Turnover
≈ €150,000 estimated
The micro format states no turnover.
Engineo
Overview
Lifetime
1 annual account with figurespeak €49,800 (2025)
€49,800
peak €36,161 (2025)
€36,161
peak €39,161 (2025)
€39,161
€63,710
Board1 name since 2025
1 directorCLÉMENT Fabrice
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Incorporation 30-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
94
Excellent
Financially stronger than 56% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,827 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.1%lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 1.58, cash €32,677
Size: total assets €102,871
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 37% of them on solvency, 43% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Engineo has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Engineo itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Engineo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58, above the usual 1.5. Short-term debt is 61.9% and cash 31.8% of total assets. However, 61.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025958508
Incorporation
Founding capital of €3,000, 100 shares · Founder: CLÉMENT Fabrice · Appointment: CLÉMENT Fabrice (director) · published on 30-07-2025 · Gazette deed
First establishment
Place d'Anseroeul 26, Mont-de-l'Enclus
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Engineo Mont-de-l'Enclus | €102,871 | €49,800 | 38.1% | - |
| COLILLI CONSULTING Courcelles | €90,066 | €50,168 | 32.8% | - |
| DosSafety Sprimont | €95,684 | €50,759 | 44.2% | - |
| GXPLINE ENGINEERING Uccle | €96,146 | €43,270 | 36.6% | - |
| Navigium Scherpenheuvel-Zichem | €91,600 | €50,403 | 45.4% | - |
| Civeo Consulting Rebecq | €97,074 | €41,080 | 33.7% | - |
| LISORA SRL Etalle | €108,254 | €43,376 | 35.6% | - |
These companies have the same main activity as Engineo: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €90,100 and €108,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 28-07-2025Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 4 others
- Establishment unit
- 2.376.293.2317750 Mont-de-l'Enclus, since 28-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 29-08-2025
Annual accounts 2025
- €49,800
- €36,161
- €39,161
- €102,871
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on Engineo
Engineo has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,161 and a net result of €36,161.
Its solvency ranks better than 36% of 11,792 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline€49,800
€48,911
€36,161
€36,736
38.1%
1.58
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €99,000 and €200,000.
Balance sheet
balance sheet total €102,871 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
38.1%
Higher than 36% of 11,792 companies in 2025.
1.58
Higher than 39% of 11,519 companies in 2025.
35.2%
Higher than 82% of 11,603 companies in 2025.
Engineo
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
102,871 | |
21/28 |
2,425 | |
22/27 |
2,425 | |
24 |
2,425 | |
29/58 |
100,446 | |
40/41 |
67,709 | |
40 |
65,091 | |
41 |
2,618 | |
54/58 |
32,677 | |
490/1 |
61 | |
| Balance sheet: equity and liabilities | ||
10/49 |
102,871 | |
10/15 |
39,161 | |
10/11 |
3,000 | |
14 |
36,161 | |
17/49 |
63,710 | |
42/48 |
63,710 | |
44 |
21,861 | |
440/4 |
21,861 | |
45 |
17,742 | |
450/3 |
12,742 | |
454/9 |
5,000 | |
47/48 |
24,107 | |
| Income statement | ||
9900 |
49,800 | |
630 |
490 | |
640/8 |
400 | |
9901 |
48,911 | |
75/76B |
1 | |
75 |
1 | |
65/66B |
15 | |
65 |
15 | |
9903 |
48,897 | |
67/77 |
12,736 | |
9904 |
36,161 | |
9905 |
36,161 | |
| Appropriation of the result | ||
9906 |
36,161 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00315707 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 49,401 | ||
| 36,651 | ||
| 2,915 | ||
| 36,736 | ||
| 38.1% | ||
| 1.58 | ||
| 1.63 | ||
| 92.3% | ||
| 35.2% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,915 |
| Financial fixed assets | €0 |
| €490 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Engineo
Debt's share of the balance-sheet total is 61.9%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 28-07-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-07-2025
Mandates through the years
1 name, the dashed line is todayCLÉMENT Fabrice
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CLÉMENT Fabrice
- Director (not named in the articles), from 28-07-2025 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €392 in 2025
- Source
- deed of 30-07-2025
Articles of association
deed of 30-07-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Lorsque la loi l'exige et dans les limites qu'elle prévoit, le contrôle de la société est assuré par un ou plusieurs commissaires, nommés…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “La société peut être dissoute en tout temps, par décision de l'assemblée générale délibérant dans les formes prévues pour les modifications…”
Shareholders
At incorporation
deed of 30-07-2025 ↗
- CLÉMENT Fabrice 100 shares (100%) · €3,000 in cash
Network & group
No group
Engineo has no parent and no holdings in its annual accounts. CLÉMENT Fabrice is the only director. Engineo shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1025958508
IncorporationFounding capital of €3,000, 100 shares · Founder: CLÉMENT Fabrice · Appointment: CLÉMENT Fabrice (director) · published on 30-07-20254 points ▸
- Founder, CLÉMENT Fabrice
- Founding capital, €3,000, 100 shares
- Registered office clause, Place d’Anseroeul, numéro 26, 7750 Mont-de-l’Enclus (Anseroeul)
- Director appointment, CLÉMENT Fabrice (director (not named in the articles))
- The deed holds 1 more point.
First establishment Place d'Anseroeul 26, Mont-de-l'Enclus
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1025.958.508
- VAT number
- BE 1025.958.508
- Peppol ID
- 0208:1025958508
- Other Peppol ID
- 9925:BE1025958508
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-07-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 18:00deed of 30-07-2025 (in French)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Tout actionnaire peut donner à toute autre personne, actionnaire ou non, par tout moyen de transmission, une procuration écrite pour le…”“Au plus tard cinq jours avant le jour de l’assemblée générale, Un actionnaire qui ne peut être présent a en outre la faculté de voter par…”“Les décisions sont prises à la majorité des voix, quel que soit le nombre de titres représentés à l’assemblée générale, Toute assemblée…”deed of 30-07-2025 (in French)
- Peppol
- Reachable since 29-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Engineo in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-07-2025 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 30-07-2025 (in French)
Activities
NACEBEL 202571121
Engineering and related technical consultancy, excluding land surveyors main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les activités d’ingénierie, incluant la conception, le conseil, le développement, la mise en œuvre ou la gestion de projets, dans le domaine…”deed of 30-07-2025 (in French)
8 activities
- Les activités d’ingénierie, incluant la conception, le conseil, le développement, la mise en œuvre ou la gestion de projets, dans le domaine du génie électrique, électronique, minier, chimique, mécanique et industriel
- L’ingénierie de systèmes
- L’exploitation d’un bureau d’ingénieur conseil
- Les travaux d'études, de conception, d'établissement ou de gestion de projets, de coordination et direction de travaux
- L’étude et la réalisation de travaux d'électromécanique
- Le conseil pour les affaires et autres conseils de gestion
- La gestion et le développement, dans son sens le plus large, d’un patrimoine immobilier et mobilier
- Dans ce cadre, de valoriser ce patrimoine par des actes de gestion et même de disposition s’il échet, tels que : achat, vente, aménagements, entretien, location et leasing, prises de participations dans l’élaboration de projets relatifs à la gestion de patrimoines en général
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Place d'Anseroeul 26 registered office 7750 Mont-de-l'Enclus | 28-07-2025 | 2.376.293.231 |
Buildings and parcels at the address
- Ground area
- 330 m²
- Buildings
- 102 m²
- Volume, LiDAR
- 927 m³
- Tallest building
- 11.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57002B0465/00N000 | 330 m² | 1 · 102 m² | 11.1 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1025.958.508