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Engimmo

Active
Public limited companyfounded 199234 yrs activeMolenstraat 218, 2490 Balen, BelgiumKBO/BCE: BE 0448.092.092
Summary

Engimmo has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,281 and a net result of -€3,896. Equity remains stable across the filed fiscal years (±0.9% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability33▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 23.85 against 40.31 in 2024; short-term debt: 2.7% and cash: 63.8% of total assets), and 2.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
34 d early
2023
33 d early
2022
34 d early
2021
30 d early
2020
121 d late
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 8 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 September 1992, Engimmo was incorporated.1 Total assets went from EUR 538,160 in 2018 to EUR 199,697 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€194,281▼ 2.0%
2024 · €198,177
Total assets
€199,697▼ 1.0%
2024 · €201,639
Net result
-€3,896▲ 14.9%
2024 · -€4,577
Working capital
€123,737▼ 9.1%
2024 · €136,096
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€88,463-€8,374-€8,809▼ 5.2%-€4,585▲ 47.9%-€3,914▲ 14.6%
Net result€67,256€962▼ 98.6%€1,095▲ 13.9%-€4,577-€3,896▲ 14.9%
Equity€463,637▲ 17.0%€464,599▲ 0.2%€465,695▲ 0.2%€198,177▼ 57.4%€194,281▼ 2.0%
Total assets€494,773▲ 24.8%€465,051▼ 6.0%€467,353▲ 0.5%€201,639▼ 56.9%€199,697▼ 1.0%
Debt€31,136€452▼ 98.5%€1,658▲ 267%€3,462▲ 109%€5,416▲ 56.4%
Working capital€401,640€404,122▲ 0.6%€405,957▲ 0.5%€136,096▼ 66.5%€123,737▼ 9.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000€100,000Operating result 2021: €88,463€88,463Net result 2021: €67,256€67,256Operating result 2022: -€8,374-€8,374Net result 2022: €962€962Operating result 2023: -€8,809-€8,809Net result 2023: €1,095€1,095Operating result 2024: -€4,585-€4,585Net result 2024: -€4,577-€4,577Operating result 2025: -€3,914-€3,914Net result 2025: -€3,896-€3,89620212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€8,809-€8,810Net result 2023: €1,095€1,100Operating result 2024: -€4,585-€4,590Net result 2024: -€4,577-€4,580Operating result 2025: -€3,914-€3,910Net result 2025: -€3,896-€3,900202320242025
The operating result stays negative: a loss of €3,914 in 2025 against €4,585 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199,697
Fixed assets €70,544 ▲ 13.6%
Current assets €129,153 ▼ 7.5%
Equity and liabilities €199,697
Equity €194,281 ▼ 2.0%
Debt €5,416 ▲ 56.4%
Debt's share of the balance-sheet total rises from 1.7% to 2.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,199▲
2024 · -€3,743
Cash flow
-€1,180▲
2024 · -€3,734
Current ratio
23.85▼
2024 · 40.31
Debt to equity
0.03▲
2024 · 0.02
ROE
-2.0%▲
2024 · -2.3%
ROA
-2.0%▲
2024 · -2.3%
Debt ≤ 1 year
€5,416▲
2024 · €3,462
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€201,639€199,697▼
Fixed assets21/28€62,081€70,544▲
Tangible fixed assets22/27€62,081€70,544▲
Land and buildings22€61,753€66,055▲
Plant, machinery and equipment23€328€2,385▲
Furniture and vehicles24-€2,104
Current assets29/58€139,558€129,153▼
Cash at bank and in hand54/58€137,977€127,489▼
Deferred charges and accrued income490/1€1,581€1,664▲
Equity and liabilities
Total equity and liabilities10/49€201,639€199,697▼
Equity10/15€198,177€194,281▼
Contributions10/11€112,719€112,719=
Capital10€112,719€112,719=
Issued capital100€112,719€112,719=
Reserves13€90,035€90,035=
Non-distributable reserves130/1€11,272€11,272=
Legal reserve130€11,272€11,272=
Distributable reserves133€78,763€78,763=
Profit (loss) carried forward14-€4,577-€8,473▼
Amounts payable17/49€3,462€5,416▲
Amounts payable within one year42/48€3,462€5,416▲
Trade debts44-€76
Suppliers440/4-€76
Other amounts payable47/48€3,462€5,340▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€843€2,715▲
Gross operating margin9900-€3,743-€1,199▲
Operating profit (loss)9901-€4,585-€3,914▲
Financial income75/76B€8€18▲
Recurring financial income75€8€18▲
Profit (loss) for the period before taxes9903-€4,577-€3,896▲
Profit (loss) for the period9904-€4,577-€3,896▲
Profit (loss) for the period to be appropriated9905-€4,577-€3,896▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,577-€8,473▼
Profit (loss) brought forward from the previous period14P--€4,577
Transfer from equity791/2€262,940-
Profit to be distributed694/7€262,940-
Return on contributions (dividend)694€262,940-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,383€1,519€740€843€2,715▲ 222%
Other operating charges640/8€14,998-----
Gross operating margin9900€109,843-€6,855-€8,069-€3,743-€1,199▲ 68.0%
Operating profit (loss)9901€88,463-€8,374-€8,809-€4,585-€3,914▲ 14.6%
Financial income75/76B€8,440€9,861€10,453€8€18▲ 121%
Recurring financial income75€8,440€9,861€10,453€8€18▲ 121%
Financial charges65/66B€0€84----
Recurring financial charges65€0€84----
Profit (loss) for the period before taxes9903€96,903€1,403€1,644-€4,577-€3,896▲ 14.9%
Income taxes67/77€29,647€441€548---
Profit (loss) for the period9904€67,256€962€1,095-€4,577-€3,896▲ 14.9%
Profit (loss) for the period to be appropriated9905€67,256€962€1,095-€4,577-€3,896▲ 14.9%
Line20212022202320242025Change
Assets
Total assets20/58€494,773€465,051€467,353€201,639€199,697▼ 1.0%
Fixed assets21/28€61,997€60,478€59,738€62,081€70,544▲ 13.6%
Tangible fixed assets22/27€61,997€60,478€59,738€62,081€70,544▲ 13.6%
Land and buildings22€58,945€58,945€58,945€61,753€66,055▲ 7.0%
Plant, machinery and equipment23€3,052€1,533€793€328€2,385▲ 628%
Furniture and vehicles24----€2,104-
Current assets29/58€432,776€404,573€407,615€139,558€129,153▼ 7.5%
Amounts receivable within one year40/41€136,868€146,272----
Other amounts receivable41€136,868€146,272----
Cash at bank and in hand54/58€294,420€256,673€405,833€137,977€127,489▼ 7.6%
Deferred charges and accrued income490/1€1,488€1,629€1,782€1,581€1,664▲ 5.3%
Equity and liabilities
Total equity and liabilities10/49€494,773€465,051€467,353€201,639€199,697▼ 1.0%
Equity10/15€463,637€464,599€465,695€198,177€194,281▼ 2.0%
Contributions10/11€112,719€112,719€112,719€112,719€112,719=
Capital10€112,719€112,719€112,719€112,719€112,719=
Issued capital100€112,719€112,719€112,719€112,719€112,719=
Reserves13€350,918€351,880€352,975€90,035€90,035=
Non-distributable reserves130/1€11,272€11,272€11,272€11,272€11,272=
Legal reserve130€11,272€11,272€11,272€11,272€11,272=
Distributable reserves133€339,646€340,608€341,703€78,763€78,763=
Profit (loss) carried forward14----€4,577-€8,473▼ 85.1%
Amounts payable17/49€31,136€452€1,658€3,462€5,416▲ 56.4%
Amounts payable within one year42/48€31,136€452€1,658€3,462€5,416▲ 56.4%
Trade debts44€1,489€11--€76-
Suppliers440/4€1,489€11--€76-
Taxes, remuneration and social security45€29,647€441€548---
Taxes450/3€29,647€441€548---
Other amounts payable47/48--€1,110€3,462€5,340▲ 54.3%
Line20212022202320242025Change
Profit (loss) for the period9904€67,256€962€1,095-€4,577-€3,896▲ 14.9%
+ Depreciation and write-downs630€6,383€1,519€740€843€2,715▲ 222%
Operating cash flow (approximation)€73,638€2,481€1,835-€3,734-€1,180▲ 68.4%
Investment in fixed assets (approximation)-€0€0-€3,186-€11,179▼ 251%
Change in cash--€37,747€149,160-€267,855-€10,489▲ 96.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 64current ratio 895.67
Current ratio from 13.90 to 895.67; short-term debt falls from €31,136 to €452.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €67,256
Net result €67,256 after 2 loss-making years.
29-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet -€5,404
Net result drops to -€5,404, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
1,197 m²
Building footprint
199 m²
Volume, LiDAR
1,113 m³
Parcel 13342B0887/00A000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
ENGIMO NV
Molenstraat 218, 2490 BalenInsurance, reinsurance and pension funding, except compulsory social security
since 19922.058.867.659
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13342B0887/00A000 Flanders 1,197 m² 1 · 199 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded01-09-1992
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0448092092
Also 9925:BE0448092092
Registered 04-02-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.