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Emma Deschamps

Active
Private limited companyfounded 2023active for 2 yearsOpperijsaevel 10, 9690 Kluisbergen, BelgiumKBO/BCE: BE 1003.468.661

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Emma Deschamps has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,467 and a net result of €50,719. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 15-12-2023 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.354.978.668 8580 Avelgem, since 15-12-2023
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
€63,928
▲ 10.1%
Turnover
≈ €190,000
estimated
Profit
€50,719
▲ 9.3%
Equity
€98,467
▲ 103%
Total assets
€113,350
▲ 82.1%
Filed on 27-01-2026, 4 days before the deadlinePDF
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 7.59, cash €70,185Size: total assets €113,350Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 88% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.9% of total assets
Liquidity 98+5
short-term debt 13.1% · cash 61.9%
Profitability 100=
return on assets 44.7%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 2.4%highest value 02-2025: 0.5%▼ -1.9 percentage points vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 1.2%▲ +0.7 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.6%▲ +0.4 percentage points vs 09-2025 11-2025: 2.1%▲ +0.5 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.4%▲ +0.3 percentage points vs 12-2025 02-2026: 0.5%▼ -1.9 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.3 percentage points vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 7.59 (4.55 in 2024), above the usual 1.5. Short-term debt is 13.1% and cash 61.9% of total assets. 13.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 89% on liquidity, 90% on profitability and 93% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 7.59, cash €70,185
NBB · annual accounts
lowers risk · Size: total assets €113,350
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
4 days early
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 2 accounts on average 3 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Emma Deschamps

What is the company number of Emma Deschamps?
The company number of Emma Deschamps is 1003.468.661. The VAT number is the same number with BE in front: BE 1003.468.661.
Where is Emma Deschamps based?
The registered office is at Opperijsaevel 10, 9690 Kluisbergen.Company details
What is the legal form of Emma Deschamps?
The legal form of Emma Deschamps is Private limited company (BV).
When was Emma Deschamps founded?
Emma Deschamps was founded on 15-12-2023.
Is Emma Deschamps still active?
Yes, Emma Deschamps is an active enterprise in the KBO register.
What is the turnover of Emma Deschamps?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €63,928 and 2,678 comparable companies of the same size. It probably lies between €130,000 and €330,000. It is a rough estimate.Financials
Is Emma Deschamps profitable?
In financial year 2025, Emma Deschamps made a profit of €50,719.
Where can I find the annual accounts of Emma Deschamps?
Emma Deschamps filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Emma Deschamps due?
Emma Deschamps must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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