023 · €6,817
Income taxes
€629▼
2023 · €689
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.9%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €121 | - | €117 | €1,241 | €1,664 | ▲ 34.1% |
| Other operating charges640/8 | - | €1,051 | €1,023 | €736 | €1,154 | ▲ 56.8% |
| Non-recurring operating charges66A | - | - | €3,960 | - | - | - |
| Gross operating margin9900 | €19,387 | €1,079 | €9,797 | -€275 | €370 | ▲ 235% |
| Operating profit (loss)9901 | €18,543 | €28 | €4,696 | -€2,252 | -€2,449 | ▼ 8.7% |
| Financial income75/76B | - | €272 | €221 | €233 | €205 | ▼ 12.0% |
| Recurring financial income75 | €99 | €272 | €221 | €233 | €205 | ▼ 12.0% |
| Financial charges65/66B | - | €475 | €476 | €804 | €663 | ▼ 17.5% |
| Recurring financial charges65 | €244 | €475 | €476 | €804 | €663 | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | €18,398 | -€175 | €4,442 | -€2,822 | -€2,906 | ▼ 3.0% |
| Income taxes67/77 | €1,915 | €465 | €3,047 | €689 | €629 | ▼ 8.7% |
| Profit (loss) for the period9904 | €16,483 | -€640 | €1,395 | -€3,512 | -€3,535 | ▼ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €16,483 | -€640 | €1,395 | -€3,512 | -€3,535 | ▼ 0.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20,522 | €21,096 | €25,272 | €22,330 | €20,489 | ▼ 8.2% |
| Fixed assets21/28 | - | - | €928 | €5,655 | €3,990 | ▼ 29.4% |
| Intangible fixed assets21 | - | - | - | €3,593 | €2,783 | ▼ 22.5% |
| Tangible fixed assets22/27 | - | - | €928 | €2,062 | €1,207 | ▼ 41.4% |
| Furniture and vehicles24 | - | - | €928 | €1,212 | €558 | ▼ 54.0% |
| Other tangible fixed assets26 | - | - | - | €849 | €649 | ▼ 23.5% |
| Current assets29/58 | €20,522 | €21,096 | €24,344 | €16,675 | €16,499 | ▼ 1.1% |
| Stocks and contracts in progress3 | €2,386 | €1,960 | €3,931 | €8,296 | €9,094 | ▲ 9.6% |
| Stocks30/36 | - | €1,960 | €3,931 | €8,296 | €9,094 | ▲ 9.6% |
| Amounts receivable within one year40/41 | €2,193 | €1,642 | €5,564 | €3,414 | €2,241 | ▼ 34.4% |
| Trade receivables40 | - | - | €1,254 | €3,208 | €2,241 | ▼ 30.2% |
| Other amounts receivable41 | - | €1,642 | €4,310 | €205 | - | - |
| Cash at bank and in hand54/58 | €15,943 | €16,634 | €14,558 | €886 | €4,079 | ▲ 360% |
| Deferred charges and accrued income490/1 | - | €860 | €290 | €4,080 | €1,085 | ▼ 73.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20,522 | €21,096 | €25,272 | €22,330 | €20,489 | ▼ 8.2% |
| Equity10/15 | €17,383 | €16,743 | €18,138 | €15,513 | €11,778 | ▼ 24.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€1,217 | -€1,857 | -€462 | -€3,974 | -€7,509 | ▼ 89.0% |
| Investment grants15 | - | - | - | €887 | €687 | ▼ 22.5% |
| Amounts payable17/49 | €3,139 | €4,353 | €7,134 | €6,817 | €8,711 | ▲ 27.8% |
| Amounts payable after more than one year17 | €331 | - | - | - | - | - |
| Amounts payable within one year42/48 | €2,807 | €4,063 | €5,890 | €6,817 | €8,471 | ▲ 24.3% |
| Trade debts44 | - | €609 | €1,248 | €1,475 | €1,001 | ▼ 32.1% |
| Suppliers440/4 | - | €609 | €1,248 | €1,475 | €1,001 | ▼ 32.1% |
| Taxes, remuneration and social security45 | - | €3,454 | €4,642 | €3,744 | €1,547 | ▼ 58.7% |
| Taxes450/3 | - | €3,454 | €4,642 | €3,744 | €1,547 | ▼ 58.7% |
| Other amounts payable47/48 | - | - | - | €1,598 | €5,923 | ▲ 271% |
| Accrued charges and deferred income492/3 | - | €290 | €1,244 | - | €240 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,483 | -€640 | €1,395 | -€3,512 | -€3,535 | ▼ 0.7% |
| + Depreciation and write-downs630 | €121 | - | €117 | €1,241 | €1,664 | ▲ 34.1% |
| Operating cash flow (approximation) | €16,604 | -€640 | €1,512 | -€2,270 | -€1,871 | ▲ 17.6% |
| Investment in fixed assets (approximation) | - | - | - | -€5,968 | €0 | ▲ 100% |
| Change in cash | - | €691 | -€2,076 | -€13,672 | €3,193 | ▲ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet -€3,535
Net result drops to -€3,535, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,395
Net result €1,395 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €16,483 ▲370%
Operating result €18,543, net result €16,483, both a record.
31-12
Financial
Liquidity times 7current ratio 7.31
Current ratio from 1.04 to 7.31; short-term debt falls from €9,394 to €2,807.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Ground area
406 m²
Building footprint
153 m²
Volume, LiDAR
1,737 m³
Parcel 21822R0474/00V003, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Enjoy Concept
since 20152.241.999.305
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0474/00V003 | Brussels | 406 m² | 1 · 153 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 656 companies in sector 47715 we hold annual accounts for 187. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47715Retail trade
14240Manufacture of wearing apparel
14299Manufacture of wearing apparel
32130Manufacture of imitation jewellery and related articles
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46240Wholesale trade
46422Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
46450Wholesale of perfume and cosmetics
47714Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47722Retail trade
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
68201Renting and operating of own or leased residential real estate, excluding social housing
74140Other specialised design activities
Contact
E-mail
eleonore.sacchini@hotmail.comBrussel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0630624912
Also
9925:BE0630624912
Registered
13-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.