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ENGEBO

Active
Public limited companyfounded 198640 yrs activeIndustrieweg 19, 2390 Malle, BelgiumKBO/BCE: BE 0428.421.383

ENGEBO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.76M and a net result of €-841k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 1363 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
15 / 100
Critical= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency54▼-4
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.01 in 2024), and 59.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

8 signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 40 years 0 50 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.7%
Return on assets
-5.1%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€841k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
on the day
2023
30 d late
2022
3 d late
2021
29 d late
2020
30 d late
2019
99 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€6.76M▼ 11.1%
2024 · €7.60M
2023: €8.23M 2024: €7.60M
2023 → 2025
Total assets
€16.61M▼ 4.7%
2024 · €17.43M
2023: €18.36M 2024: €17.43M
2023 → 2025
Net result
€-841k▼ 33.4%
2024 · €-631k
2023: €-568k 2024: €-631k
2023 → 2025
Working capital
€-2.63M▼ 18.9%
2024 · €-2.21M
2023: €-2.04M 2024: €-2.21M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€8.23M-€7.60M▼ 7.7%€6.76M▼ 11.1%
Operating result€-419k-€-486k▼ 16.0%€-677k▼ 39.4%
Net result€-568k-€-631k▼ 11.1%€-841k▼ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-1.00M€-750k€-500k€-250k€0Operating result 2023: €-419k€-419kNet result 2023: €-568k€-568kOperating result 2024: €-486k€-486kNet result 2024: €-631k€-631kOperating result 2025: €-677k€-677kNet result 2025: €-841k€-841k202320242025
The operating result stays negative: a loss of €677k in 2025 against €486k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.61M
Fixed assets €16.53M▼ 5.0%
Current assets €77k▲ 265%
Equity and liabilities €16.61M
Equity €6.76M▼ 11.1%
Provisions €2.07M▼ 6.6%
Debt €7.78M▲ 2.3%
The debt ratio rises from 43.7% to 46.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€233k
2024 · €416k
Cash flow
€68k
2024 · €271k
Solvency
40.7%
2024 · 43.6%
Current ratio
0.03
2024 · 0.01
Quick ratio
0.03
2024 · 0.01
Debt / equity
1.15
2024 · 1.00
ROE
-12.5%
2024 · -8.3%
ROA
-5.1%
2024 · -3.6%
Interest coverage
0.60
2024 · 0.94
Debt
€7.78M
2024 · €7.61M
Debt ≤ 1 year
€2.71M
2024 · €2.23M
Debt > 1 year
€5.06M
2024 · €5.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Total assets 20/58€16.61M
Fixed assets 21/28€16.53M
Tangible fixed assets 22/27€16.53M
Current assets 29/58€77k
Amounts receivable within one year 40/41€54k
Cash & bank 54/58€23k
Total equity & liabilities 10/49€16.61M
Equity 10/15€6.76M
Contributions / capital 10/11€635k
Reserves 13€6.29M
Accumulated profits (losses) 14€-164k
Provisions & deferred taxes 16€2.07M
Amounts payable 17/49€7.78M
Amounts payable after one year 17€5.06M
Amounts payable within one year 42/48€2.71M
Trade debts payable within one year 44€50k
Income statement Code2025
Gross operating margin 9900€517k
Operating result 9901€-677k
Financial income 75€77k
Financial charges 65€388k
Result before taxes 9903€-987k
Net result for the period 9904€-841k
Result to be appropriated 9905€-403k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-841k
Net result drops to €-841k, the lowest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
23-01
State Gazette act Director changes
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
04-07
State Gazette act Registered-office change
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
23-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
under verification, last change in 2025
All 4 current directors first appear in the same act (25010547). Founders or capital subscribers may have been counted as directors here.
Hans Engels
Director · since 23-01-2025
Current
Hatopi NV
Director · since 23-01-2025 · Legal entity · perm. rep.: Marc Engels
Current
Maria Hye
Director · since 23-01-2025
Current
Pieter Engels
Director · since 23-01-2025
Current
23-01-2025 Hans Engels: Appointed as Director
23-01-2025 Hatopi NV: Appointed as Director
23-01-2025 Maria Hye: Appointed as Director
23-01-2025 Pieter Engels: Appointed as Director
23-01-2025 Jan Engels: Resigned as Director
23-01-2025 Jan Engels: Resigned as Daily management
3 further events in the mandate history. Available in Kantoor S. See plans →
Not every act has been read: a resignation may be missing here
4 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1986
exact location from the address register On OpenStreetMap
Ground area
7.0 ha
Building footprint
1.5 ha
Volume, LiDAR
114,505 m³
Parcel 11032D0075/00T000, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Industrieweg 19, 2390 Malle
Insurance, reinsurance and pension funding, except compulsory social security
since 19862.028.624.049
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11032D0075/00T000 Flanders 7.0 ha 1 · 1.5 ha 13.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 9,108 companies in sector 68201 we hold annual accounts for 6,446. 2,684 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded07-01-1986
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 2 actsNational Bank · 40 filingsAddress and cadastre registers

Data from official sources, last processed on 26-08-2026. Scores and ratios are computed by Checked and are not a credit decision.