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Engels Management Finance

Active
Private limited companyfounded 2024active for 2 yearsRuelle aux Loups 12, 5140 Sombreffe, BelgiumKBO/BCE: BE 1011.098.306
Summary

Engels Management Finance has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,953 and a net result of €42,921. Its solvency ranks better than 68% of 10,826 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 03-07-2024 Normal situation
Activity
Business and other management consultancy NACE 70200and 5 others
Establishment unit
2.363.334.229 5140 Sombreffe, since 03-07-2024
Financial year end
31 December
Peppol
Reachable since 14-11-2025

Board and ownership

Board
Shareholders
  • ENGELS Patrick Roger Françoisact of 05-07-2024

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€54,829
▲ 9.1%
Turnover
≈ €110,000
estimated
Profit
€42,921
▲ 7.2%
Equity
€85,953
▲ 99.7%
Total assets
€119,788
▲ 72.6%
  • 2025 accounts filed 47 days after the deadline
Score breakdownraises riskLast filed accounts filed 47 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 3.39, cash €100,242Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €85,953 (71.8% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 97+10
equity 71.8% of total assets
Liquidity 89+7
short-term debt 28.2% · cash 83.7%
Profitability 100=
return on assets 35.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,544 companies, NACE 70, micro)
Last 24 months 08-2025: < 0.1% 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.39 (2.56 in 2024), above the usual 1.5. Short-term debt is 28.2% and cash 83.7% of total assets. 28.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 81% on liquidity, 84% on profitability and 89% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.39, cash €100,242
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 47 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €85,953 (71.8% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
47 days late
2024
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 13 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Recent changes

  1. · Gazette deed IncorporationFounding capital of €3,000, 30 shares · Founder: ENGELS Patrick Roger François (constituant) · Appointment: ENGELS Patrick Roger François (director)
All 3 events

Comparable companies

These companies have the same main activity as Engels Management Finance: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €96,800 and €128,000, founded in 2024.

CompanyTotal assetsGross margin
Engels Management Finance Sombreffe€119,788€54,829
MFC CONSULT Namur€117,081€57,564
MSCM Namur€118,664€58,628
Seventh Heaven Namur€128,242€54,391
LCH CONSULTING Walcourt€115,829€61,955
Aude B. Andenne€123,001€65,106
Bagheera Consulting Vresse-sur-Semois€96,774€55,471
Full comparison

Key facts about Engels Management Finance

What is the company number of Engels Management Finance?
The company number of Engels Management Finance is 1011.098.306. The VAT number is the same number with BE in front: BE 1011.098.306.
Where is Engels Management Finance based?
The registered office is at Ruelle aux Loups 12, 5140 Sombreffe.Company details
What does Engels Management Finance do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Engels Management Finance?
The legal form of Engels Management Finance is Private limited company (BV).
When was Engels Management Finance founded?
Engels Management Finance was founded on 03-07-2024.
Is Engels Management Finance still active?
Yes, Engels Management Finance is an active enterprise in the KBO register.
What is the turnover of Engels Management Finance?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,829 and 64 comparable companies (NACE 70200). It probably lies between €78,000 and €170,000.Financials
Is Engels Management Finance profitable?
In financial year 2025, Engels Management Finance made a profit of €42,921.
Where can I find the annual accounts of Engels Management Finance?
Engels Management Finance filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Engels Management Finance due?
Engels Management Finance must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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