eN.Ve.Co
ActiveeN.Ve.Co has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €8k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 1987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+4
Solvency62▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.45 in 2024; short-term debt: 60.5% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
5 d early
2022
249 d late
2021
243 d late
2020
80 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€107k▲ 7.5%
2024 · €100k
2018: €58k
2019: €64k
2020: €66k
2021: €76k
2022: €90k
2023: €95k
2024: €100k
2018 → 2025
Total assets
€293k▼ 8.0%
2024 · €319k
2018: €99k
2019: €112k
2020: €135k
2021: €180k
2022: €246k
2023: €252k
2024: €319k
2018 → 2025
Net result
€8k▲ 67.9%
2024 · €4k
2018: €5k
2019: €6k
2020: €2k
2021: €10k
2022: €14k
2023: €5k
2024: €4k
2018 → 2025
Working capital
€116k▲ 16.8%
2024 · €99k
2018: €57k
2019: €63k
2020: €65k
2021: €76k
2022: €112k
2023: €94k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€90k▲ 18.3%€95k▲ 5.9%€100k▲ 4.7%€107k▲ 7.5%
Operating result€21k-€34k▲ 57.4%€17k▼ 49.2%€12k▼ 28.4%€15k▲ 23.2%
Net result€10k-€14k▲ 33.5%€5k▼ 61.8%€4k▼ 15.8%€8k▲ 67.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€38▼ 91.9%
Current assets
€293k▼ 7.9%
Equity and liabilities €293k
Equity
€107k▲ 7.5%
Debt
€186k▼ 15.1%
The debt ratio falls from 68.7% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €13k
Cash flow
€8k▲
2024 · €5k
Solvency
36.6%▲
2024 · 31.3%
Current ratio
1.65▲
2024 · 1.45
Quick ratio
1.63▲
2024 · 1.38
Debt / equity
1.74▼
2024 · 2.20
ROE
7.0%▲
2024 · 4.5%
ROA
2.6%▲
2024 · 1.4%
Interest coverage
1.61▲
2024 · 1.26
Debt
€186k▼
2024 · €219k
Debt ≤ 1 year
€177k▼
2024 · €219k
Debt > 1 year
€9k
Income taxes
€5k▼
2024 · €7k
Staff costs
€106k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€293k▼
Fixed assets21/28€477€38▼
Tangible fixed assets22/27€477€38▼
Plant, machinery and equipment23€477€38▼
Current assets29/58€318k€293k▼
Amounts receivable after more than one year29€120k€100k▼
Other amounts receivable291€120k€100k▼
Stocks and contracts in progress3€15k€5k▼
Contracts in progress37€15k€5k▼
Amounts receivable within one year40/41€173k€179k▲
Trade receivables40€159k€154k▼
Other amounts receivable41€14k€25k▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€319k€293k▼
Equity10/15€100k€107k▲
Contributions10/11€20k€20k=
Reserves13€80k€87k▲
Distributable reserves133€80k€87k▲
Amounts payable17/49€219k€186k▼
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€219k€177k▼
Current portion of amounts payable after more than one year42€0€7k▲
Financial debts43€30k€32k▲
Credit institutions430/8€30k€32k▲
Trade debts44€81k€58k▼
Suppliers440/4€81k€58k▼
Taxes, remuneration and social security45€108k€81k▼
Taxes450/3€78k€40k▼
Remuneration and social security454/9€31k€42k▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€95k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€439€439=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€7k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€115k€127k▲
Operating profit (loss)9901€12k€15k▲
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€11k€13k▲
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€8k▲
Transfer to equity691/2€4k€8k▲
To other reserves6921€4k€8k▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €107k ▲7.5%
8 profitable years in a row build equity to €107k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 249 days late
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 243 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲33.5%
Operating result €34k, net result €14k, both a record.
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 80 days late
2020
31-12
Financial
Weakest financial yearnet €2k ▼73%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rooimans 382323 HoogstratenGround area
4,081 m²
Building footprint
363 m²
Parcel 13051D0552/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
eN.Ve.Co
since 20112.203.359.255
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13051D0552/00L000 | Flanders | 4,081 m² | 1 · 363 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 555 EUR awarded · 555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 555 EUR | 555 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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BRAIN STORM ARCHITECTURAL DESIGN
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BURTONBOY ARCHITECTS
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Peer · Eq €107k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 5,459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2011
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
81100Combined facilities support activities
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.