Equity
€1,107 ▼ 65.5%
Endro paid out €101,000 in dividends. That is 102% of the 2025 profit.
Endro
Overview
Lifetime
5 annual accounts with figures on one time axispeak €121,098 (2025)
€121,098▲ €122,248
lowest -€21,832 (2023)
€98,901▲ €101,773
peak €47,947 (2021)
€1,107▼ 65.5%
€30,336▲ 224%
Board1 name since 2020
1 directorPLOEM Tom
Documentsfilings and deeds
09-04-2026113 days before the deadline
2025micro format
Gross margin from -€1,150 to €121,098Back to profit: €98,901Dividend €101,000Equity from €3,206 to €1,107Debts from €9,358 to €30,336Cash from €4,733 to €18,807
Key points
from the 2025 annual accountsResult
€98,901 €98,901
Back in profit in 2025, after a loss of €2,872 in 2024.
Turnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€30,336 96% of the balance sheet
Financial debts 0%Suppliers 7%Taxes and wages 25%Other 68%
Of this, €29,536 falls due within a year.
Filings
5 annual accounts 1 late
The 2024 accounts came 5 days late. The other four were filed on time.
Position in the sector
€1,107
Less equity than 90% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
92
Excellent
Financially stronger than 33% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €1,107 (3.5% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €31,444
Liquidity: current ratio 1.06, cash €18,807
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 12% of them on solvency, 27% on liquidity, 82% on profitability and 11% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Endro has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of Endro itself is lower: 0.1% within 12 months. It rests on far more data about Endro than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Endro. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
113 days early
2024
5 days late
2023
23 days early
2022
35 days early
2021
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 40 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Tom Ploem general partnerdeed of 10-11-2020
- Jill Florenty limited partnerdeed of 10-11-2020
Recent changes
Incorporation
Founding capital of €1,000, 100 shares · Founders: Tom Ploem and Jill Florenty · Founder: Tom Ploem · published on 10-11-2020 · Gazette deed
First establishment
Leuvensesteenweg 713, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Endro Mechelen | €31,444 | €121,098 | 3.5% | - |
| Rock IT Nazareth-De Pinte | €31,457 | €110,313 | 2.1% | - |
| ALTERATE Merchtem | €36,312 | €122,347 | 8.3% | - |
| Wath Consulting Hamois | €32,048 | €90,507 | 5.4% | - |
| IQN CONSULTING Brussels | €44,325 | €136,218 | 11.5% | - |
| Diligent IT Aartselaar | €44,290 | €101,033 | 22.6% | - |
| ROWBYROW Antwerp | €23,622 | €86,923 | 77.8% | - |
These companies have the same main activity as Endro: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €23,600 and €44,300, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-11-2020Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.309.218.6222812 Mechelen, since 06-11-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €121,098
- €98,901
- €1,107▼ 65.5%
- €31,444▲ 150%
- Filing
- Filed on 09-04-2026, 113 days before the end of the filing period
Insights on Endro
Endro files the micro format. That format states no turnover. The gross margin rose from €61,943 in 2021 to €121,098 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 09-04-2026, 113 days before the deadline€121,098
▲ €122,248
€119,962
▲ €122,218
€98,901
▲ €101,773
€1,907
▼ 60.3%
3.5%
▼ 22.0 percentage points
1.06
▼ 0.55
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €190,000. Estimated: probably between €170,000 and €230,000.
Balance sheet
balance sheet total €31,444 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
3.5%
Higher than 10% of 21,208 companies in 2025.
1.06
Higher than 20% of 20,571 companies in 2025.
314.5%
Higher than 95% of 20,746 companies in 2025.
Endro
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
31,444 | 12,564 | 29,862 | 53,104 | 91,342 | |
29/58 |
31,444 | 12,564 | 29,862 | 53,104 | 91,342 | |
40/41 |
12,637 | 7,831 | 19,113 | 19,663 | 5,950 | |
40 |
11,900 | 7,310 | 19,113 | 19,663 | 5,950 | |
41 |
737 | 521 | - | - | - | |
54/58 |
18,807 | 4,733 | 10,748 | 21,442 | 85,392 | |
490/1 |
- | - | 0 | 12,000 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
31,444 | 12,564 | 29,862 | 53,104 | 91,342 | |
10/15 |
1,107 | 3,206 | 6,078 | 27,911 | 47,947 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
13 |
107 | 2,206 | 5,078 | 26,911 | 46,947 | |
133 |
107 | 2,206 | 5,078 | 26,911 | 46,947 | |
14 |
0 | - | - | - | - | |
17/49 |
30,336 | 9,358 | 23,783 | 25,194 | 43,394 | |
42/48 |
29,536 | 7,758 | 22,983 | 24,394 | 41,794 | |
43 |
17 | 33 | - | - | - | |
430/8 |
17 | 33 | - | - | - | |
44 |
2,079 | 2,398 | 873 | 1,402 | 31,677 | |
440/4 |
2,079 | 2,398 | 873 | 1,402 | 31,677 | |
45 |
7,590 | 2,277 | 5,848 | 17,398 | 4,523 | |
450/3 |
6,490 | 2,277 | 4,948 | 16,498 | 2,723 | |
454/9 |
1,100 | 0 | 900 | 900 | 1,800 | |
47/48 |
19,850 | 3,050 | 16,262 | 5,595 | 5,595 | |
492/3 |
800 | 1,600 | 800 | 800 | 1,600 | |
| Income statement | ||||||
9900 |
121,098 | -1,150 | -8,941 | -18,614 | 61,943 | |
640/8 |
1,137 | 1,106 | 12,630 | 1,086 | 2,345 | |
9901 |
119,962 | -2,256 | -21,571 | -19,700 | 59,599 | |
75/76B |
- | 0 | 0 | - | - | |
75 |
- | 0 | 0 | - | - | |
65/66B |
433 | 414 | 63 | 133 | 141 | |
65 |
433 | 414 | 63 | 133 | 141 | |
9903 |
119,529 | -2,670 | -21,633 | -19,833 | 59,458 | |
67/77 |
20,628 | 203 | 199 | 204 | 12,511 | |
9904 |
98,901 | -2,872 | -21,832 | -20,037 | 46,947 | |
9905 |
98,901 | -2,872 | -21,832 | -20,037 | 46,947 | |
| Appropriation of the result | ||||||
9906 |
98,901 | -2,872 | -21,832 | -20,037 | 46,947 | |
791/2 |
2,099 | 2,872 | 21,832 | 20,037 | - | |
691/2 |
- | - | - | 0 | 46,947 | |
6921 |
- | - | - | 0 | 46,947 | |
694/7 |
101,000 | - | - | - | - | |
694 |
101,000 | - | - | - | - | |
| Document | ||||||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 09-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 09-04-2026 | 2026-00075336 | |
| 31-12-2024 | micro format | 05-08-2025 | 2025-00357751 | |
| 31-12-2023 | micro format | 08-07-2024 | 2024-00220065 | |
| 31-12-2022 | micro format | 26-06-2023 | 2023-00163852 | |
| 31-12-2021 | micro format | 27-06-2022 | 2022-20146497 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 14,074 | -6,015 | -10,694 | -63,950 | - | ||
| 1,907 | 4,806 | 6,878 | 28,711 | 49,547 | ||
| 3.5% | 25.5% | 20.4% | 52.6% | 52.5% | ||
| 1.06 | 1.62 | 1.30 | 2.18 | 2.19 | ||
| 27.40 | 2.92 | 3.91 | 0.90 | 0.91 | ||
| - | -89.6% | -359.2% | -71.8% | 97.9% | ||
| 314.5% | -22.9% | -73.1% | -37.7% | 51.4% |
A ratio outside any meaningful range has been withheld (balance sheet total €31,444, equity €1,107).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Endro
The operating result for 2025 is a profit of €119,962, after a loss of €2,256 in 2024. It is the highest result since 2021.
Debt's share of the balance-sheet total rises from 74.5% to 96.5%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, no change since 2021Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €11.07 in 2025
- Source
- deed of 10-11-2020
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2021 (in Dutch)
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Vormen van Burgerlijk recht, erfgenamen of rechtverkrijgenden”deed of 10-11-2020 (in Dutch)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of Maydeed of 16-12-2021 (in Dutch)
Shareholders
At incorporation
deed of 10-11-2020 ↗
- Tom Ploem gecommanditeerde vennoot · 99 shares (99%) · €990
- Jill Florenty commanditaire vennoot · 1 share (1%) · €10
Network & group
No group
Endro has no parent and no holdings in its annual accounts. PLOEM Tom is the only director. Endro shares no director with another company.
Timeline
Timeline
10 events since 2020Board
Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 113 days before the deadline
2025
Back to profit net €98,901 The net result is €98,901, after 3 loss-making years.
Annual accounts 2024 filed PDFmicro format · 5 days late
2024
Annual accounts 2023 filed PDFmicro format · 23 days before the deadline
2023
Weakest financial year net -€21,832 The net result drops to -€21,832, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 35 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 34 days before the deadline
2021
2020
IncorporationFounding capital of €1,000, 100 shares · Founders: Tom Ploem and Jill Florenty · Founder: Tom Ploem · published on 10-11-20205 points ▸
First establishment Leuvensesteenweg 713, Mechelen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0757.862.285
- VAT number
- BE 0757.862.285
- Peppol ID
- 0208:0757862285
- Other Peppol ID
- 9925:BE0757862285
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-11-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of Maydeed of 16-12-2021 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Endro in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 16-12-2021 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
47410
Retail trade
62010
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
95110
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “IT consultancy; Kleinhandel in IT materiaal; Onderhoud en herstelling IT Materiaal; Websdesign; Ontwikkelen van apps, software”deed of 16-12-2021 (in Dutch)
5 activities
- IT consultancy.
- Kleinhandel in IT materiaal.
- Onderhoud en herstelling IT Materiaal.
- Websdesign.
- Ontwikkelen van apps, software.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Leuvensesteenweg 713 registered office 2812 Mechelen | 06-11-2020 | 2.309.218.622 |
Buildings and parcels at the address
- Ground area
- 779 m²
- Buildings
- 166 m²
- Volume, LiDAR
- 526 m³
- Tallest building
- 5.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12409C0095/00M000 | 779 m² | 1 · 166 m² | 5.1 m · 1 |