En Passant
ActiveEn Passant has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €77k. Its solvency ranks better than 72% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 3.3), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
67.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€80k
Total assets
€114k
Net result
€77k
Working capital
€80k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €114k
Equity
€80k
Debt
€35k
Debt finances 30.3% of the balance-sheet total.
Key figures and ratios
Solvency
69.7%
Current ratio
3.30
Quick ratio
3.30
Debt / equity
0.44
ROE
96.9%
ROA
67.5%
Debt
€35k
Debt ≤ 1 year
€35k
Income taxes
€21k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€114k
Current assets29/58€114k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Other amounts receivable41€83
Cash at bank and in hand54/58€101k
Equity and liabilities
Total equity and liabilities10/49€114k
Equity10/15€80k
Contributions10/11€3k
Reserves13€77k
Distributable reserves133€77k
Amounts payable17/49€35k
Amounts payable within one year42/48€35k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€30k
Taxes450/3€30k
Other amounts payable47/48€2k
Income statement
Code2025
Other operating charges640/8€506
Gross operating margin9900€99k
Operating profit (loss)9901€99k
Financial charges65/66B€573
Recurring financial charges65€573
Profit (loss) for the period before taxes9903€98k
Income taxes67/77€21k
Profit (loss) for the period9904€77k
Profit (loss) for the period to be appropriated9905€77k
Appropriation of the result
Profit (loss) to be appropriated9906€77k
Transfer to equity691/2€77k
To other reserves6921€77k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vander Merschplein 528930 MenenGround area
376 m²
Building footprint
144 m²
Volume, LiDAR
1,101 m³
Parcel 34027E1009/00M124, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
En Passant
since 20252.369.134.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027E1009/00M124 | Flanders | 376 m² | 1 · 144 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,234 EUR awarded · 2,234 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,234 EUR | 2,234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
INTER DESIGN
BE 0475.294.159
Damme · Eq €79k
COMILIOS
BE 0793.567.292
Lens (Hainaut) · Eq €79k
PRESSTO
BE 0757.939.390
Wemmel · Eq €79k
BOUW CONSULTANCY BLAUWHOF
BE 0459.229.177
Brecht · Eq €80k
SCHOPERCA
BE 0672.695.988
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2025
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:wardloyson@gmail.com