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EMMO

Active
Private limited companyfounded 2023active for 3 yearsLange Lobroekstraat 177, 2060 Antwerpen, BelgiumKBO/BCE: BE 0802.349.158
Summary

The computed 12-month bankruptcy probability of EMMO is 3.3% (moderate). The 2025 annual accounts show equity of €38,384 and a net result of €13,640. Its solvency ranks better than 73% of 9,302 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€59,061total assets 2025
Equity
€38,384
Profit
€13,640
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Structure
2025 accounts 56 days early1 of 2 deeds summarised
Why 52raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €59,061lowers riskLiquidity: current ratio 2.14, cash €10,420Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 74% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 90+29
equity 65.0% of total assets
Liquidity 56+34
short-term debt 35.0% · cash 17.6%
Profitability 98+8
return on assets 23.1%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 4.6% 12-2024: 4.6%● unchanged vs 11-2024 01-2025: 5.0%▲ +0.4 percentage points vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 4.8%▼ -0.2 percentage points vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 5.3%▲ +0.5 percentage points vs 04-2025 06-2025: 5.3%● unchanged vs 05-2025 07-2025: 5.3%● unchanged vs 06-2025 08-2025: 5.3%● unchanged vs 07-2025 09-2025: 5.3%● unchanged vs 08-2025 10-2025: 6.4%▲ +1.1 percentage points vs 09-2025 11-2025: 6.4%● unchanged vs 10-2025 12-2025: 6.4%● unchanged vs 11-2025 01-2026: 6.4%● unchanged vs 12-2025 02-2026: 6.4%● unchanged vs 01-2026 03-2026: 6.7%▲ +0.3 percentage points vs 02-2026 04-2026: 6.8%▲ +0.1 percentage points vs 03-2026 05-2026: 6.8%● unchanged vs 04-2026highest value 06-2026: 6.8%● unchanged vs 05-2026 07-2026: 2.4%▼ -4.4 percentage points vs 06-2026lowest value 08-2026: 3.3%▲ +0.9 percentage points vs 07-2026 09-2026: 3.3%● unchanged vs 08-2026 10-2026: 3.3%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.14, compared with 1.48 in 2024, above the usual 1.5; short-term debt: 35% and cash: 17.6% of total assets), and 35% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 74% on solvency, 61% on liquidity, 81% on profitability and 81% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €59,061
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.14, cash €10,420
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
56 days early
2024
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Turnover
€248,307
EBIT margin
12.4%
Net result
€13,640▼ 44.3%
2024 · €24,494
Working capital
€23,490▲ 14.0%
2024 · €20,612
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 44% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€17,126 2025 Net result€13,640 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€248,307-
Operating result€30,842-€17,126▼ 44.5%
Net result€24,494within the sector's middle half-€13,640within the sector's middle half▼ 44.3%
EBIT margin12.4%-
Equity€24,744within the sector's middle half-€38,384within the sector's middle half▲ 55.1%
Total assets€68,055within the sector's middle half-€59,061within the sector's middle half▼ 13.2%
Debt€43,311-€20,678▼ 52.3%
Working capital€20,612within the sector's middle half-€23,490within the sector's middle half▲ 14.0%
Solvency36.4%within the sector's middle half-65.0%within the sector's middle half▲ 28.6pp
Current ratio1.48within the sector's middle half-2.14within the sector's middle half▲ 0.66
Return on assets (ROA)36.0%above the sector's middle half-23.1%above the sector's middle half▼ 12.9pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,061
Fixed assets €14,894 ▲ 260%
Current assets €44,168 ▼ 30.9%
Equity and liabilities €59,061
Equity €38,384 ▲ 55.1%
Debt €20,678 ▼ 52.3%
Debt's share of the balance-sheet total falls from 63.6% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,964▼
2024 · €31,925
Cash flow
€15,478▼
2024 · €25,577
Debt to equity
0.54▼
2024 · 1.75
ROE
35.5%▼
2024 · 99.0%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€20,678▼
2024 · €43,311
Income taxes
€3,410▼
2024 · €6,143
Staff costs
€708▲
2024 · €444
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€68,055€59,061▼
Fixed assets21/28€4,132€14,894▲
Intangible fixed assets21€824€242▼
Tangible fixed assets22/27€3,308€14,651▲
Plant, machinery and equipment23€3,308€2,063▼
Furniture and vehicles24-€12,588
Current assets29/58€63,923€44,168▼
Amounts receivable within one year40/41€61,095€33,748▼
Trade receivables40€38,399€25,524▼
Other amounts receivable41€22,696€8,224▼
Cash at bank and in hand54/58€2,828€10,420▲
Equity and liabilities
Total equity and liabilities10/49€68,055€59,061▼
Equity10/15€24,744€38,384▲
Contributions10/11€250€250=
Profit (loss) carried forward14€24,494€38,134▲
Amounts payable17/49€43,311€20,678▼
Amounts payable within one year42/48€43,311€20,678▼
Trade debts44€27,594€17,268▼
Suppliers440/4€27,594€17,268▼
Taxes, remuneration and social security45€15,717€3,410▼
Taxes450/3€15,717€3,410▼
Income statement Code20242025
Turnover70€248,307-
Goods, raw materials, services and sundry goods60/61€215,820€171,855▼
Remuneration, social security and pensions62€444€708▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,083€1,838▲
Other operating charges640/8€118€601▲
Gross operating margin9900€32,487€20,274▼
Operating profit (loss)9901€30,842€17,126▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€205€76▼
Recurring financial charges65€205€76▼
Profit (loss) for the period before taxes9903€30,637€17,050▼
Income taxes67/77€6,143€3,410▼
Profit (loss) for the period9904€24,494€13,640▼
Profit (loss) for the period to be appropriated9905€24,494€13,640▼
Appropriation of the result
Profit (loss) to be appropriated9906€24,494€38,134▲
Profit (loss) brought forward from the previous period14P-€24,494

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€248,307--
Goods, raw materials, services and sundry goods60/61€215,820€171,855▼ 20.4%
Remuneration, social security and pensions62€444€708▲ 59.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,083€1,838▲ 69.8%
Other operating charges640/8€118€601▲ 409%
Gross operating margin9900€32,487€20,274▼ 37.6%
Operating profit (loss)9901€30,842€17,126▼ 44.5%
Financial income75/76B€0--
Recurring financial income75€0--
Financial charges65/66B€205€76▼ 62.9%
Recurring financial charges65€205€76▼ 62.9%
Profit (loss) for the period before taxes9903€30,637€17,050▼ 44.3%
Income taxes67/77€6,143€3,410▼ 44.5%
Profit (loss) for the period9904€24,494€13,640▼ 44.3%
Profit (loss) for the period to be appropriated9905€24,494€13,640▼ 44.3%
Line20242025Change
Assets
Total assets20/58€68,055€59,061▼ 13.2%
Fixed assets21/28€4,132€14,894▲ 260%
Intangible fixed assets21€824€242▼ 70.6%
Tangible fixed assets22/27€3,308€14,651▲ 343%
Plant, machinery and equipment23€3,308€2,063▼ 37.6%
Furniture and vehicles24-€12,588-
Current assets29/58€63,923€44,168▼ 30.9%
Amounts receivable within one year40/41€61,095€33,748▼ 44.8%
Trade receivables40€38,399€25,524▼ 33.5%
Other amounts receivable41€22,696€8,224▼ 63.8%
Cash at bank and in hand54/58€2,828€10,420▲ 268%
Equity and liabilities
Total equity and liabilities10/49€68,055€59,061▼ 13.2%
Equity10/15€24,744€38,384▲ 55.1%
Contributions10/11€250€250=
Profit (loss) carried forward14€24,494€38,134▲ 55.7%
Amounts payable17/49€43,311€20,678▼ 52.3%
Amounts payable within one year42/48€43,311€20,678▼ 52.3%
Trade debts44€27,594€17,268▼ 37.4%
Suppliers440/4€27,594€17,268▼ 37.4%
Taxes, remuneration and social security45€15,717€3,410▼ 78.3%
Taxes450/3€15,717€3,410▼ 78.3%
Line20242025Change
Profit (loss) for the period9904€24,494€13,640▼ 44.3%
+ Depreciation and write-downs630€1,083€1,838▲ 69.8%
Operating cash flow (approximation)€25,577€15,478▼ 39.5%
Investment in fixed assets (approximation)--€12,600-
Change in cash-€7,591-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 05-06-2026 2026-00154586
31-12-2024 micro format 23-09-2025 2025-00510687

Similar companies · same sector, comparable size

Of the 29,234 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,163. 12,927 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 2 June 2023, EMMO was incorporated as a private limited company.1 In 2026 the registered office moved to Antwerpen.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-07-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
08-07
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 01-01-2026
  • Registered-office move, Lange Lobroekstraat 177 bus 11,2060 Antwerpen
  • Director in office, Yumer Mehmed (director)
05-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
23-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 54 days late
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded02-06-2023
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43310Plastering work
43350Other building finishing work
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802349158
Registered 27-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0802.349.158

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,638 m²
Building footprint
522 m²
Building volume
4,583 m³
2 parcels, Flanders · tallest building 18.2 m. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
EMMO
Rupelstraat 32, 2060 AntwerpenGeneral construction of residential buildings
since 2023unit no. 2.347.596.671
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
11807G0260/00X000 Flanders 1,550 m² 1 · 443 m² 18.2 m · 2
11807G0307/00L005 Flanders 88 m² 1 · 79 m² 13.9 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.