Summary
EN Solutions is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €297k and a net result of €80k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 2435 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
6 d early
2022
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€297k▲ 36.9%
2024 · €217k
2022: €137k
2023: €207k
2024: €217k
2022 → 2025
Net result
€80k▲ 684%
2024 · €10k
2022: €48k
2023: €69k
2024: €10k
2022 → 2025
Total assets
€317k▲ 28.1%
2024 · €247k
2022: €212k
2023: €236k
2024: €247k
2022 → 2025
Solvency
93.6%▲ 6.0pp
2024 · 87.6%
2022: 64.9%
2023: 87.6%
2024: 87.6%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€137k-€207k▲ 50.4%€217k▲ 4.9%€297k▲ 36.9%
Operating result€72k-€97k▲ 35.5%€16k▼ 84.0%€106k▲ 582%
Net result€48k-€69k▲ 43.6%€10k▼ 85.3%€80k▲ 684%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 582% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€110k ▼ 1.4%
Current assets
€207k ▲ 52.5%
Equity and liabilities €317k
Equity
€297k ▲ 36.9%
Debt
€20k ▼ 33.9%
Debt's share of the balance-sheet total falls from 12.4% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
27.0%▲
2024 · 4.7%
ROA
25.2%▲
2024 · 4.1%
Debt ≤ 1 year
€20k▼
2024 · €31k
Income taxes
€32k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€247k€317k▲
Fixed assets21/28€112k€110k▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€0-
Financial fixed assets28€100k€100k=
Current assets29/58€136k€207k▲
Amounts receivable within one year40/41€31k€139k▲
Trade receivables40€16k€18k▲
Other amounts receivable41€15k€120k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€55k€68k▲
Deferred charges and accrued income490/1€0€39▲
Equity and liabilities
Total equity and liabilities10/49€247k€317k▲
Equity10/15€217k€297k▲
Contributions10/11€900€900=
Reserves13€216k€296k▲
Distributable reserves133€216k€296k▲
Amounts payable17/49€31k€20k▼
Amounts payable within one year42/48€31k€20k▼
Trade debts44€372€747▲
Suppliers440/4€372€747▲
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€20k€20k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€115€973▲
Gross operating margin9900€18k€109k▲
Operating profit (loss)9901€16k€106k▲
Financial income75/76B€0€6k▲
Recurring financial income75€0€6k▲
Financial charges65/66B€641€362▼
Recurring financial charges65€641€362▼
Profit (loss) for the period before taxes9903€15k€112k▲
Income taxes67/77€5k€32k▲
Profit (loss) for the period9904€10k€80k▲
Profit (loss) for the period to be appropriated9905€10k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€80k▲
Transfer to equity691/2€10k€80k▲
To other reserves6921€10k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Highest result since 2022net €80k ▲684%
Operating result €106k, net result €80k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 10.20
Current ratio from 4.42 to 10.20; short-term debt falls from €31k to €20k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €10k ▼85.3%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Liquidity triplescurrent ratio 8.53
Current ratio from 2.59 to 8.53; short-term debt falls from €74k to €25k.
30-06
Financial
Equity above €200kEq €207k ▲50.4%
2 profitable years in a row build equity to €207k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herdersstraat 188530 HarelbekeGround area
439 m²
Building footprint
155 m²
Parcel 34013A1201/00H002, Flanders. Linked by address, not a title deed.
1 establishment unit
Spiek - Integrip
since 20132.218.543.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34013A1201/00H002 | Flanders | 439 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0777.276.539
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DEVELOPMENT
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FINANSART
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Of 1,507 companies in sector 66199 we hold annual accounts for 917. 635 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2012
Fiscal year end30-06
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
55203Holiday cottages, homes and apartments
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82990Other business support services
85599Other education
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.