EMR CONCEPT
ActiveThe computed 12-month bankruptcy probability of EMR CONCEPT is 2.4% (moderate). The 2025 annual accounts show equity of €27k and a net result of €3k. Its solvency ranks better than 59% of 946 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability54
Solvency78
Growth-
Track record79
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.14; short-term debt: 46.7% of total assets), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€50k
Net result
€3k
Working capital
€27k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €50k
Equity
€27k
Debt
€23k
Debt finances 46.7% of the balance-sheet total.
Key figures and ratios
Solvency
53.3%
Current ratio
2.14
Quick ratio
2.14
Debt / equity
0.88
ROE
12.5%
ROA
6.7%
Debt
€23k
Debt ≤ 1 year
€23k
Income taxes
€835
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€50k
Current assets29/58€50k
Amounts receivable within one year40/41€50k
Trade receivables40€42k
Other amounts receivable41€8k
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€27k
Contributions10/11€4k
Profit (loss) carried forward14€23k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Income statement
Code2025
Gross operating margin9900€4k
Operating profit (loss)9901€4k
Financial income75/76B€604
Recurring financial income75€604
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€835
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
Profit (loss) brought forward from the previous period14P€19k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
796 m²
Building footprint
448 m²
Volume, LiDAR
4,158 m³
2 parcels, Brussels, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mutsaardlaan 22, 1020 Brussel
since 20232.353.435.180
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 21818A0211/00A004 | Brussels | 276 m² | 1 · 123 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,190 companies in sector 52250 we hold annual accounts for 1,956. 962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2023
Fiscal year end31-12
Activities, NACEBEL
52250Logistics services
52290Warehousing and support activities for transportation
53100Postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.