ENC Neys
ActiveENC Neys has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €10k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 19% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▲+65
Solvency10▲+2
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.23 in 2024), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9386 sector peers (2025).
NBB · sector comparisonPosition among 9386 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
21 d late
2023
60 d late
2022
30 d late
2021
290 d late
2020
26 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 15.0%
2024 · €68k
2018: €70k
2019: €89k
2020: €107k
2021: €118k
2022: €155k
2023: €133k
2024: €68k
2018 → 2025
Total assets
€511k▼ 7.0%
2024 · €549k
2018: €689k
2019: €626k
2020: €581k
2021: €578k
2022: €564k
2023: €553k
2024: €549k
2018 → 2025
Net result
€10k
2024 · €-6k
2018: €9k
2019: €19k
2020: €17k
2021: €11k
2022: €37k
2023: €-22k
2024: €-6k
2018 → 2025
Working capital
€-152k▲ 14.1%
2024 · €-177k
2018: €-134k
2019: €-118k
2020: €-106k
2021: €-84k
2022: €-42k
2023: €-70k
2024: €-177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€155k▲ 31.7%€133k▼ 14.3%€68k▼ 48.8%€78k▲ 15.0%
Operating result€27k-€64k▲ 140%€-6k€27k€29k▲ 7.3%
Net result€11k-€37k▲ 239%€-22k€-6k▲ 71.1%€10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€454k▼ 8.6%
Current assets
€57k▲ 9.1%
Equity and liabilities €511k
Equity
€78k▲ 15.0%
Debt
€433k▼ 10.1%
The debt ratio falls from 87.6% to 84.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€75k▲
2024 · €71k
Cash flow
€57k▲
2024 · €38k
Solvency
15.3%▲
2024 · 12.4%
Current ratio
0.27▲
2024 · 0.23
Quick ratio
0.19▲
2024 · 0.16
Debt / equity
5.52▼
2024 · 7.06
ROE
13.0%▲
2024 · -9.4%
ROA
2.0%▲
2024 · -1.2%
Interest coverage
6.79▲
2024 · 2.28
Debt
€433k▼
2024 · €481k
Debt ≤ 1 year
€209k▼
2024 · €230k
Debt > 1 year
€224k▼
2024 · €252k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€549k€511k▼
Fixed assets21/28€497k€454k▼
Tangible fixed assets22/27€494k€451k▼
Land and buildings22€237k€212k▼
Plant, machinery and equipment23€22k€18k▼
Furniture and vehicles24€2k€908▼
Leasing and similar rights25€233k€220k▼
Financial fixed assets28€3k€3k=
Current assets29/58€52k€57k▲
Stocks and contracts in progress3€15k€17k▲
Stocks30/36€15k€17k▲
Amounts receivable within one year40/41€16k€25k▲
Trade receivables40€14k€23k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€12k€10k▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€549k€511k▼
Equity10/15€68k€78k▲
Contributions10/11€19k€19k=
Reserves13€67k€67k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€-18k€-8k▲
Amounts payable17/49€481k€433k▼
Amounts payable after more than one year17€252k€224k▼
Financial debts170/4€252k€224k▼
Amounts payable within one year42/48€230k€209k▼
Current portion of amounts payable after more than one year42€61k€54k▼
Financial debts43€20k€8k▼
Credit institutions430/8€20k€8k▼
Trade debts44€47k€13k▼
Suppliers440/4€47k€13k▼
Advances received on contracts in progress46-€316
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€17k€24k▲
Other amounts payable47/48€85k€111k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€46k▲
Other operating charges640/8€12k€11k▼
Gross operating margin9900€82k€86k▲
Operating profit (loss)9901€27k€29k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€31k€11k▼
Recurring financial charges65€31k€11k▼
Profit (loss) for the period before taxes9903€-4k€17k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€-6k€10k▲
Profit (loss) for the period to be appropriated9905€-6k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-8k▲
Profit (loss) brought forward from the previous period14P€-11k€-18k▼
Transfer from equity791/2€58k€0▼
Profit to be distributed694/7€58k€0▼
Return on contributions (dividend)694€58k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Weakest financial yearnet €-22k ▼159%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 290 days late
2022
31-12
Financial
Highest result since 2018net €37k ▲239%
Operating result €64k, net result €37k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲31.7%
5 profitable years in a row build equity to €155k.
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €107k ▲19.3%
3 profitable years in a row build equity to €107k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 75-773540 Herk-de-StadGround area
213 m²
Building footprint
115 m²
Volume, LiDAR
624 m³
Parcel 71003B0034/00R005, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ENC NEYS
since 20142.227.958.257
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71003B0034/00R005 | Flanders | 213 m² | 1 · 115 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 989 EUR awarded · 959 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 114 EUR | 114 EUR |
| 2023 | 1 | 690 EUR | 750 EUR |
| 2022 | 1 | 185 EUR | 95 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
71121Engineering and related technical consultancy, excluding land surveyors
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.