EMMEN
ActiveEMMEN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.81M and a net result of €131k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-17
Solvency70▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.75 in 2024; short-term debt: 7% and cash: 0.1% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
3.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €1.81M
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
151 d early
2023
23 d early
2022
22 d early
2021
5 d early
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.81M▲ 7.8%
2024 · €1.68M
2019: €333k
2020: €380k
2021: €420k
2022: €345k
2023: €331k
2024: €1.68M
2019 → 2025
Total assets
€4.06M▲ 43.1%
2024 · €2.84M
2019: €1.69M
2020: €2.02M
2021: €1.73M
2022: €1.65M
2023: €1.57M
2024: €2.84M
2019 → 2025
Net result
€131k▼ 19.2%
2024 · €162k
2019: €84k
2020: €47k
2021: €40k
2022: €45k
2023: €50k
2024: €162k
2019 → 2025
Working capital
€443k▲ 61.1%
2024 · €275k
2019: €80k
2020: €183k
2021: €156k
2022: €10k
2023: €56k
2024: €275k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€420k-€345k▼ 18.0%€331k▼ 4.1%€1.68M▲ 409%€1.81M▲ 7.8%
Operating result€91k-€91k=€116k▲ 27.2%€298k▲ 157%€265k▼ 11.0%
Net result€40k-€45k▲ 12.7%€50k▲ 11.0%€162k▲ 222%€131k▼ 19.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.06M
Fixed assets
€3.34M▲ 51.6%
Current assets
€727k▲ 13.6%
Equity and liabilities €4.06M
Equity
€1.81M▲ 7.8%
Debt
€2.25M▲ 94.3%
The debt ratio rises from 40.8% to 55.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€298k▼
2024 · €328k
Cash flow
€164k▼
2024 · €191k
Solvency
44.6%▼
2024 · 59.2%
Current ratio
2.56▲
2024 · 1.75
Quick ratio
1.20▲
2024 · 0.82
Debt / equity
1.24▲
2024 · 0.69
ROE
7.2%▼
2024 · 9.6%
ROA
3.2%▼
2024 · 5.7%
Interest coverage
4.39▼
2024 · 6.08
Debt
€2.25M▲
2024 · €1.16M
Debt ≤ 1 year
€284k▼
2024 · €365k
Debt > 1 year
€1.94M▲
2024 · €787k
Income taxes
€67k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.84M€4.06M▲
Fixed assets21/28€2.20M€3.34M▲
Tangible fixed assets22/27€587k€873k▲
Land and buildings22€587k€873k▲
Financial fixed assets28€1.61M€2.46M▲
Current assets29/58€640k€727k▲
Stocks and contracts in progress3€339k€387k▲
Stocks30/36€339k€387k▲
Amounts receivable within one year40/41€297k€333k▲
Trade receivables40€46k€44k▼
Other amounts receivable41€251k€289k▲
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.84M€4.06M▲
Equity10/15€1.68M€1.81M▲
Contributions10/11€1.25M€1.25M=
Outside capital11€1.25M€1.25M=
Share premium1100/10€1.25M€1.25M=
Reserves13€432k€563k▲
Distributable reserves133€432k€563k▲
Amounts payable17/49€1.16M€2.25M▲
Amounts payable after more than one year17€787k€1.94M▲
Financial debts170/4€787k€1.94M▲
Amounts payable within one year42/48€365k€284k▼
Current portion of amounts payable after more than one year42€139k€104k▼
Financial debts43€20k€40k▲
Credit institutions430/8€20k€40k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€38k€76k▲
Taxes450/3€38k€76k▲
Other amounts payable47/48€165k€59k▼
Accrued charges and deferred income492/3€7k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€33k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€330k€303k▼
Operating profit (loss)9901€298k€265k▼
Financial charges65/66B€54k€68k▲
Recurring financial charges65€54k€68k▲
Profit (loss) for the period before taxes9903€244k€197k▼
Income taxes67/77€82k€67k▼
Profit (loss) for the period9904€162k€131k▼
Profit (loss) for the period to be appropriated9905€162k€131k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€131k▼
Transfer from equity791/2€39k-
Transfer to equity691/2€162k€131k▼
To other reserves6921€162k€131k▼
Profit to be distributed694/7€39k-
Return on contributions (dividend)694€39k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €162k ▲222%
Operating result €298k, net result €162k, both a record.
30-06
Financial
Equity above €1MEq €1.68M ▲409%
6 profitable years in a row build equity to €1.68M.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €40k ▼14.4%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Kerkstraat 279120 Beveren-Kruibeke-ZwijndrechtGround area
3,272 m²
Building footprint
616 m²
Volume, LiDAR
1,362 m³
2 parcels, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
EMMEN
since 20122.213.237.023
EMMEN
since 20122.213.242.268
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028C1051/00C000 | Flanders | 2,456 m² | 1 · 374 m² | 7.3 m · 1 fl. |
| 46028C1194/00C000 | Flanders | 816 m² | 1 · 242 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DEDECKER BEHEER
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PHG ASSET MANAGEMENT
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WERNER & MERTZ BENELUX
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FINEDIT
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,097. 472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2012
Fiscal year end30-06
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.