EMOND
ActiveEMOND has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €830k and a net result of €9k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 6008 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability13▼-16
Solvency23▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.11 in 2023), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.2%
Return on assets
0.2%
Age of the figures
30 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6008 sector peers (2024).
NBB · sector comparisonPosition among 6008 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 319 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline15-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 31-10-2024, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
1 d early
2022
on the day
2021
2 d early
2020
17 d late
2019
6 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€24.01M
EBIT margin
1.6%
Net result
€9k▼ 80.4%
2023 · €47k
2019: €20k
2020: €34k
2021: €106k
2022: €256k
2023: €47k
2019 → 2024
Working capital
€658k▼ 2.1%
2023 · €673k
2019: €315k
2020: €319k
2021: €432k
2022: €663k
2023: €673k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€24.01M
Equity€411k-€518k▲ 25.9%€773k▲ 49.4%€820k▲ 6.1%€830k▲ 1.1%
Operating result€128k-€171k▲ 33.5%€431k▲ 152%€312k▼ 27.6%€377k▲ 21.0%
Net result€34k-€106k▲ 209%€256k▲ 140%€47k▼ 81.6%€9k▼ 80.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 21% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.85M
Fixed assets
€208k▼ 2.9%
Current assets
€5.64M▼ 20.1%
Equity and liabilities €5.85M
Equity
€830k▲ 1.1%
Debt
€5.02M▼ 22.2%
The debt ratio falls from 88.7% to 85.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€410k▲
2023 · €339k
Cash flow
€42k▼
2023 · €74k
Solvency
14.2%▲
2023 · 11.3%
Current ratio
1.13▲
2023 · 1.11
Quick ratio
1.00▲
2023 · 0.99
Debt / equity
6.06▼
2023 · 7.87
ROE
1.1%▼
2023 · 5.7%
ROA
0.2%▼
2023 · 0.6%
Interest coverage
1.46▲
2023 · 1.35
Debt
€5.02M▼
2023 · €6.46M
Debt ≤ 1 year
€4.99M▼
2023 · €6.39M
Income taxes
€10k▼
2023 · €23k
Staff costs
€51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7.28M€5.85M▼
Fixed assets21/28€214k€208k▼
Intangible fixed assets21€110k€98k▼
Tangible fixed assets22/27€105k€83k▼
Land and buildings22€61k€57k▼
Furniture and vehicles24€44k€26k▼
Financial fixed assets28-€27k
Other financial fixed assets284/8-€27k
Amounts receivable and cash guarantees285/8-€27k
Current assets29/58€7.06M€5.64M▼
Stocks and contracts in progress3€713k€634k▼
Stocks30/36€713k€634k▼
Goods purchased for resale34-€634k
Amounts receivable within one year40/41€6.16M€4.78M▼
Trade receivables40€5.52M€4.75M▼
Other amounts receivable41€636k€28k▼
Cash at bank and in hand54/58€162k€140k▼
Deferred charges and accrued income490/1€31k€93k▲
Equity and liabilities
Total equity and liabilities10/49€7.28M€5.85M▼
Equity10/15€820k€830k▲
Contributions10/11€184k€184k=
Reserves13€14k€14k=
Non-distributable reserves130/1€14k€0▼
Reserves not available under the articles1311€14k€0▼
Distributable reserves133-€14k
Profit (loss) carried forward14€623k€632k▲
Amounts payable17/49€6.46M€5.02M▼
Amounts payable within one year42/48€6.39M€4.99M▼
Financial debts43€3.42M€2.17M▼
Credit institutions430/8€3.42M€2.17M▼
Trade debts44€2.93M€2.68M▼
Suppliers440/4€2.93M€2.68M▼
Advances received on contracts in progress46€34k€33k▼
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€57€3k▲
Remuneration and social security454/9€2k€8k▲
Other amounts payable47/48-€98k
Accrued charges and deferred income492/3€67k€37k▼
Income statement
Code20232024
Operating income70/76A-€24.07M
Turnover70-€24.01M
Other operating income74-€61k
Operating charges60/66A-€23.69M
Goods for resale, raw materials and consumables60-€22.82M
Purchases600/8-€22.74M
Change in stocks: decrease (increase)609-€79k
Services and other goods61-€778k
Remuneration, social security and pensions62-€51k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€33k▲
Other operating charges640/8€2k€7k▲
Gross operating margin9900€341k-
Operating profit (loss)9901€312k€377k▲
Financial income75/76B€9k€14k▲
Recurring financial income75€9k€14k▲
Income from current assets751-€14k
Other financial income752/9-€0
Financial charges65/66B€251k€371k▲
Recurring financial charges65€251k€371k▲
Debt charges650-€281k
Other financial charges652/9-€91k
Profit (loss) for the period before taxes9903€70k€19k▼
Income taxes67/77€23k€10k▼
Taxes670/3-€10k
Profit (loss) for the period9904€47k€9k▼
Profit (loss) for the period to be appropriated9905€47k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€623k€632k▲
Profit (loss) brought forward from the previous period14P€576k€623k▲
Social balance
Average headcount (FTE)9087-0.8
The notes to these accounts (47 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Weakest financial yearnet €9k ▼80.4%
Net result drops to €9k, the lowest in the series.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €256k ▲140%
Operating result €431k, net result €256k, both a record.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €500kEq €518k ▲25.9%
3 profitable years in a row build equity to €518k.
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2015
09-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterwilgweg 62050 AntwerpenGround area
2,093 m²
Building footprint
481 m²
Volume, LiDAR
812 m³
Parcel 11813N0223/00E003, Flanders · tallest building 12.1 m. Linked by address, not a title deed.
1 establishment unit
Waterwilgweg 6, 2050 Antwerpen
since 19982.089.259.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0223/00E003 | Flanders | 2,093 m² | 1 · 481 m² | 12.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400MVLZ5MHZX93K88
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PI DISTRIBUTION
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Of 1,556 companies in sector 46900 we hold annual accounts for 913. 641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1998
Fiscal year end31-03
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.