Result
€33,721 €33,721
Back in profit in 2025, after a loss of €18,110 in 2024.
EnCORE Coaching
Lifetime
6 annual accounts with figures on one time axispeak €119,355 (2021)
€59,722▲ 97.3%
lowest -€18,110 (2024)
€33,721▲ €51,831
peak €62,419 (2021)
€53,403▲ 171%
€84,926▼ 83.6%
Board2 names since 2019
2 directorsAPS Stijn Edgard Maria and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €30,276 to €59,722Back to profit: €33,721Equity from €19,683 to €53,403Debts from €518,796 to €84,926Cash from €1,054 to €9,081
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Investments
€53,873 9.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.96 was 0.26 in 2024
Short-term debts rose from €69,688 to €84,817.
Filings
6 annual accounts 6 late
The 2021 accounts came latest: 354 days after the end of the period.
Position in the sector
€33,721
Higher net result than 81% of companies in sports and recreation. Sector median €3,711 · 2,877 companies.
Checked score
83
Excellent
Financially stronger than 61% of micro companies in sports and recreation (NACE 93)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 4,270 companies (NACE 93, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.6%▲ +0.1 percentage points vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025
09-2025: 0.8%▼ -0.2 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.5%▼ -0.7 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Founded in 2019
Liquidity: current ratio 0.96, cash €9,081
lowers risk
Sector: Sports, amusement and recreation activities (NACE 93)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 58% of them on solvency, 22% on liquidity, 70% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as EnCORE Coaching has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EnCORE Coaching itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for EnCORE Coaching. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.26 in 2024), below 1. Short-term debt is 61.3% and cash 6.6% of total assets. 61.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €53,403
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
25 days late
2022
151 days late
2021
354 days late
2020
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 103 days after the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 120 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- APS Stijn Edgard Maria 51 sharesdeed of 30-04-2019
- VERVAET Martika Achiel Suzanne 49 sharesdeed of 30-04-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0725745486
Registered office moved within Lokeren
New registered office: Nijverheidstraat 90a, 9160 Lokeren · Previous registered office: Gentse Steenweg 36 A, 9160 Lokeren · Board meeting of 09-06-2021 · Gazette deed
Registered office moved from Sint-Niklaas to Lokeren
New registered office: Gentse Steenweg 36 A, 9160 Lokeren · Previous registered office: Mercatorstraat 9 C, 9100 Sint-Niklaas · Board meeting of 28-05-2020 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: APS Stijn Edgard Maria and VERVAET Martika Achiel Suzanne · Appointments: APS Stijn Edgard Maria (manager) and VERVAET Martika Achiel Suzanne (manager) · published on 30-04-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EnCORE Coaching Lokeren | €138,330 | €59,722 | 38.6% | - |
| Crossfit Zandhoven Zandhoven | €157,811 | €53,324 | 45.1% | - |
| Body Dedication Pelt | €134,103 | €64,372 | 94.9% | - |
| KoreKoncept Aalst | €126,644 | €77,883 | 81.7% | - |
| Arrow Fit Kortenaken | €125,908 | €54,580 | 78.9% | - |
| Diëtiste Lisa Deboosere Moorslede | €163,034 | €72,975 | 26.9% | - |
| Cop-Cosyns Kalmthout | €117,553 | €46,325 | 16.7% | - |
These companies have the same main activity as EnCORE Coaching: fitness centres (NACE 93130). They are comparable in size and age: total assets between €118,000 and €163,000, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 26-04-2019Normal situation
- Activity
- Fitness centresNACE 93130
- Establishment unit
- 2.289.056.1819160 Lokeren, since 26-04-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on EnCORE Coaching
EnCORE Coaching files the micro format. That format states no turnover. The gross margin rose from €16,350 in 2020 to €59,722 in 2025.
The balance sheet grew most in 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EnCORE Coaching
- What is the company number of EnCORE Coaching?
- The company number of EnCORE Coaching is 0725.745.486. The VAT number is the same number with BE in front: BE 0725.745.486.
- Where is EnCORE Coaching based?
- The registered office is at Nijverheidstraat 90, 9160 Lokeren.Company details
- What does EnCORE Coaching do?
- According to the KBO register, the main activity is fitness centres (NACE 93130).
- What is the legal form of EnCORE Coaching?
- EnCORE Coaching is a private limited company (pre-2019) (BVBA).
- When was EnCORE Coaching founded?
- EnCORE Coaching was founded on 26-04-2019.
- Is EnCORE Coaching still active?
- Yes, EnCORE Coaching is an active enterprise in the KBO register.
- What is the turnover of EnCORE Coaching?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €59,722 and 2,667 comparable companies of the same size. It probably lies between €120,000 and €310,000. It is a rough estimate.Financials
- Is EnCORE Coaching profitable?
- In financial year 2025, EnCORE Coaching made a profit of €33,721.
- Where can I find the annual accounts of EnCORE Coaching?
- EnCORE Coaching filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EnCORE Coaching due?
- EnCORE Coaching must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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