EMVESEA
ActiveSummary
The computed 12-month bankruptcy probability of EMVESEA is 3.2% (moderate). The 2025 annual accounts show equity of €97k and a net result of €-3k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability38
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.35; short-term debt: 7.2% and cash: 2.5% of total assets), and 79.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
-0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€97k
Total assets
€479k
Net result
€-3k
Working capital
€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €479k
Fixed assets
€467k
Current assets
€12k
Equity and liabilities €479k
Equity
€97k
Debt
€381k
Debt finances 79.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€49k
Cash flow
€28k
Current ratio
0.35
Debt to equity
3.91
ROE
-2.6%
ROA
-0.5%
Interest coverage
2.35
Debt ≤ 1 year
€35k
Debt > 1 year
€347k
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet
Code2025
Assets
Total assets20/58€479k
Fixed assets21/28€467k
Tangible fixed assets22/27€467k
Land and buildings22€467k
Current assets29/58€12k
Amounts receivable within one year40/41€200
Other amounts receivable41€200
Cash at bank and in hand54/58€12k
Equity and liabilities
Total equity and liabilities10/49€479k
Equity10/15€97k
Contributions10/11€100k
Profit (loss) carried forward14€-3k
Amounts payable17/49€381k
Amounts payable after more than one year17€347k
Financial debts170/4€347k
Amounts payable within one year42/48€35k
Current portion of amounts payable after more than one year42€21k
Other amounts payable47/48€13k
Income statement
Code2025
Goods, raw materials, services and sundry goods60/61€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k
Other operating charges640/8€3k
Gross operating margin9900€52k
Operating profit (loss)9901€18k
Financial charges65/66B€21k
Recurring financial charges65€21k
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Goods, raw materials, services and sundry goods60/61 | €7k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k |
| Other operating charges640/8 | €3k |
| Gross operating margin9900 | €52k |
| Operating profit (loss)9901 | €18k |
| Financial charges65/66B | €21k |
| Recurring financial charges65 | €21k |
| Profit (loss) for the period before taxes9903 | €-3k |
| Profit (loss) for the period9904 | €-3k |
| Profit (loss) for the period to be appropriated9905 | €-3k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €479k | |
| Fixed assets21/28 | €467k | |
| Tangible fixed assets22/27 | €467k | |
| Land and buildings22 | €467k | |
| Current assets29/58 | €12k | |
| Amounts receivable within one year40/41 | €200 | |
| Other amounts receivable41 | €200 | |
| Cash at bank and in hand54/58 | €12k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €479k | |
| Equity10/15 | €97k | |
| Contributions10/11 | €100k | |
| Profit (loss) carried forward14 | €-3k | |
| Amounts payable17/49 | €381k | |
| Amounts payable after more than one year17 | €347k | |
| Financial debts170/4 | €347k | |
| Amounts payable within one year42/48 | €35k | |
| Current portion of amounts payable after more than one year42 | €21k | |
| Other amounts payable47/48 | €13k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-3k |
| + Depreciation and write-downs630 | €31k |
| Operating cash flow (approximation) | €28k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem
Ground area
487 m²
Building footprint
373 m²
Volume, LiDAR
1,932 m³
Parcel 44064B0323/00Z003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0323/00Z003 | Flanders | 487 m² | 1 · 373 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.