EMVEBE
ActiveSummary
The computed 12-month bankruptcy probability of EMVEBE is 3.4% (moderate). The 2025 annual accounts show equity of €33,770 and a net result of €51,443. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 3757 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency56▲+48
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 0.55 in 2024; short-term debt: 69.1% and cash: 90.5% of total assets), and 69.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.9%
Return on assets
47.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
40 d early
2022
184 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Equity
€33,770
2024 · -€17,674
Total assets
€109,260▲ 3.3%
2024 · €105,719
Net result
€51,443
2024 · -€19,387
Working capital
€33,770
2024 · -€55,421
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€7,008-€27,328-€19,317€65,631
Net result-€8,004-€18,000-€19,387€51,443
Equity-€3,504-€1,713-€17,674€33,770
Total assets€99,863-€75,845▼ 24.1%€105,719▲ 39.4%€109,260▲ 3.3%
Debt€103,367-€74,132▼ 28.3%€123,393▲ 66.5%€75,490▼ 38.8%
Working capital-€49,574--€38,727▲ 21.9%-€55,421▼ 43.1%€33,770
Staff (FTE)8.3-9.5▲ 14.5%4▼ 57.9%4.5▲ 12.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2024 Staff (FTE) -58% on 2023. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €65,631 after a loss of €19,317 in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €109,260
Equity
€33,770
Debt
€75,490
Debt finances 69.1% of the balance-sheet total.
Key figures and ratios
Current ratio
1.45▲
2024 · 0.55
Debt to equity
2.24▲
2024 · -6.98
ROE
152.3%
ROA
47.1%▲
2024 · -18.3%
Debt ≤ 1 year
€75,490▼
2024 · €123,393
Income taxes
€13,159
Staff costs
€129,728▼
2024 · €130,739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €165,147 | €129,228 | €130,739 | €129,728 | ▼ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,887 | €5,787 | €6,268 | - | - |
| Other operating charges640/8 | €1,632 | €109 | €305 | €307 | ▲ 0.7% |
| Non-recurring operating charges66A | - | - | - | €37,748 | - |
| Gross operating margin9900 | €166,658 | €162,452 | €117,994 | €233,414 | ▲ 97.8% |
| Operating profit (loss)9901 | -€7,008 | €27,328 | -€19,317 | €65,631 | ▲ 440% |
| Financial income75/76B | €73 | - | €758 | €2 | ▼ 99.8% |
| Recurring financial income75 | €73 | - | €758 | €2 | ▼ 99.8% |
| Financial charges65/66B | €1,069 | €9,328 | €828 | €1,030 | ▲ 24.5% |
| Recurring financial charges65 | €1,069 | €9,328 | €828 | €1,030 | ▲ 24.5% |
| Profit (loss) for the period before taxes9903 | -€8,004 | €18,000 | -€19,387 | €64,602 | ▲ 433% |
| Income taxes67/77 | - | - | - | €13,159 | - |
| Profit (loss) for the period9904 | -€8,004 | €18,000 | -€19,387 | €51,443 | ▲ 365% |
| Profit (loss) for the period to be appropriated9905 | -€8,004 | €18,000 | -€19,387 | €51,443 | ▲ 365% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €99,863 | €75,845 | €105,719 | €109,260 | ▲ 3.3% |
| Fixed assets21/28 | €46,228 | €40,440 | €37,748 | - | - |
| Tangible fixed assets22/27 | €46,228 | €40,440 | €37,748 | - | - |
| Land and buildings22 | €9,718 | €8,628 | €7,538 | - | - |
| Plant, machinery and equipment23 | €24,070 | €21,336 | €21,563 | - | - |
| Furniture and vehicles24 | €12,440 | €10,477 | €8,647 | - | - |
| Current assets29/58 | €53,636 | €35,405 | €67,972 | €109,260 | ▲ 60.7% |
| Stocks and contracts in progress3 | - | €3,228 | €7,318 | - | - |
| Stocks30/36 | - | €3,228 | €7,318 | - | - |
| Amounts receivable within one year40/41 | €25,313 | €14,583 | €36,883 | €10,362 | ▼ 71.9% |
| Trade receivables40 | €25,182 | €13,271 | €35,684 | €8,540 | ▼ 76.1% |
| Other amounts receivable41 | €131 | €1,312 | €1,199 | €1,822 | ▲ 51.9% |
| Cash at bank and in hand54/58 | €26,454 | €17,594 | €22,933 | €98,898 | ▲ 331% |
| Deferred charges and accrued income490/1 | €1,868 | - | €838 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €99,863 | €75,845 | €105,719 | €109,260 | ▲ 3.3% |
| Equity10/15 | -€3,504 | €1,713 | -€17,674 | €33,770 | ▲ 291% |
| Contributions10/11 | €4,500 | €4,500 | €4,500 | €4,500 | = |
| Reserves13 | - | - | - | €29,270 | - |
| Distributable reserves133 | - | - | - | €29,270 | - |
| Profit (loss) carried forward14 | -€8,004 | -€2,787 | -€22,174 | - | - |
| Amounts payable17/49 | €103,367 | €74,132 | €123,393 | €75,490 | ▼ 38.8% |
| Amounts payable within one year42/48 | €103,210 | €74,132 | €123,393 | €75,490 | ▼ 38.8% |
| Current portion of amounts payable after more than one year42 | - | - | €14,400 | €1,842 | ▼ 87.2% |
| Trade debts44 | €21,052 | €16,338 | €53,805 | €17,949 | ▼ 66.6% |
| Suppliers440/4 | €21,052 | €16,338 | €53,805 | €17,949 | ▼ 66.6% |
| Advances received on contracts in progress46 | - | - | €170 | - | - |
| Taxes, remuneration and social security45 | €31,102 | €19,673 | €22,845 | €26,763 | ▲ 17.2% |
| Taxes450/3 | €17,145 | €5,458 | €7,304 | €15,488 | ▲ 112% |
| Remuneration and social security454/9 | €13,957 | €14,216 | €15,541 | €11,275 | ▼ 27.5% |
| Other amounts payable47/48 | €51,056 | €38,121 | €32,173 | €28,937 | ▼ 10.1% |
| Accrued charges and deferred income492/3 | €157 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,004 | €18,000 | -€19,387 | €51,443 | ▲ 365% |
| + Depreciation and write-downs630 | €6,887 | €5,787 | €6,268 | - | - |
| Operating cash flow (approximation) | -€1,117 | €23,787 | -€13,119 | €51,443 | ▲ 492% |
| Investment in fixed assets (approximation) | - | €0 | -€3,575 | - | - |
| Change in cash | - | -€8,860 | €5,339 | €75,965 | ▲ 1,323% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €51,443
Net result €51,443 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.45
Current ratio from 0.55 to 1.45; short-term debt falls from €123,393 to €75,490.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€19,387
Net result drops to -€19,387, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
2023
31-12
Financial
Back to profitnet €18,000
Net result €18,000 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2021
Ground area
85 m²
Building footprint
47 m²
Parcel 12025B0114/00B000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Bar Lumière
since 20212.322.674.007
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025B0114/00B000 | Flanders | 85 m² | 1 · 47 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 162 EUR awarded · 162 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 162 EUR | 162 EUR |
Schemes
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Of 14,005 companies in sector 56301 we hold annual accounts for 4,893. 4,107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
70200Business and other management consultancy
90391Promotion and organisation of arts and performing arts events
90399Other support activities for arts and performing arts
E-invoicing
Reachable via Peppol
Peppol ID
0208:0772840669
Also
9925:BE0772840669
Registered
01-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.