Parent and group
- MADIN99.99%
EMMA LAROC
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
EMMA LAROC has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €545,244 and a net result of €454,008. Equity has been growing by about 150% per year since 2022. Its solvency ranks better than 22% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Official details
KBO- Status
- Active since 14-10-2021 Normal situation
- Activity
- Wholesale of household textiles and bedding NACE 46412and 4 others
- Establishment units
- 2.323.404.871 8810 Lichtervelde, since 14-10-2021
- 2.381.921.013 8740 Pittem, since 02-12-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Board and ownership
Board
- BEFIAC & C °Director · permanent representative BEERNAERT Emmanuel
- LUCA INVESTDirector · permanent representative MAES Carole
Shareholders
- Holdings
- Shares in 1 company KNOKKELICHT
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
Annual accounts 2025
- Gross margin
- €67,819
- ▲ 104%
- Turnover
- ≈ €260,000
- estimated
- Profit
- €454,008
- ▲ 255%
- Equity
- €545,244
- ▲ 197%
- Total assets
- €3.8m
- ▲ 47.2%
- Staff
- 0.8 FTE
- ▲ 14.3%
Net result +255%: other schema
Filed on 22-09-2026, 53 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 53 days late; 3 of the last 3 accounts lateLiquidity: current ratio 0.96, cash €125,027, halvedlowers riskSize: total assets €3.8mFigures for financial year 2025 (filed on 22-09-2026)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 37% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency
39+7
equity 14.2% of total assets
Liquidity
11-16
short-term debt 79.1% · cash 3.3%
Profitability
41+16
return on assets 11.8%
Bankruptcy probability within 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.3%● unchanged vs 11-2024
01-2025: 2.3%● unchanged vs 12-2024
02-2025: 2.3%● unchanged vs 01-2025highest value
03-2025: 2.3%● unchanged vs 02-2025highest value
04-2025: 1.3%▼ -1.0 percentage point vs 03-2025
05-2025: 1.4%▲ +0.1 percentage points vs 04-2025
06-2025: 1.5%▲ +0.1 percentage points vs 05-2025
07-2025: 1.5%● unchanged vs 06-2025
08-2025: 2.0%▲ +0.5 percentage points vs 07-2025
09-2025: 2.2%▲ +0.2 percentage points vs 08-2025
10-2025: 0.5%▼ -1.7 percentage points vs 09-2025lowest value
11-2025: 0.5%● unchanged vs 10-2025lowest value
12-2025: 0.5%● unchanged vs 11-2025lowest value
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 1.0%▲ +0.2 percentage points vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026
09-2026: 1.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▼ -0.8 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.8 in 2024), below 1. Short-term debt is 79.1% and cash 3.3% of total assets. 85.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 16% of them on solvency, 9% on liquidity, 26% on profitability and 98% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9829 sector peers (2025).
NBB · sector comparisonPosition among 9829 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
53 days late
2024
40 days late
2023
41 days late
2022
112 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 62 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Companies linked to EMMA LAROC
Comparable companies
These companies have the same main activity as EMMA LAROC: wholesale of household textiles and bedding (NACE 46412). They are comparable in size and age: total assets between €620,000 and €7.9m, founded between 2019 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| EMMA LAROC Lichtervelde | €3.8m | €0.07m |
| BRG INTERNATIONAL Nazareth-De Pinte | €2.2m | €0.2m |
| OGU Gent | €1.5m | €0.1m |
| DV2 Group Antwerpen | €7.9m | €0.3m |
| Office09 Schoten | €0.6m | €0.1m |
| DECORTE MATTRESSES Oostende | €1.0m | €0.4m |
| SCAPA HOME Brasschaat | €1.7m | €0.5m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 22-09-2026
- Annual accounts 2024filed on 09-09-2025
- Annual accounts 2023filed on 10-09-2024
- Annual accounts 2022filed on 20-11-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about EMMA LAROC
- What is the company number of EMMA LAROC?
- The company number of EMMA LAROC is 0775.732.754. The VAT number is the same number with BE in front: BE 0775.732.754.
- Where is EMMA LAROC based?
- The registered office is at Diksmuidseboterweg 4, 8810 Lichtervelde.Company details
- What does EMMA LAROC do?
- According to the KBO register, the main activity is wholesale of household textiles and bedding (NACE 46412).
- What is the legal form of EMMA LAROC?
- The legal form of EMMA LAROC is Public limited company (NV).
- When was EMMA LAROC founded?
- EMMA LAROC was founded on 14-10-2021.
- Is EMMA LAROC still active?
- Yes, EMMA LAROC is an active enterprise in the KBO register.
- How many employees does EMMA LAROC have?
- EMMA LAROC had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of EMMA LAROC?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €67,819 and 33 comparable companies (NACE 464). It probably lies between €140,000 and €360,000.
- Is EMMA LAROC profitable?
- In financial year 2025, EMMA LAROC made a profit of €454,008.
- Where can I find the annual accounts of EMMA LAROC?
- EMMA LAROC filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of EMMA LAROC due?
- EMMA LAROC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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