Summary
Englebert & Partners is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €360k and a net result of €373k. Its solvency ranks better than 68% of 1475 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
45 d late
2024
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€360k
2024 · €-13k
2024: €-13k
2024 → 2025
Net result
€373k
2024 · €-15k
2024: €-15k
2024 → 2025
Total assets
€604k▲ 11,433%
2024 · €5k
2024: €5k
2024 → 2025
Solvency
59.6%▲ 314.8pp
2024 · -255.2%
2024: -255.2%
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-13k-€360k
Operating result€-15k-€496k
Net result€-15k-€373k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €496k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €604k
Fixed assets
€102k ▲ 3,055%
Current assets
€502k ▲ 24,986%
Equity and liabilities €604k
Equity
€360k
Debt
€244k
Debt finances 40.4% of the balance-sheet total.
Key figures and ratios
ROE
103.7%
ROA
61.8%▲
2024 · -293.4%
Debt ≤ 1 year
€219k▲
2024 · €19k
Debt > 1 year
€25k
Income taxes
€121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5k€604k▲
Fixed assets21/28€3k€102k▲
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27-€79k
Plant, machinery and equipment23-€49k
Furniture and vehicles24-€30k
Financial fixed assets28-€21k
Current assets29/58€2k€502k▲
Amounts receivable within one year40/41-€212k
Trade receivables40-€79k
Other amounts receivable41-€133k
Cash at bank and in hand54/58€2k€289k▲
Deferred charges and accrued income490/1-€44
Equity and liabilities
Total equity and liabilities10/49€5k€604k▲
Equity10/15€-13k€360k▲
Contributions10/11€2k€2k=
Reserves13-€358k
Distributable reserves133-€358k
Profit (loss) carried forward14€-15k-
Amounts payable17/49€19k€244k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€19k€219k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€11k€78k▲
Suppliers440/4€11k€78k▲
Taxes, remuneration and social security45-€134k
Taxes450/3-€134k
Other amounts payable47/48€8k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82€12k▲
Other operating charges640/8-€1k
Gross operating margin9900€-15k€509k▲
Operating profit (loss)9901€-15k€496k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Profit (loss) for the period before taxes9903€-15k€495k▲
Income taxes67/77-€121k
Profit (loss) for the period9904€-15k€373k▲
Profit (loss) for the period to be appropriated9905€-15k€373k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€358k▲
Profit (loss) brought forward from the previous period14P-€-15k
Transfer to equity691/2-€358k
To other reserves6921-€358k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 45 days late
2025
31-12
Financial
Back to profitnet €373k
Net result €373k after one loss-making year.
31-12
Financial
Liquidity times 21current ratio 2.29
Current ratio from 0.11 to 2.29.
31-12
Financial
Equity above €200kEq €360k
Equity rises from €-13k to €360k.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 5051050 BrusselGround area
1,301 m²
Building footprint
811 m²
Volume, LiDAR
16,967 m³
Parcel 21822R0224/00P007, Brussels · tallest building 32.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Englebert & Partners
since 20242.366.320.146
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0224/00P007 | Brussels | 1,301 m² | 1 · 811 m² | 32.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUNICO
BE 0630.744.082
Wevelgem · Eq €358,109
CVVC
BE 0684.872.755
Grez-Doiceau · Eq €362,169
SITL PARTNERS
BE 0755.402.346
Lasne · Eq €357,561
CONCENTRIX PAYMENT SERVICES BENELUX
BE 0428.128.603
Elsene · Eq €362,930
CRYSLAND BRUXELLES
BE 0462.294.278
Anderlecht · Eq €356,274
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.