ENISOR
ActiveSummary
ENISOR has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.1m and a net result of €312,553. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+54
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €750,000 at 30 days acceptable
Liquidity ample (current ratio 71.03; short-term debt: 1.1% and cash: 7% of total assets), and 1.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
68 d late
2022
60 d late
2021
4 d early
2020
27 d late
2019
83 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#6 company by equity in Destelbergen, Real estate sector#7 company by total assets in Destelbergen, Real estate sector
Equity
€9.1m▼ 3.6%
2024 · €9.4m
Total assets
€9.2m▼ 2.7%
2024 · €9.5m
Net result
€312,553
2024 · -€2,816
Working capital
€6.9m▼ 4.4%
2024 · €7.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€118,760-€267,503▼ 125%-€230,618▲ 13.8%-€130,170▲ 43.6%€299,520
Net result-€44,302below the sector's middle half-€58,293below the sector's middle half▼ 31.6%€1.3mabove the sector's middle half-€2,816within the sector's middle half€312,553above the sector's middle half
Equity€9.1mabove the sector's middle half▼ 0.5%€8.4mabove the sector's middle half▼ 8.0%€9.7mabove the sector's middle half▲ 15.8%€9.4mabove the sector's middle half▼ 2.4%€9.1mabove the sector's middle half▼ 3.6%
Total assets€9.1mabove the sector's middle half▼ 2.5%€8.7mabove the sector's middle half▼ 4.7%€10.2mabove the sector's middle half▲ 17.4%€9.5mabove the sector's middle half▼ 6.9%€9.2mabove the sector's middle half▼ 2.7%
Debt€14,543▼ 92.0%€306,044▲ 2,004%€492,599▲ 61.0%€17,495▼ 96.4%€99,214▲ 467%
Working capital€7.2mabove the sector's middle half▼ 12.5%€6.3mabove the sector's middle half▼ 12.2%€7.4mabove the sector's middle half▲ 17.5%€7.3mabove the sector's middle half▼ 2.5%€6.9mabove the sector's middle half▼ 4.4%
Solvency99.8%above the sector's middle half▲ 2.0pp96.5%above the sector's middle half▼ 3.4pp95.2%above the sector's middle half▼ 1.3pp99.8%above the sector's middle half▲ 4.7pp98.9%above the sector's middle half▼ 0.9pp
Current ratio21.72above the sector's middle half16.12above the sector's middle half▼ 5.6071.03above the sector's middle half
Return on assets (ROA)-0.5%within the sector's middle half▼ 8.1pp-0.7%within the sector's middle half▼ 0.2pp13.0%above the sector's middle half▲ 13.7pp0.0%within the sector's middle half▼ 13.0pp3.4%within the sector's middle half▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €299,520 after a loss of €130,170 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.2m
Fixed assets
€2.2m ▼ 0.8%
Current assets
€7.0m ▼ 3.3%
Equity and liabilities €9.2m
Equity
€9.1m ▼ 3.6%
Debt
€99,214 ▲ 467%
Debt's share of the balance-sheet total rises from 0.2% to 1.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€360,711▲
2024 · -€69,664
Cash flow
€373,744▲
2024 · €57,690
Debt to equity
0.01▲
2024 · 0.00
ROE
3.4%▲
2024 · 0.0%
Interest coverage
34.07▲
2024 · -2.76
Debt ≤ 1 year
€99,214▲
2024 · €17,495
Income taxes
€245,769▲
2024 · €89,930
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,860 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 98% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.1%
went bankrupt
2.0%
stopped otherwise
98%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,860 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €26,967 | - | €7,182 | €1,496 | €1,855 | ▲ 24.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,271 | €45,624 | €57,023 | €60,506 | €61,191 | ▲ 1.1% |
| Other operating charges640/8 | €1,316 | €53,187 | €58,362 | €10,036 | €4,442 | ▼ 55.7% |
| Gross operating margin9900 | -€104,173 | -€168,692 | -€115,233 | -€59,628 | €365,153 | ▲ 712% |
| Operating profit (loss)9901 | -€118,760 | -€267,503 | -€230,618 | -€130,170 | €299,520 | ▲ 330% |
| Financial income75/76B | €152,077 | €271,913 | €2.3m | €242,511 | €269,390 | ▲ 11.1% |
| Recurring financial income75 | €152,077 | €271,913 | €2.3m | €242,511 | €269,390 | ▲ 11.1% |
| Financial charges65/66B | €24,289 | €11,126 | €74,925 | €25,227 | €10,588 | ▼ 58.0% |
| Recurring financial charges65 | €24,289 | €11,126 | €74,925 | €25,227 | €10,588 | ▼ 58.0% |
| Profit (loss) for the period before taxes9903 | €9,028 | -€6,716 | €2.0m | €87,114 | €558,322 | ▲ 541% |
| Transfer from deferred taxes780 | €18,522 | - | - | - | - | - |
| Income taxes67/77 | €71,852 | €51,577 | €699,861 | €89,930 | €245,769 | ▲ 173% |
| Profit (loss) for the period9904 | -€44,302 | -€58,293 | €1.3m | -€2,816 | €312,553 | ▲ 11,199% |
| Transfer from tax-exempt reserves789 | €54,721 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €10,419 | -€58,293 | €1.3m | -€2,816 | €312,553 | ▲ 11,199% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.1m | €8.7m | €10.2m | €9.5m | €9.2m | ▼ 2.7% |
| Fixed assets21/28 | €1.8m | €2.0m | €2.2m | €2.2m | €2.2m | ▼ 0.8% |
| Tangible fixed assets22/27 | €1.3m | €1.6m | €1.8m | €1.7m | €1.7m | ▼ 1.0% |
| Land and buildings22 | €1.3m | €1.5m | €1.7m | €1.7m | €1.7m | ▲ 0.3% |
| Furniture and vehicles24 | €12,729 | €108,176 | €83,027 | €62,306 | €39,711 | ▼ 36.3% |
| Financial fixed assets28 | €579,282 | €432,331 | €427,502 | €427,502 | €427,502 | = |
| Current assets29/58 | €7.2m | €6.6m | €7.9m | €7.3m | €7.0m | ▼ 3.3% |
| Amounts receivable after more than one year29 | €125,185 | €690,494 | €663,525 | €764,961 | €614,961 | ▼ 19.6% |
| Trade receivables290 | €125,185 | - | - | - | - | - |
| Other amounts receivable291 | - | €690,494 | €663,525 | €764,961 | €614,961 | ▼ 19.6% |
| Amounts receivable within one year40/41 | €519,057 | €36,107 | €64,746 | €127,486 | €126,609 | ▼ 0.7% |
| Trade receivables40 | €45,045 | €20,742 | €45,801 | €43,553 | €61,438 | ▲ 41.1% |
| Other amounts receivable41 | €474,012 | €15,365 | €18,945 | €83,933 | €65,171 | ▼ 22.4% |
| Current investments50/53 | €3.9m | €3.3m | €5.1m | €3.8m | €5.7m | ▲ 47.4% |
| Cash at bank and in hand54/58 | €2.7m | €2.6m | €2.1m | €2.5m | €644,312 | ▼ 74.7% |
| Deferred charges and accrued income490/1 | - | - | - | €1,395 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.1m | €8.7m | €10.2m | €9.5m | €9.2m | ▼ 2.7% |
| Equity10/15 | €9.1m | €8.4m | €9.7m | €9.4m | €9.1m | ▼ 3.6% |
| Contributions10/11 | €20,300 | €20,300 | €20,300 | €20,300 | €20,300 | = |
| Reserves13 | €2.6m | €2.2m | €3.5m | €3.3m | €3.0m | ▼ 10.2% |
| Non-distributable reserves130/1 | €2,030 | €2,030 | €2,030 | €2,030 | €2,030 | = |
| Reserves not available under the articles1311 | €2,030 | €2,030 | €2,030 | €2,030 | €2,030 | = |
| Distributable reserves133 | €2.6m | €2.2m | €3.5m | €3.3m | €3.0m | ▼ 10.2% |
| Profit (loss) carried forward14 | €6.5m | €6.1m | €6.1m | €6.1m | €6.1m | = |
| Amounts payable17/49 | €14,543 | €306,044 | €492,599 | €17,495 | €99,214 | ▲ 467% |
| Amounts payable within one year42/48 | €14,543 | €306,044 | €492,599 | €17,495 | €99,214 | ▲ 467% |
| Trade debts44 | €6,667 | €6,177 | €12,797 | €3,018 | €3,081 | ▲ 2.1% |
| Suppliers440/4 | €6,667 | €6,177 | €12,797 | €3,018 | €3,081 | ▲ 2.1% |
| Taxes, remuneration and social security45 | €7,876 | €91,661 | €479,802 | €14,477 | €96,133 | ▲ 564% |
| Taxes450/3 | - | €91,661 | €479,802 | €14,477 | €96,133 | ▲ 564% |
| Remuneration and social security454/9 | €7,876 | - | - | - | - | - |
| Other amounts payable47/48 | - | €208,206 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,302 | -€58,293 | €1.3m | -€2,816 | €312,553 | ▲ 11,199% |
| + Depreciation and write-downs630 | €13,271 | €45,624 | €57,023 | €60,506 | €61,191 | ▲ 1.1% |
| Operating cash flow (approximation) | -€31,031 | -€12,669 | €1.4m | €57,690 | €373,744 | ▲ 548% |
| Investment in fixed assets (approximation) | - | -€207,329 | -€268,304 | -€13,915 | -€44,288 | ▼ 218% |
| Change in cash | - | -€44,343 | -€558,341 | €467,003 | -€1.9m | ▼ 508% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
20-03
State Gazette act
Incorporation · Founder
Founding capital · Bank account · Sylvie Lefevre
2025
31-12
Financial
Back to profitnet €312,553
Net result €312,553 after one loss-making year.
01-12
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Liquidity times 26current ratio 416.34
Current ratio from 16.12 to 416.34; short-term debt falls from €492,599 to €17,495.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Back to profitnet €1.3m
Net result €1.3m after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet -€58,293
Net result drops to -€58,293, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 11current ratio 497.92
Current ratio from 46.28 to 497.92; short-term debt falls from €182,495 to €14,543.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 92 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 73 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1995
Ground area
1.5 ha
Building footprint
456 m²
Volume, LiDAR
2,069 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Toleindestraat 141, 9080 Lochristi
since 19952.073.990.256
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44333H0627/00E000 | Flanders | 1.3 ha | 1 · 226 m² | 6.8 m · 1 fl. |
| 44008B0340/00E000 | Flanders | 1,331 m² | 1 · 230 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
15.6%
-
15%
According to the 2025 annual accounts of ENISOR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
4 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
BANIMMO
Shared director
→
Centrale voor Socialistich Cultuurbeleid, Afdeling Herent
Shared director
→
CROWN BUILDING
Shared director
→
IMMO IXELLES 60
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
967600UNG8HMI8EVJB14
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Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 2,317 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455918905
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.