Skip to content

EMS. ADVICE

Active
Private limited companyfounded 1989active for 37 yearsGrenadierslaan 49, 9890 Gavere, BelgiumKBO/BCE: BE 0438.942.420
Summary

EMS. ADVICE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €262,304. Equity has been stable since 2019 (±2.4% per year). Its solvency ranks better than 54% of 3,395 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-11-1989 Normal situation
Activity
Computer programming NACE 62100
Establishment unit
2.045.885.990 9890 Gavere, since 28-11-1989
Financial year end
31 March
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Martens ErwinDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2025
Gross margin
€467,845
▲ 18.4%
Turnover
≈ €1.2m
estimated
Profit
€262,304
▲ 18.7%
Equity
€1.4m
▲ 4.3%
Total assets
€2.7m
▲ 41.5%
  • 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 07-11-2025)lowers riskLiquidity: current ratio 5.06, cash €490,226Sector: Computer programming, consultancy and related activities (NACE 62)Founded in 1989Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of small companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 77-18
equity 51.7% of total assets
Liquidity 73+6
short-term debt 9.4% · cash 18.1%
Profitability 81-2
return on assets 9.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,167 companies, NACE 62, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: 0.1%▲ +0.1 percentage points vs 10-2025highest value 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.06 (7.11 in 2024), above the usual 1.5. Short-term debt is 9.4% and cash 18.1% of total assets. 48.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 64% of them on solvency, 85% on liquidity, 73% on profitability and 43% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.06, cash €490,226
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 07-11-2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €1.4m
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-11-2025, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
6 days late
2024
2 days early
2023
on the day
2022
3 days late
2021
172 days late
2020
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 37 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Oldest company in Gavere, Telecoms and IT sectorin the Checked rankings No. 1 View
  • Positive: 7 profitable years in a rowprofit 2025: €262,304 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as EMS. ADVICE: computer programming (NACE 62100). They are comparable in size and age: total assets between €2.3m and €4.2m, founded between 1983 and 1998.

CompanyTotal assetsGross margin
EMS. ADVICE Gavere€2.7m€0.5m
METASTORE Antwerpen€2.6m€0.4m
DOMINIUM Nazareth-De Pinte€4.2m€0.5m
DEN ANKER Leuven€3.0m€0.4m
4. ST SERVICES SYSTEMS SOFTWARE SUPPORT TECHNOLOGIES BELGIUM Leuven€3.5m€0.3m
RISCO GROUP Mechelen€2.3m€0.7m
AZURINVEST Brugge€2.9m€0.6m
Full comparison

Key facts about EMS. ADVICE

What is the company number of EMS. ADVICE?
The company number of EMS. ADVICE is 0438.942.420. The VAT number is the same number with BE in front: BE 0438.942.420.
Where is EMS. ADVICE based?
The registered office is at Grenadierslaan 49, 9890 Gavere.Company details
What does EMS. ADVICE do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of EMS. ADVICE?
The legal form of EMS. ADVICE is Private limited company (BV).
When was EMS. ADVICE founded?
EMS. ADVICE was founded on 01-11-1989.
Is EMS. ADVICE still active?
Yes, EMS. ADVICE is an active enterprise in the KBO register.
How many employees does EMS. ADVICE have?
EMS. ADVICE had an average of 0.2 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of EMS. ADVICE?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €467,845 and 149 comparable companies (NACE 62). It probably lies between €840,000 and €2.0m.
Is EMS. ADVICE profitable?
In financial year 2025, EMS. ADVICE made a profit of €262,304.
Where can I find the annual accounts of EMS. ADVICE?
EMS. ADVICE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.