EMMC
ActiveEMMC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-8k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 382 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth72▲+50
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 14.88 against 29.37 in 2024), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 94
Relative position
BE, all sectors
reference
Sector 94
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
-17.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
71 d early
2023
68 d early
2022
19 d early
2021
72 d early
2020
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€74k▲ 104%
2024 · €36k
2023: €47k
2024: €36k
2023 → 2025
EBIT margin
-10.0%▲ 35.2pp
2024 · -45.2%
2023: 36.4%
2024: -45.2%
2023 → 2025
Net result
€-8k▲ 50.6%
2024 · €-17k
2020: €-15k
2021: €-11k
2022: €3k
2023: €16k
2024: €-17k
2020 → 2025
Working capital
€45k▼ 17.8%
2024 · €54k
2021: €64k
2022: €42k
2023: €62k
2024: €54k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€47k€36k▼ 21.8%€74k▲ 104%
Equity€40k-€43k▲ 7.4%€59k▲ 37.2%€42k▼ 28.7%€34k▼ 19.9%
Operating result€-11k-€3k€17k▲ 429%€-16k€-7k▲ 54.9%
Net result€-11k-€3k€16k▲ 441%€-17k€-8k▲ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €48k
Equity
€34k▼ 19.9%
Debt
€14k▲ 0.1%
The debt ratio rises from 24.8% to 29.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
70.8%▼
2024 · 75.2%
Current ratio
14.88▼
2024 · 29.37
Quick ratio
14.88▼
2024 · 29.37
Debt / equity
0.41▲
2024 · 0.33
ROE
-24.8%▲
2024 · -40.2%
ROA
-17.5%▲
2024 · -30.2%
Debt
€14k▲
2024 · €14k
Debt ≤ 1 year
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€48k▼
Current assets29/58€56k€48k▼
Amounts receivable within one year40/41€23k€3k▼
Trade receivables40€22k€2k▼
Other amounts receivable41€806€857▲
Cash at bank and in hand54/58€33k€44k▲
Deferred charges and accrued income490/1€227€227=
Equity and liabilities
Total equity and liabilities10/49€56k€48k▼
Equity10/15€42k€34k▼
Profit (loss) carried forward14€42k€34k▼
Amounts payable17/49€14k€14k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20242025
Turnover70€36k€74k▲
Goods, raw materials, services and sundry goods60/61€116k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437-
Other operating charges640/8-€769
Gross operating margin9900€-16k€-7k▲
Operating profit (loss)9901€-16k€-7k▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€465€947▲
Recurring financial charges65€465€947▲
Profit (loss) for the period before taxes9903€-17k€-8k▲
Profit (loss) for the period9904€-17k€-8k▲
Profit (loss) for the period to be appropriated9905€-17k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€34k▼
Profit (loss) brought forward from the previous period14P€59k€42k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k ▼206%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 29.37
Current ratio from 5.94 to 29.37; short-term debt falls from €12k to €2k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €16k ▲441%
Operating result €17k, net result €16k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-12
Financial
Liquidity times 19current ratio 2784.94
Current ratio from 150.28 to 2784.94; short-term debt falls from €426 to €15.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 541050 BrusselGround area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European research
1 project · 1,153,750 EUR EU contributionProgrammes
HORIZON
Projects
Federated Digital Infrastructure for European Advanced Materials Research and Development
Similar companies · same sector, comparable size
BRUSSELS KUNSTENOVERLEG
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Dienstengroep H.-Hartinstituut Heverlee
BE 0457.327.779
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ACTION JOSAPHAT
BE 0867.341.039
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L’ASSOCIATION EUROPÉENNE DE LA MOBILITÉ ÉLECTRIQUE
BE 0418.362.879
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The Circular Value Institute
BE 1007.274.823
Kortrijk · Eq €33k
Of 3,130 companies in sector 94999 we hold annual accounts for 707. 335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded26-07-2019
Fiscal year end31-12
Activities, NACEBEL
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.