EMREB
ActiveSummary
EMREB has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.32M and a net result of €145k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 91% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity ample (current ratio 7.92 against 14.13 in 2023; short-term debt: 5.6% and cash: 27.6% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.8%
Return on assets
10.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.32M
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-01-2026, 178 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
178 d late
2023
543 d late
2022
31 d late
2021
26 d late
2020
26 d late
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€145k=
2023 · €145k
2018: €89k
2019: €99k
2020: €4k
2021: €98k
2022: €122k
2023: €145k
2018 → 2024
Working capital
€542k▲ 7.7%
2023 · €503k
2018: €582k
2019: €292k
2020: €330k
2021: €340k
2022: €403k
2023: €503k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.22M-€1.05M▼ 13.6%€1.17M▲ 11.7%€1.32M▲ 12.4%€1.32M▲ 0.4%
Operating result€-6k-€131k€183k▲ 39.0%€197k▲ 7.7%€192k▼ 2.5%
Net result€4k-€98k▲ 2,330%€122k▲ 25.3%€145k▲ 18.4%€145k=
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 2% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.41M
Fixed assets
€790k ▼ 3.7%
Current assets
€620k ▲ 14.5%
Equity and liabilities €1.41M
Equity
€1.32M ▲ 0.4%
Debt
€87k ▲ 98.2%
Debt's share of the balance-sheet total rises from 3.2% to 6.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€241k▼
2023 · €244k
Cash flow
€194k▲
2023 · €192k
Current ratio
7.92▼
2023 · 14.13
Debt to equity
0.07▲
2023 · 0.03
ROE
11.0%▼
2023 · 11.0%
ROA
10.3%▼
2023 · 10.6%
Interest coverage
310.89▼
2023 · 610.99
Debt ≤ 1 year
€78k▲
2023 · €38k
Income taxes
€50k▼
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.36M€1.41M▲
Fixed assets21/28€820k€790k▼
Tangible fixed assets22/27€820k€790k▼
Land and buildings22€808k€762k▼
Plant, machinery and equipment23€11k€19k▲
Furniture and vehicles24€737€9k▲
Current assets29/58€541k€620k▲
Amounts receivable within one year40/41€36k€93k▲
Trade receivables40€26k€92k▲
Other amounts receivable41€9k€1k▼
Current investments50/53€134k€134k=
Cash at bank and in hand54/58€370k€389k▲
Deferred charges and accrued income490/1€914€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.41M▲
Equity10/15€1.32M€1.32M▲
Contributions10/11€62k€62k=
Reserves13€522k€382k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€516k€376k▼
Profit (loss) carried forward14€733k€878k▲
Amounts payable17/49€44k€87k▲
Amounts payable within one year42/48€38k€78k▲
Trade debts44€180€75k▲
Suppliers440/4€180€75k▲
Taxes, remuneration and social security45€38k€3k▼
Taxes450/3€38k€3k▼
Other amounts payable47/48-€326
Accrued charges and deferred income492/3€6k€9k▲
Income statement
Code20232024
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€49k▲
Other operating charges640/8€7k€7k▼
Non-recurring operating charges66A€189-
Gross operating margin9900€251k€247k▼
Operating profit (loss)9901€197k€192k▼
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€399€774▲
Recurring financial charges65€399€774▲
Profit (loss) for the period before taxes9903€197k€195k▼
Income taxes67/77€52k€50k▼
Profit (loss) for the period9904€145k€145k=
Profit (loss) for the period to be appropriated9905€145k€145k=
Appropriation of the result
Profit (loss) to be appropriated9906€733k€878k▲
Profit (loss) brought forward from the previous period14P€589k€733k▲
Transfer from equity791/2-€140k
Profit to be distributed694/7-€140k
Return on contributions (dividend)694-€140k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 178 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 543 days late
2024
31-12
Financial
Highest result since 2018net €145k ▲0%
Net result €145k, the highest in the series.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 16.42
Current ratio from 4.04 to 16.42; short-term debt falls from €109k to €22k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €4k ▼95.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2002
Ground area
878 m²
Building footprint
148 m²
Volume, LiDAR
1,178 m³
Parcel 21683D0282/00L000, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EMREB
since 20022.114.071.448
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0282/00L000 | Brussels | 878 m² | 1 · 148 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493005HWK8LDN76EB64
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EXCiPACT
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IMMOPRO
BE 0401.379.565
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ARTHEPA
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QUERCUM
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 24,770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.